Savings Bank Credit Card "Momentum". imiqathango kunye nohlaziyo - i-Savings Bank Credit Card

yebhanki nganye, ukuze ukutsala abathengi abaninzi abatsha nabadala unomdla, ihlaziya rhoqo line yayo yeemveliso zemboleko. Ikwenza kunjalo, kunye Sberbank of Russia, "portfolio iinkonzo" apho kukho ezininzi iinkqubo ezahlukeneyo kunye neziphakamiso. Enye yezi ikhadi lamatyala Savings Bank "Momentum". Imigaqo uya kukhutshwa kuyo? Ziziphi iingenelo zayo? Yintoni enye ikhadi lo Savings Bank?

Ziziphi izinto credit inika Sberbank namhlanje?

Okwangoku, zonke umxumi we-Savings Bank uyakwazi uzobe iimaphu kwezi ndidi zilandelayo:

• credit jikelele;
• Ikhadi lobulungu credit.

Kulo mzekelo, ikhadi jikelele kungabandakanya ezifana:

• "Classic".
• "Golden".
• "Instant".

Ngokubambisana ziquka credit "Nika Ubomi" yaye "Aeroflot".

Yintoni le "Golden» MasterCard Card and Visa?

Kuba amakhadi ezinjalo ziquka ikhadi premium ngetyala uluhlu olubanzi linikeza kunye neenkonzo ezikhoyo. Ubungakanani umda bureaux yeplastiki okunjalo ukuya ku 600 000 engange. Inzala xa usebenzisa isiqalo ikhadi kwi 25.9%. Olu xwebhu yenzelwe iminyaka epheleleyo emithathu amanyathelo. Inika inkonzo yonyaka simahla, kwaye zifake i-odolo kunokuba xa kukho ipasipoti enye uxwebhu kuluhlu sebhanki (umzekelo, ingaba-mvume lokuqhuba). Ngokufanayo, i ngokusesikweni kunye nezinye ikhadi lamatyala Savings Bank. Imiqathango kusebenze labo kunye nokuvulwa ziya kuqwalaselwa kamva.

Visa and MasterCard Gold, bakholisa ukuba inqanaba eliphezulu lokhuseleko, kwaye kuvulwa lwemali lwasekhaya. ixesha kwabo ubabalo ukuya kwiintsuku ezingama-50. Iindleko zizonke yesondlo (kuxhomekeka kwinani iinkonzo ezinxulumene) ekungabonini ukusuka engange-0 ukuya 3000 ngonyaka ngamnye.

Ukuba nokwenzeka "igolide" amakhadi kubathengi of Sberbank

ikhadi ngalinye credit Savings Bank ( "Momentum", "Classic"), kuquka "Gold", livulele neengcedevu zaso zonke izinto ezintsha. Umzekelo, iimephu premium program iqhotyoshelweyo olwenzeka "Enkosi kwi-Savings Bank u" ibhaso zokwazisa kunye ngamaxesha sisondela iinkqubo zentlawulo, inkonzo (ngoncedo eli ziko loqhagamshelwano), iinkonzo, i-cash (ukulahleka ikhadi ngaphandle elizweni).

Ukongeza, ikhadi lamatyala lodidi ekungelula inkxaso yolawulo-akhawunti, inkonzo "Avtoplatezh" kunye neminye imisebenzi.

Ziintoni iimpawu ze-Savings Bank of ikhadi nangoko?

Credit Sberbank ikhadi "Momentum" (reviews of kuya kuba ngaphantsi) yi ikhadi jikelele lokuthenga ngetyala umda engange ukuya ku-120 000. Oku kuxhaswa ziinkqubo intlawulo ngamazwe Visa kunye MasterCard kwaye lokugcinwa leminyaka emi-3. main inzuzo yayo phezu enye - ukuzoba ngemizuzu nje 10-15.

iimpawu ezongezelelweyo "Momentum" amakhadi

Sberbank credit card (credit) "Momentum", kwakunye iimaphu ipremiyamu ceke, liqhagamshelene numbers inkqubo yebhonasi "Enkosi kwi Savings Bank" sixhasa "Avtoplatezh" kunye nokugcinwa kude. Ukongeza, akuba ezikhutshwe ikhadi lamatyala, unako kwi indlela ekhuselekileyo, intlawulo 3D-olukhuselekileyo ukwenza nawuphi na umsebenzi, ngaphandle noyike ukhuseleko data zazo zobuqu kunye imali kwi-akhawunti.

Imephu "Momentum" ikuvumela ukuba okuhlawulela iimpahla neenkonzo transfer bank. Oku kunokwenziwa iqabane amazwe iibhanki, iinkampani, kwakunye kwi-ATM kunye kuyo ezinjengeetheminali self-nkonzo. Updated ikhadi lamatyala Savings Bank "Momentum" ngekheshi okanye ukudluliselwa bank. Ukwelixesha loxolelo ukuba iiplastiki ukuya kwiintsuku ezingama-50. Yintoni eyona nto ibalulekileyo for freelancers kunye nabantu imisebenzi ezobugcisa, ukusebenza nge-Internet, ikhadi lamatyala linokukwenziwa kwi zemali virtual ( «Yandex», Webmoney).

