Ukuba semthethweni ikhadi imoto lokuxilonga

Ukusebenza kwekhadi zokuxilonga kuxhomekeke kunyaka model isithuthi (hayi umhla yentengo, njengabanini ezininzi) kwaye kubonisiwe kuxwebhu ekhutshwe. Kunokuba ube nonyaka omnye okanye emibini.

Kutheni uhlolo kuqala, uze emva koko nkqubo MTPL?

Ukuze abaqhubi ezininzi Agasti 2015 kuyo waba nomdla kakhulu ukwazi ukuba isixhobo nkqubo liability inshorensi awukho, ukuba kudlule uhlolo. Ukuza kuthi ga yaba okwahlukileyo - wokuqala ukufumana le-inshorensi, emva koko ithuba lokuba oyenzayo. Ubukho ikhadi diagnostic (DK) kwimoto ngo-2012 efunekayo xa uhlola umhloli endlela. Abaqhubi ngoko umthwalo omkhulu ababekolo Ukuhlolwa, ngokukodwa abo emva ivili kwiminyaka kweshumi ngaphezu. Ngoku lingenandaba, xa wihi eziphelweni ikhadi diagnostic.

Ekubeni Agasti 2015 waqalisa ukusebenza iimfuno ezintsha zobhaliso-nkqubo MTPL. Ukusuka kule ndawo sokuhlawula kwimeko yengozi kwi "avtograzhdanki" eyona elimsulwa ngentsimbi abaqikelelwa kwi-400 lamawaka engange. Lenyuka iindleko motor enyanzelekileyo contract inshorensi TPL: kuthelekiswa ekuqaleni kuka-2015 - phantse kabini.

Ixesha le ikhadi wihi diagnostic

CTP ukuze ihlolwe kuyimfuneko ukuba uye kwisikhululo inkonzo phambi kokugqitywa kwekhontrakthi inshorensi.

Lo mgaqo lecebo ngo-2015, isebenza ngokungqongqo. Iinkampani Consultants inshorensi awanalo ilungelo ukuphumeza umgaqo-nkqubo, kodwa ukuqinisekisa ukuba semthethweni ikhadi diagnostic ulenze. DK - omnye kuluhlu amaxwebhu ayimfuneko, apho inshorensi inika kwinkampani ye-inshorensi, kunye yokundwendwela yoluntu ye zeinshorensi kwaye umnini kunye namaxwebhu isithuthi (isihloko okanye isatifiketi sobhaliso kumapolisa zendlela).

Sisondele ingqalelo kwingcali inshorensi

Ikhadi rhoqo lophando enxebeni nkampani ogama lakhe iboniswe kumbhalo ukuba kukho indawo. Le yokugqibela kufuneka zihambelane neemfuno eyenziwe yi-Russian Union of Auto nabaKhuseli kunye namapolisa yendlela. Ukusebenza kwekhadi diagnostic (ukuya ethile inombolo, kunye nonyaka) abonisa, njengoko umthetho, phezu (ngasemva) iphepha yesibini DK. Le Consultant kufuneka ukuqinisekisa ukuba ikhadi ibingekazaliseki.

Ukuba into ikhadi diagnostic kuba umrhanelwa umqeshwa le-inshorensi, ubophelelekile ukuba uxhumane nomphathi wakho okanye ngqo kwi-line idilesi kwi EAISTO (isiseko uniform wokuvelelwa yobugcisa, amapolisa ezendlela kumisa kunye namaziko eenkonzo accredited). inkqubo yokuqinisekisa ubonisa kuphela xa inani nokunyaniseka ikhadi ukuhlolwa diagnostic luyasebenza.

Xa ukungangqinelani loyilo nkqubo phantse akunakwenzeka. Ukuba umqeshwa inshorensi ukuba athathe i-inshorensi kunye imaphu obalaseleyo diagnostic, yakhe, kuqala, iya kuhlawuliswa (okuninzi ngaphezu komvuzo) yaye ngokufuthi emsebenzini, yaye okwesibini, i-inshorensi akayi ukujongana iintlawulo phantsi kwesi sivumelwano, ngelixa asihlole isithuthi itshixiwe ku EAISTO.

ikhadi ukuhlolwa sokuhlola: ixesha lokuba semthethweni ngenxa CTP

inkampani yeinshorensi nge kwimvumelwano CTP umthwalo ukuba umgaqo-nkqubo yakhutshwa ngokuhambisana neemfuno zomthetho kunye nokufumaneka onke amaxwebhu afunekayo.

Ngethiyori, i-inshorensi uya kukhutshwa, ukuba semthethweni ikhadi iphela imoto diagnostic ngamini-nye. Ukuba umnini malazeke; ukuba kugcinwe semthethweni amabango, i-inshorensi iya kunyanzeleka ukuba angene kwimvumelwano naye. Le meko kunokwenzeka ukuba inshorensi ixabiso kakhulu phezulu, ngoxa umqhubi akanayo imali eyaneleyo ukuze nokuba ukuhlawulela uhlolo, nokuba woyika ukuba niwuhluthe, ekubeni ungaqinisekanga imeko inkathazo-free lwesithuthi kunye zonke iinkqubo zayo.

