Inkqubo State of mboleko yemoto yokuthenga yeemoto zasekhaya

Ukuze kugcinwe imfuneko yokuthenga yeemoto of umvelisi yasekhaya 2009 inkqubo mboleko yemoto mthetho iye yaphuhliswa. Ukuze kufezekiswe le projekthi ngo-2012, oko kuthunyelwa engange ngaphezulu kwe neebhiliyoni ezintathu. Le nkqubo karhulumente kakuhle kakhulu umsebenzi yokuthenga ekuphulukenwe kwimarike Russian, kodwa kwangaxeshanye zonke iibhanki kwaye ufuna ukuthenga imoto kule program kufuneka idibane emiselwe.

Imiqathango ye-nkqubo karhulumente ka ngokuxhasa

inkqubo State of mboleko yemoto inkxaso ubonelela ukuphunyezwa umyalelo eziliqela iimeko:

1. Le mali usebenza kuphela iimoto zasekhaya.
2. I-Bank iya kuthatha inxaxheba kule nkqubo karhulumente.
3. Inani eliphezulu apho umnini ukubala - 600 amawaka engange.
4. Xa ufumana mboleko ethambileyo kufuneka wenze igalelo le-15%.
5. gama-mboleko - iinyanga 36.
6. Umlinganiselo wenzala - 6%.

Iimfuneko iibhanki

Inkqubo UMbuso ubonelela mboleko zemoto kumaziko ngetyala elo thuba ukunika inkxaso-mali kuphela xa 50% of ogunyazisiweyo capital eziphantsi "yibhanki engundoqo" ibhanki kunye Russian Federation. Le mfuneko uya wadibana ngokuphathelele nkampani kukho imibutho kwiziko lamatyala. Ukongeza, ibhanki kufuneka uthungelwano isebe olubanzi ekugqumeni zonke imimandla Russian Federation.

Ukuba ibhanki athobele zonke iimeko ngasentla, ngoko nyanga nganye kuba imali efunekayo mali kwi-mali ka 2/3 we-mboleko izinga i "Central Bank". Ngenxa ezi ngeniso attained labantu ukuncitshiswa ukuya kwi-8%. inkqubo State of mboleko yemoto ngenxa oku kwavusa nemfuneko enkulu iimoto ze yemiyinge zasekhaya. Enye inzuzo yenkqubo karhulumente i-inshorensi ozikhethelayo "CASCO".

Kuba lowo liphuhlise inkqubo karhulumente 2013-2014, i-mboleko zemoto.?

Ukuze ufumane i-mboleko ethambileyo, umzekelo, "Sberbank of Russia", kwaye kwezinye kwiibhanki zorhwebo, kakhulu, kufuneka ukuba kufezekise ezi mfuno zilandelayo:

1. Age iminyaka 21 ukuya kwiminyaka engama-65.
2. A yokundwendwela ummi Russian kunye yobhaliso (isigxina okanye okwethutyana) kummandla apho uceba ukuthenga.
3. amava Umsebenzi umboleki kufuneka ubuncinane ngonyaka.
4. Ubukho kwingxelo yengeniso kwiinyanga ezintathu ezidlulileyo.
5. Umsebenzi-ncwadi kufuneka siqulathe irekhodi ngokwemvumelwano yengqesho mazingqinisiswe ngumqeshi.
6. ingeniso yomboleki ngenyanga nganye kufuneka ibe engange ubuncinane ishumi lamawaka.
7. Emva kokuba uyihlawule intlawulo yenyanga ukuba ilungu ngalinye lentsapho kufuneka zihlale ubuncinane 8000 engange.

inkqubo State of mboleko zemoto asinakwamkelwa xa kukho imbali oluthandabuzekayo ngetyala. Ukuba unayo umnqweno ukuthatha uncedo-mali, ngoko ke kufuneka ukwazi ukuba kuluhlu eqinisekisiweyo yi-Ofisi yoMphathiswa, kukho iimoto yemveliso angaphandle kunye yasekhaya, ndawonye eRashiya. Olu luhlu luqulethe kanye 50 imifanekiso. Ezithengwe phantsi kwale program isithuthi, ndawonye kummandla elalisakuba yiSoviet Union, akunakwenzeka.