Ngubani na ukukhupha ikhadi lebhanki letyala kwi Savings Bank?

Ngokusekelwe neemfuno Savings Bank, ikhadi lebhanki letyala, "Momentum 'ukuze yabakho ngabemi abaphakathi kweminyaka eli-21 kunye 65 iminyaka. Ukongeza, kuba zeplastiki, kufuneka ukuba abhaliswe ngokusisigxina kunye nobumi Russian, kwakunye namava omsebenzi jikelele - ngeminyaka. Kulo mzekelo, libhekisela ekwenzeni imisebenzi yakho esemthethweni kule minyaka idlulileyo-5. Ngelo xesha emsebenzini yangoku kufuneka ukuba basebenza iinyanga ezintandathu.

Ikhutshwe ikhadi kwisebe Savings Bank kwi nencwadana leyo yokundwendwela.

Kuphantsi kwaziphi iimeko apho ukwazi ukusebenzisa ikhadi nangoko?

Phambi kokuba ufake isicelo selinye ikhadi lamatyala, kuyimfuneko ukuhlola iimeko zenkonzo yawo. Ngoko ke, ikhadi lebhanki letyala, "Momentum" (Savings Bank) (imiqathango etsalwe kunye bamthethela umgcini nezinye iintengiselwano intlawulo ingakhangelwa efotweni) ayiboneleli iinkonzo kwithuba ukunikela pre-evunyiweyo. Izinga Size uyahluka 25.9% ngonyaka. Ngeli xesha ubabalo, akukho nzala ihlawulwe. Ukungaphumeleli ukuthobela bokudlala kwiintlawulo esisinyanzelo kunye nemali-mboleko evela khadi iza kuhlawuliswa kwisohlwayo-36% ngonyaka.

Sberbank (credit card): yemali

Xa emkayo imali phakathi kwemibutho ngetyala eRashiya, ofisi amanyeneyo ngokunjalo emasebeni awo Sberbank kunye umfowuneli unokuhlawuliswa intlawulo ikhomishini ye-3% yemali iyonke (hayi ngaphantsi kwe-390 engange). Kwimeko nokutshintshwa yeplastiki izinga kumaziko zemali wesithathu ikhomishini liphuma kwi-4% ye-mali. Ukongeza, xa ukhupha imali kufuneka ukhumbule malunga kumda ebekwe imihla. Ngoko ke, zonke umnini unekhadi nangoko unelungelo elipheleleyo ukurhoxisa imali-ATM, kodwa uluhlu-50 000 engange.

Savings Bank ikhadi lamatyala "Momentum" (iimeko ubhaliso lwabo, sithethe ngazo ngasentla) ikuvumela ukuba cash ngokungqinelana nemithetho ethile. Ukuba intlawulo mali lwenziwa kwenye yezi ofisi ze-Savings Bank, isiphelo ubungakanani ngexesha elifanayo engange-150 000. Ngomda omnye usebenza ukuba kususwe imali kwi kweedesika kwemali namanye amaziko zemali. Inani eliphezulu kwimisebenzi ukuhambisa imali makasizalise ngetyala ilingana engange million 10. Naziphi na ezinye iintengiselwano ikhadi non-cash zenziwa ngaphandle ikhomishini.

Sberbank "Momentum" ikhadi lamatyala ukwabonelela nokunikwa kwengcaciso ihlawulwe. Umzekelo, ukuba isicelo ngasinye esebenzisa i-ATM kwi lingakanani komda ngetyala umthengi ibhanki iya kukwazi ukuhlawula imali engange-15.

Yintoni entsha iimephu ezaziwa i-Savings Bank?

Maxa wambi ezakudala ubudala yaye yeyona ndlela ingcono ngaphandle. Ngoko ke, ukuba awufuni ukuba sijonge iinkcukacha "iPremiyamu" okanye amakhadi "jikelele", soloko unalo ithuba lokwenza isicelo ikhadi zakudala letyala. Ubungakanani umda wayo sentengo yemboleko efikelela kwi-600 000 engange. Inzala kwi mboleko - ukususela 25.9% ukuya kwi 33,9% ngonyaka. iplastiki, iindleko yesondlo kangangonyaka kubathengi rhoqo mali yebhanki ku-0%, nentsapho amatsha - up to 750 engange.

Amakhadi kolu didi uqhagamshele iinkqubo ezisemgangathweni, owenza lo mgaqo "sentlawulo ukufumana ibhonasi." Uyakwazi ukulawula nabo iinkonzo Sberbank ekude, umzekelo, "mfono Banking". Sokubhalisa ikhadi lekhredithi, ungakwazi noba ukuya ngqo kwiziko zemali, okanye isicelo indlela online.

