Imali yolawulo lwabaxhasi: ubungakanani kunye nokubuyiselwa. Iyintoni imirhumo yolawulo?

Kuze kube yimini, ingxaki enkulu yoluntu-umthwalo wetyala. IiNkundla zigcwele izibango zabathengi ngokubuyela. Abathengi kufuneka bakhumbule ukuba izigwebo, iintlawulo, inzala akuyiyo kuphela inkunkuma kwimeko yokuqokelela amatyala kwinkundla. Kukho ukusebenza kwabaxhasi. Kuya kuxutyushwa ngokubanzi.

Ingcamango

Uqoqo olulawulayo lwabaxhasi lenye inyekiso ngokuchasene nomboleki ukuba abuyiselwe imali emva kwexesha. Ubume balo bulula: kukuthi, ngendlela efanelekileyo, intlawulo kwimeko yomsebenzi wabancedi ukuqokelela ityala, ukuba isigqibo asenziwanga.

Ukuqokelelwa kwabathengisi abaphezulu kubonwa njengesijeziso. Ngethuba elifanayo, unikeza umxhesho owongezelelekileyo wokuzalisekisa zonke iimfuno zenkundla eyedwa, kuba kungenjalo uya kufuneka akhokhe ngaphezu kwenkundla.

Isigqibo

Isigqibo sokuqokelela intlawulo yomsebenzi iqulethe zonke iinkcukacha eziyimfuneko: igama le-ofisi yomsizi wesikhokelo, ulwazi malunga nesigwebo, iimfuno zokuhlawula, kunye nenkqubo yokubhenela. Ikhutshwe kwimeko apho umboleki engazange azalise iimfuno kwincwadi yokusebenza ngokuzithandela. Ngokomthetho, kufuneka axelelwe ngokubhaliweyo ngesigqibo. Ngokwenza oko, ngelishwa, oku kudla ukuphulwa.

Iimeko

Kufuneka kubekho imimiselo emibini apho izigqibo zenziwe kwisigqibo sokutshintsha intlawulo yokusebenza:

1. Ukungabikho kokusebenza kwephepha lokulawula ngexesha.
2. Ukungabikho kobungqina bokungenzeki.

Ukuqhutywa ngokuzithandela kwezidingo

Imali yokulawula ayinakunikwa ukuba umntu obolekisa ngokuzithandela uphumelele iimfuno ngexesha elibekwa ngabaxhasi. Kufuneka kuqondwe ukuba oku kusebenza kuphela kwezi zigwebo ezenziwe okokuqala ngqa kubanikizeli. Kuthetha ukuthini oku? Inyaniso kukuba ngomthetho ukubhala komsebenzi kuya kubuyiselwa kumbolekisi ukuba umntu onamatyala ayenayo impahla engayifumana. Nangona kunjalo, oku akuthethi ukuba umntu wangaphambili akanalo ithuba lokufaka isicelo kwakhona. Kule meko, intlawulo yomsebenzi iya kuqeshwa.

Ngokuzithandela, iintsuku ezi-5 zabiwe. Ngeli xesha, umboleki unokuzalisekisa iimfuno zenkundla kwaye aphephe iindleko ezongezelelweyo. Iveki neeeholide azibalwanga. Kufuneka kwakhona ukwazi ukuba umboleki kufuneka ukuba azise iphepha lokuqhuba ngenye yeendlela ezilandelayo:

• Ukutshekisha okwenu.
• SMS, ifowuni.
• Imeyili yeposi kunye nesaziso.

Ukuba umboleki wenqaba ukwamukela ileta ebhalisiweyo, akuyi kumnceda akhuphe izigwebo. Ngokomthetho, uya kuqwalaselwa ngokusemthethweni. Ubungakanani bomrhumo wokusebenza? Ukuqhubeka malunga nale nto.

Intlawulo yokuzaliswa kwabaxhasi: ubungakanani

Intlawulo yi-7% yemali yokuqokelela. Le yipesenti ephakamileyo. Masithi umboleki wanikezelwa isigidi sesigidi. Intlawulo iya kuba ngama-ruble ayi-35. Amanani amancinci asasazwa kwiimali ezincinci:

• Iibhukhi eziliwaka ezili-1000 - ngabantu ngabanye;
• Ii-ruble ezili-10 - zomthetho.

Ezinye izixa-mali zebango ezingenalo propati. Abaziboleki kuxabiso, kwaye ngokufanelekileyo, ipesenti ayikwazi ukufunyanwa. Kule meko, kufuneka uhlawule:

• Ama-ruble ayi-5 amawaka.
• Ama-ruble amawaka ama-50 kwimibutho.

Ukuqokelela kwemali yokusebenza

Umsizi wesikhokelo kufuneka axelele umboleki ukuba kwenziwe imveliso ngokumelene naye. Ngokuqhelekileyo oku akugcinwa. Abantu bakhononda ukuba bathabatha imali kumakhadi asebhanki ngaphandle kwesixwayiso. Abazange bahambe naphi na, behlala kwidilesi enye, abazange batshintshe umsebenzi okanye i-akhawunti yebhanki. Nangona kunjalo, abaxhasi babengawaxwayisi kakuhle, kwaye bavale iibhili. Yazi - izenzo ezinjalo azikho mthethweni.

