Umda cash

Organization, nokuba ubunini, osekupheleni leeyure zomsebenzi ukuphuma ofisi yakhe isixa esithile semali. Yiloo nto ke semali eseleyo kwi-ofisi, aluyi kuba ngaphezu kwe-mali ethile. Le mali kuthiwa isiphelo imali.

Emini, imali eziinkozo kungaphelelanga, kodwa ekupheleni leeyure zomsebenzi isixa semali ihlala ngesandla, kufuneka ibe ngaphantsi kwe-iseti phezu komda cash kwinkampani ngamnye ngamnye. Ukuba isixa lugqithe ngaphaya umda, kuyimfuneko ukuba ekujoliswe le akhawunti ngenjongo kwishishini, wavula kumaziko zebhanki. Njengoko i ngaphandle, kwi-ofisi ibhokisi ngaphezu umda iseti kunokugcinwa mali eziye yenzelwe intlawulo yezibonelelo ezahlukeneyo kunye namaholo. Kodwa lokugcinwa ezi ntlawulo mawungabi ngaphezu kweentsuku ezintathu, kuthathelwa ingqalelo komhla wokufunyanwa imali ebhankini.

On 01.01.2012 uzakuthatha isiphumo imithetho ezintsha, ezinxulumene imicimbi yemali, ngoku ke umyalelo kokuqhuba imali ilawulwa yi-Regulation № 373-P ye-Bank of Russia 12.10.11g. Ngokutsho eli lungiselelo kunye nombutho kwaye umntu koosomashishini, ogama umsebenzi kubandakanya ukusetyenziswa kwemali kufuneka agcine imali zonke iimfuno zokubonelelwa ngasentla. Ngako oko, ukubekela umda cash ngokuchanekileyo.

Ngaphambili, ngokutsho indawo, leyo isebenza de ngoJanuwari 1, umda imali umiselwe yibhanki. Kunye nokuqaliswa imithetho emitsha kukho umbuzo ngubani icwangcisa umda kwemali khona ngoku. Ngoku zonke inkampani okanye ngusomashishini ngamnye ngokwakhe uye wazibekela ngokwayo umda kwemali anokuthi agcinwe kwi-ofisi ibhokisi. Kulo mzekelo, thethana imali kwibhanki okanye ezinye igunya lolawulo ayikho imfuneko.

Bala umda kwemali kuchazwe eziliqela Imimiselo 373-n iindlela.

Eyokuqala abo kwinkqubo babe unikezelo rhoqo ngemali. Kufuneka baqalise ukuqonda ixesha apho imali iya kubalwa umda (nyanga, ikota, njalo njalo). Emva koko Zimiseleni ixesha yenethiwekhi ngokujonga isixa umda anokushiyeka kwirejista yemali. Eli xesha phantsi kwemiqathango ayikwazi ukuba iintsuku ezingama-92, kodwa akukho ikhalenda, kunye neentsuku, leyo, ngokutsho ishedyuli yomsebenzi umbutho okanye umqeshi ziyasebenza. Kwaye ungakhetha ixesha kuFeliks: kwangeli xesha linye kunyaka ophelileyo; ixesha phambi kokuba ixesha apho imali kumda; ixesha nemali ubuninzi imali, njl

Xa oku kumiselwa, isampuli kwenziwa eziinkozo kunye nazo zonke izixa-mali ezifunyenweyo zifakwa kunye. Okulandelayo, kufuneka uthathe isigqibo sokuba zingaphi iintsuku osethilini okanye umntu ogunyaziswe iya kuthatha imali surplus kwi kumaziko zebhanki. Kodwa ke kufuneka kukhunjulwe ukuba nezihlandlo iminikelo enjalo kufuneka ingadluli kwiintsuku ezisixhenxe.

Kokuba kuchaziwe zonke iingongoma zikhankanywe ngasentla, ungaqalisa ukudlulisela. Ukuze benze oku, isixa-mali ukulungiselela ixesha olukhethiweyo lahlulwe ngenani leentsuku zokusebenza entlanganweni ngexesha elifanayo yaye isiphumo liphindaphindwe ngenani leentsuku apho iya kuba imali uzinikele kuye. Isixa-mali ezifunyenweyo zizonke, kwaye uya kuvalela imali.

Indlela yesibini esetyenziswa yimibutho kunye ngamnye osomashishini ukuba akukho uqhubeka imali. Okt cash on hand kufika kuphela akhawunti yangoku. Kulo mzekelo, njengoko kwi edlulileyo, kufuneka ukhethe ixesha ukumisela umda imali. Khetha ithuba zokuhlala, nto leyo nayo akanakuba ngaphezu kweentsuku ezingama 92. Ukuze ubone umthamo iindleko ixesha ekhethiweyo kunye nenani leentsuku kucanda phakathi ekufunyanweni kwemali evela kwingxelo mbutho amaziko zebhanki.

Okulandelayo na ukubalwa komda cash: Isixa-mali efunyenweyo zekheshi ixesha elithile (hayi kuquka imivuzo, izibonelelo, zokufunda, njl iintlawulo) lahlulwe esikhethiweyo ukuba abale inani leentsuku zokusebenza liphindaphindwe ngenani leentsuku phakathi, oluya kuqhubeka phakathi ukufumana imali ngetsheki.

ifomu ecacileyo umda cash ubalo isikhundla unganikezelwanga, ngoko wenza naluphi na uhlobo. Ikhutshwe i umda umyalelo imali ibalwa intloko zombutho okanye ngusomashishini zabucala kulo naluphi na uhlobo.