Zingakanani kuxilongelwa

Iigaraji ngokwabo ukwenza umgaqo kwamaxabiso, kodwa iindleko lokuhlola malunga efanayo yonke indawo, ngaphandle, mhlawumbi, eMoscow kunye nommandla eMoscow (apho iphezulu kancinci). Kakade ke, ukuba abasebenzi zingumsebenzi ngaphantsi kakhulu ngexesha nokuhlolwa imoto entsha. Izithuthi "abaneminyaka" kufuna ingqalelo ekhethekileyo. Abaqhubi kufuneka esweni imeko imoto yakho endala ngenyameko ngaphezu kwimeko kunye entsha. Kodwa iindleko nokuhlolwa oko kunokubonakala kunzima engaqhelekanga, nto ayiphazamiseki. Ngokuqhelekileyo, ixabiso umsebenzi onjalo kuluhlu engange angamakhulu amathandathu.

Ixabiso imisebenzi kwi bolshegruzov zobugcisa nokuhlolwa ngentla (malunga neekhilomitha engange), hayi zonke iigaraji linokuyiqhuba imisebenzi enjalo - oko kufuna ezinye izixhobo.

Xa ngaba ufuna Kwathi iimoto abakhweli kuhlolwa

• Ukuba imoto ayikho iminyaka emithathu, kude kube sekuphelisweni kwephakade eli xesha, akukho mfuneko yokuba ekuhlolweni.
• Ixesha lokuqala kufuneka uye yokuvasa imoto xa wayeneminyaka kanye emithathu ukususela kwakhululwa isithuthi (ukuba mazingabhidaniswa ngongoma lokuthenga).
• Okwesibini, xa imoto iminyaka emihlanu.
• Ixesha lesithathu umatshini iminyaka esixhenxe.
• Kwaye ngoko (kulo nyaka wesibhozo) ukuya kwiziko lesevisi ihlolwe kuyimfuneko ngonyaka ngamnye.

Yintoni na umhla lokuhlola izithuthi ezikhethekileyo izithuthi ukuze izithuthi zikawonkewonke

Iinkonzo Responsible kwandisa xa izithuthi lukhangelwe abandakanyeke umkhweli zokuhamba. Abaqhubi kwezi zithuthi abavumelekanga ukuba ukukhwela ukuba ikhadi diagnostic siphelelwe lixesha. Oku kwenzeka kabini ngonyaka njalo ezoyikisayo.

yeziThuthi ekhethekileyo ezivavanyiweyo amaza efanayo - kanye qho emva kweenyanga ezintandathu.

yintoni njani kunye iigaraji mihla ukuwexula abaqhubi beemoto

Isimanga, hayi kwinqanaba lenkonzo, akukho izixhobo zobugcisa, akukho mvume sivunyiwe, kunye nokukwazi ukukhupha ikhadi diagnostic ngaphandle ukubonisa imoto.

Ngokusebenzisa i-Internet, ukuhlawula mkhulu kabini ngaphezu ixabiso eziqhelekileyo, ungafumana itshati diagnostic, wabulawa yonke imithetho, ekhaya yekhuriya.

Lemali ikhadi engahlawulwanga diagnostic

Okwangoku, umqhubi ngaphakathi isithuthi akukho mfuneko yokuba ithwale DC phambi kufuneka ibe umgaqo MTPL kuphela. Kungenxa yokungabikho okanye ukungafani-inshorensi MTPL lomqhubi sele wahlawuliswa, kungekhona ngenxa yokuba ikhadi diagnostic sele liphelile okanye hayi kwaphela.

Umqhubi kufuneka kukhunjulwe ukuba một okuphelelweyo kuya kubangela non-kwintlawulo kwembuyekezo iqela lesibini ukuya ngengozi kwinkampani ye-inshorensi. Kwaye ngoko ngumtyholwa iya kuhlawula iindleko zokusilungisa ngaphandle epokothweni yinkundla, kunye uya kuba iindleko zomthetho. An umqhubi umsulwa ekutheni oku. Ke ukuba imoto lubiza kakhulu (imoto eweni amazwe) isixa-mali yanikezelwa ukuze ibe ngaphezu kwamakhulu amane amawaka.

Lo mqhubi Kulula ukuthobela wihi amakhadi lokuhlolwa diagnostic kunokuba ukufumana kule meko ichazwe ngentla.

Iingcebiso ngokuthengisa iimoto

ukuhlolwa isithuthi hayi ebotshelelwe umniniyo, ngokunjalo ikhadi uhlolwe diagnostic. Ukungqinisiseka ngokuba CTP le DC kuya kubaluleka ukuba umnini omtsha. Abanikazi ubudala xa bethengisa ukunika nje ikhadi kumnikazi omtsha. Ngoko ke ixesha wihi diagnostic-inshorensi TPL motor kunyanzelekile xa bebhalisa traffic akayi kuba yimiqobo kuyilo yomnini entsha inshorensi.