I-Bailiffs-executors kufuneka iqiniseke ngaphambi kokuqokelela ukuba:

• Umboleki wanikezelwa ixesha lokuzikhethela ngokuzikhethela ukwenza isigwebo, kodwa iphelelwe yisikhathi;
• Kukho ubungqina bokuba umboleki uyazi umyalelo;
• Umboleki akazange anike naluphi na ubungqina ngezizathu zokuba kungani ehlulekile ukuthobela iimfuno.

Uqoqo olulawulayo lwabaxhasi luqeshwe ngesisombululo esisodwa. Kufuneka kwakhona ilumkiso ngetyala ngendlela echanekileyo. Kubalulekile ukwazi ukuba akukho mntu ufunwa ukuba aqeshe abacuphi kwaye afune umntu ukuba asebenze loxwebhu. Ngokomthetho, ummi uqwalaselwa ukuba uyaziswa ukuba ngaba i-note ifunyenwe ukuba abasebenzi beposi bazama ukuhambisa idilesi kumntu, kodwa ngenxa yezizathu ezithile oko akukwenziwanga. Ngokuphosakeleyo abemi bethu bakholelwa ukuba ukuba abayifumana ileta ngokwabo, ngoko isaziso asivumelekanga. Ukuba umboleki ufuna ukukhusela inkunkuma yezimali engadingekile, ngoko kufuneka athathe onke amanyathelo okulawula iincwadi zakhe ezingenayo.

Kukho iimeko ezihloniphekileyo xa umrhumo ungahlawulwanga. Makhe sihlolisise ngakumbi.

Amatyala ahloniphekileyo okuxolelwa ekuqokelelweni

Imali yokulawula ayiqokelelwa kwezi zilandelayo:

• Amandla angenakuphikiswa;
• Xa unikezela i-deferment.

Ingongoma yokugqibela ayiphakamisi nayiphi na imibuzo. Yaye yintoni inamandla angenakuthenjwa? Yintoni ewela phantsi kwalo mqondo?

I-Force majeure iyaqondwa njengeemeko ezingabandakanyi ithuba lokuhlawula. Umzekelo, umkhukula. Umntu uhlala kwiimeko ezikhethiweyo zemozulu, apho amathuba okukhukula aphezulu. Iindlela ziphazamiseka, abantu bathunyelwa kwizinto. Kule meko, le meko iya kuwela phantsi kwengcamango "yamandla angenakuphikiswa". Ungalibali ngokubaluleka kokubonakalisa iimeko ezihloniphekileyo. Kukho amacala ahlukeneyo xa isihloko sixolelwe ngokupheleleyo kule ntlawulo. Makhe sihlolisise ngakumbi.

Ukungabikho kwentlawulo

Iimeko ezilandelayo zikhululekile kwiqoqo:

• Ukuphindaphinda. Kule ndlela kulandelwa ukuba amaxesha amaninzi ukubonisa iqoqo kwiphepha elifanayo lokunyusa alikho mthethweni.
• IZenzo malunga namanyathelo okukhusela.
• Izigqibo ezihambelana nokuhlawulwa kweendleko zabaxhasi.
• Izicelo ezihlobene nokukhangela abantwana.

Indlela yokubhena izigqibo

Kubalulekile ukuqonda ukuba zonke izigqibo zabacebisi abanakho ukufowunelwa ngokulandelelana. Oku kuthetha ukuba akunakuncedo ukufaka isicelo kumsizi wesikhephelo esiphezulu kwirekhodi lomthetho. Ngokuqinisekileyo, amagunya aphezulu aya kujonga izenzo ezingekho mthethweni okanye ukungabikho komthetho, kodwa izigqibo ezisetyenziswe ngaphambili aziyi kucinywa. Ngoko ke, ukufaka isibheno ngokwaloo mboleko kwibopheleleko yokuhlawula umrhumo wolawulo oluya kuqhutywa kuphela kwinkundla.

Indlela yokunciphisa umrhumo

Indlela esemthethweni ukunciphisa inani. Iinjongo zezi zinto zingabininzi:

• Umboleki wabuyisela inxalenye yetyala emva kwesigqibo senkundla, kodwa ngaphambi kokuqaliswa kwecala kwincwadi yokusebenza.
• Umboleki wabuyisela inxalenye yetyala ngexesha lokuzibuyisela ngokuzithandela.
• I sigqibo senkundla.

Inkundla inelungelo lokunciphisa intlawulo. Ukwenza oku, kuya kubakho ukubonakalisa ukuba kukho izizathu zokuthintela ukuhlawulwa kwetyala ngexesha elifanelekileyo. Umzekelo, isifo esibi, ukuxhwaleka. Kubalulekile ukwazi ukuba umboleki kufuneka akhokhe ngokukhawuleza emva kokunyanga. Isimo semali esinzima asisizathu esibalulekileyo sokunciphisa ubungakanani beqoqo.

Isiphelo

Ngoko, sihlolisise imbono yokwenza imirhumo, sinqume ubungakanani bepropati kunye neengxabano ezingenanto. Bachaza ukuba zeziphi iimeko ezikhutshwayo kwiqoqo. Unokunciphisa ngokusemthethweni umrhumo.