Nayiphi na enye credit cards aseNtsho Savings Bank?

Okwangoku, i-Savings Bank uya kukhutshwa iintlobo zilandelayo credit cards:

• Ikhadi Visa Classic «Nika Ubomi" (kunye inkonzo yonyaka ukuya engange 900);
• iplastiki Visa Gold «Nika Ubomi" (kunye isixa intlawulo yonyaka-3500 engange);
• credit card Visa Classic kunye Gold «Aeroflot» (nemali benkonzo engange 900 ukuya engange 3,500 ngonyaka);
• credit cards zolutsha Visa Classic kunye MasterCard Standart.

Indlela ukuba ugcwalise isicelo ikhadi intanethi?

Ukuze ugcwalise isicelo kwimo intanethi, kufuneka kuqala download. kufuneka ukhankanye kule fomu:

• iinkcukacha zabo zoqhagamshelwano;
• ukubunjwa ukufumaneka (special lesibini, ngaphezulu);
• Idilesi kanye yokuhlala;
• isimo somtshato;
• ulwazi malunga kowona msebenzi (omnye kuphela, umvuzo-msebenzi);
• ofisi;
• Imihla zengqesho elikhankanyiweyo kumbutho wakho (umsebenzi wakho ngoku);
• uhlobo lomsebenzi;
• umvuzo njalo njalo. n.

Le ngxelo kufuneka ucacise igama ikhadi lamatyala oceba ukuvula kwixa elizayo. Okulandelayo, uzalise uze uthumele isicelo siza kuqwalasela nabameli ibhanki yakhe. Emva malunga 1-2 iintsuku baya kunika impendulo.

Yintoni abantu bathi malunga credit cards abasebenzisi Sberbank?

Phambi kokuba ufake isicelo selinye ikhadi lebhanki ethile, kufuneka uqale ufunde ncomo. Umzekelo, ikhadi lamatyala Savings Bank "Momentum" (nina reviews of uya kufumana kweli nqaku) kukho inani elikhulu iingcebiso kunye nezimvo. Ngokomzekelo, abanye abanini ikhadi lamatyala bathi ngayo ngendlela eyakhayo. Bathi ingxelo ukuba uyakuthanda isantya processing ephezulu zeplastiki. Abanye abafana ukuba ikhadi lwamatyala maziqhotyoshelwe izipaji yenyani.

Abanye, phezu koko, abanganelisekanga abasebenzi benkonzo olucothayo iziko lonxibelelwano, leyo xa ngabathengi zingafumaneka ukusombulula iingxaki zakutsha nje kancinci. Kodwa apha izimvo ezahlukeneyo. Ngokomzekelo, abaninzi baye ingxelo iimbandezelo, leyo, enkosi ungenelelo olukhawulezileyo lwabameli yebhanki, wakwazi ukubaleka. Kule meko sithetha ngalo ilahleko okanye ukubiwa amakhadi credit aphesheya. Ngokutsho kwabo, ngemizuzwana kubananisi sinamafu ikhadi elahlekileyo okanye ebiweyo kwaye yanika anenani elifunekayo ixhoba ngenxa yemali olungxamisekileyo nkonzo.

abathengi abaninzi abafana ukukwazi ukuhlawula eli khadi eziluncedo, nto leyo ngokuqinisekileyo ishenxisa imfuneko ukuya ibhanki okanye imali ebhankini uze ume emgqeni. Noko ke, abanye bakholelwa ukuba, phezu koko, kutshiphu ukwenza izinikezi ekhawuntareni kunokuba ukuyenza ngokusebenzisa khadi, njengokuba imali encinane transfer uthumo enkulu abethatyathwe kuwo.

Lidla ixesha elininzi abantu babekuthanda kakhulu kwexesha ubabalo elikhulu leentsuku ezingama-50, xa ungakwazi ukwenza iintlawulo kwimephu ngaphandle kwenzala.

Abanye uthethe umzuzu emihle enjalo, njengoko ukugqithiselwa kwemali evela zetsheke iphepha endala busengozini. Le nkonzo nangaphandle kwamathandabuzo lula yaye ikhawuleza kakhulu.

Phantse bonke abathengi bonelisekile uxhulumaniso iinkonzo lula kunye neenkqubo ukunyaniseka, inkonzo ekhawulezileyo ze-high speed ifunyenwe imali.

Ngokufutshane, utitshala ngamnye kwabo bamakhadi unento ofuna ukuyithetha. Nangona kunjalo, ezi ncomo, njengoko kudla ngokwenzeka, kukho kuzo ebezintle nezo zingentle. Ngoko ke, ukufumana isishwankathelo credit card, ufuna ukubona nabo kunye nabanye, uze wenze isigqibo.