Le wokutsalwa kwerhafu ukuthenga zokuhlala

Ukuthenga indawo yokuhlala, uza ukusebenzisa kutsalwe irhafu? Kakade ke, ngenxa yokuba wena kangaka ndeva malunga naloo nto, kodwa kuphela xa ngaba akakwazi ukusebenza ngendlela efanelekileyo. Kaloku, sonke thina siphila kurhulumente, nto leyo ethatha unonophelo berhafu yalo, ukuba ziyafumaneka xa uthenga kwikhaya ezininzi iinzuzo zerhafu.

Ukuze asebenzise imimiselo yakho wokutsalwa kwerhafu xa uthenga indlu, kufuneka bathobele imithetho esekwe ngumthetho. Okokuqala, kufuneka wazi ukuba xa imali yokuthenga indlu nokuma kumqeshi, ulawulo wengingqi okanye omnye umntu, kwaye uyakwazi ukusebenzisa capital ngosana, ukutsalwa ukuba akufanelanga uzibe. Ungenza isicelo ukuxhuzulwa irhafu xa uthenga indlu okanye kwindlu yabucala kanye kuphela. Oku kusebenza kubo bonke abo baye bamkela imali ebanjwayo ipropati kamva ngo-2001. Ukusebenzisa ilungelo lotsalo de unyaka-2001 kunye nokuthengwa eflethini okanye ukwakha indlu unako ukufumana kwakhona.

yokutsalwa kwerhafu ubalo isekelwe phezu ixabiso kwipropati okanye iindleko zayo ukwakha, kodwa ayikwazi ngaphezu engange zigidi ezi-2. phantsi komthetho omtsha (ukuba faneleke yokutsalwa kuye kwavela ukususela ngo-2008). Ukuba Utsalo waqala ukufumana ukuya ku-2008, isixa iphezulu ke ngeke ibe ngaphezu kwesigidi esi-1 engange. Izinga 13% kuyo. Oko kukuthi, ukuba uthenga indlu ngo-5 mln. Hlikihla., Koko kubuyela kuwe 13% 2 million nje kuphela, kwaye oko kuya kuba 260 amawaka. Hlikihla.

Okubangel 'umdla kukuba, kubanjwe yerhafu zonke bekumele ukuba xa uthenga indlu? Ngelishwa, oku akunjalo. Umhlalaphantsi (akwenzi lutho); abantu bendalo - non-nabahlali Russian Federation kunye noosomashishini ngamnye ngokusebenzisa inkqubo lula irhafu okanye irhafu yengeniso kubalelwa kuthi, abayi kuba nako ukuyenza le nto. Ukuba uphumelele i-lotto, uthenga kusapho okanye ufumene isixa ofanelekileyo nomahlulwa, yaye sagqiba ukuthenga indlu, ngokutsho liyicuthe kananjalo irhafu ehlalwulwayo umthetho xa uthenga indawo yokuhlala wena musa ukuthembela kakhulu.

Okubangel 'umdla kukuba, yaye uya ekugqibeleni kuba xa nako ukufumana kutsalwe irhafu? Zakufika kuxwebhu ezibonisa ilungelo lakho lokuba indawo yokuhlala okanye indlu. Ukuba indlu zithengwa endlwini elisanda kwakhiwa - xa ufumana isenzo transfer impahla.

Indlela ukufumana ukutsalwa impahla athandwayo?

Kuya kufuneka ukuba babuthe uluhlu lwamaxwebhu afunekayo kwaye isicelo yokuhlala abasemagunyeni werhafu. Kodwa, enyanisweni, uluhlu onke amaxwebhu ayimfuneko:

- fomu yerhafu esokuba 3NDFL;

- isiqinisekiso malunga ingeniso ifomu yakho 2NDFL (ukuba asebenze umsebenzi ngaphezu kwesinye, ngoko ngamnye);

- isicelo okanye werhafu ngamnye;

- isivumelwano ukuthenga impahla (copy);

- isiqinisekiso ubunini kwezindlu, okanye isatifikethi sokutshintshela kwesinye isikolo (copy);

- iikopi iirisithi, iingxelo zebhanki ngenxa yokutshintshwa kwemali, iirisithi, njalo-njalo, jikelele, onke amaxwebhu engqina iintlawulo zakho.

Ukwayamanisa incwadi ngoluhlu lwe isicelo yokutsalwa kunye yakho nenombolo-akhawunti ebhankini, nto leyo iya kufakwa yerhafu egqithisileyo.

Sikuncede abasemagunyeni irhafu nangaliphi na ixesha, kamsinya nje ixesha werhafu liphela.

Kungenjalo, ungafumana ukuxhuzulwa irhafu elide-elindelwe xa uthenga indawo yokuhlala kwigumbi evela kumqeshi wakhe. Kodwa hamba uye igunya irhafu kunye iseti onke amaxwebhu ayimfuneko iya kuba yimfuneko. kweentsuku zekhalenda zingadlulanga iintsuku ezingama-30 ukususela kumhla kwingxelo yakho ebhaliweyo iipakeji amaxwebhu eqokelelwe ngugunyaziwe rhafu kufuneka babe nobungqina ngelungelo lakho ukusebenzisa kutsalwe irhafu. Ilungelo iya kuqinisekiswa yi kunikezelo isaziso ekhethekileyo indawo yomsebenzi wenu. Ke uya kunika isebe ingxelo yomqeshi, yaye ngenxa yale kwerhafu ziya kupheza ukubamba.