Imali Foreign akhawunti kwi-Savings Bank for ngabanye: ukuvula njani i-akhawunti?

Savings Bank okwangoku inikela yayo abathengi uyilo iminikelo, kubandakanya evulelekileyo kunye angaphandle lwemali akhawunti kule Savings Bank for ngabanye. Uyakwazi ukuvula akhawunti imali euro, iikhilogram, yen kunye franc. Kodwa ukuthandwa enkulu kwi US dollar, njengoko imali engange sibe kubiza okanye zibiza kakhulu, kwaye idola yaseMerika iye njo kwizikhundla kwi kwimarike imali yelinye ilizwe, ngokuxhomekeke uzinzo kwezoqoqosho.

Yintoni iidipozithi imali angaphandle kwi-Savings Bank?

Sberbank ikhutshwa phandle ukwanda rhoqo komgca iinkonzo. Oku kukwasebenza bekelelo. Ngokuxhomekeke kuyo udidi kusebenza komnye kubemi yaye yintoni na ngokuphathelele kutyalomali, eyona ithandwayo-akhawunti engange kunye lwemali amazwe kulandelayo Sberbank for ngabanye:

1. needipozithi zexeshana - lwahlukile kwabanye kuba kuthetha ukuba senze le akhawunti esuka kwiinyanga ezintathu ukuya kwiminyaka emithathu.
2. iidipozithi Long-term - Kujongwe ukuba le mvumelwano iya kuba semthethweni ngethuba ixesha eliqingqiweyo igalelo kuphela phantsi kolu hlobo dipozithi. Ngokuqhelekileyo, eli xesha ukusuka kwinyanga enye ukuya kwiminyaka emithathu.
3. Iidipozithi wavula kwi Internet - ezi iidipozithi yahlukile kwi ukuba kuvulelwa kude. Ukongeza, abathengi rhoqo thembisa iimeko zivuma, ngenxa apho kunokwenzeka ekunyuseni ingeniso yedipozithi, ngoxa uhleli ekhaya kwi computer.

Ivula akhawunti amazwe e Sberbank kuneengenelo ezithile kunye ubuqili, ngoko qiniseka ukuba bahlolisise ngenyameko zonke iimeko apho igalelo uvulekile kwakhona wadibana iimeko nokungaqondani engalindelekanga.

Ngamthetho mni ekhulwini iidipozithi dollar evulekileyo?

Umlinganiselo wenzala sokugqibela nayiphi na iminikelo kuxhomekeke kubungakanani ezibekwe phezu kwawo kunye nexesha lokuba semthethweni. Ngoko, ubukhulu imali kunye nexesha, kungona umdla.

Ukongeza, ibhange inkqubo "Sberbank Online". Vula i akhawunti amazwe kunokuba khona. On zonke iidipozithi xa uvula i-bank Internet nokuba linyuke kancinane umyinge wenzala yi 0.25%.

abacebisi Bank zinokufundiswa kunye nezinye hayi ngaphantsi iirhafu eziya lulungele wena. Ngoku makhe sithethe uhlobo ngalunye lomrhumo umntu - ubunjani bazo, kuba avuleka elide kangakanani, okuye umdla njalo njalo.

"Gcina"

Ngokubanzi, nkqu engange na igalelo inzuzo, ingakumbi abadala, ngoba ngalo elinemalinzalo ephezulu. Inikezela ngelona umnikelo kuba nethuba lenyanga enye ukuya kwiminyaka emithathu. Ukususwa nokusetyenziswa kwemali kuba ezinokunikezelwa.

"Recharge"

igalelo nenzuzo kangako. I lenzala is a bit osezantsi kwi 1,35-3,75%, kodwa kuqikelelwa nokuzaliswa igalelo kulo lonke ixesha. Ulondoloze apha, kwakunye igalelo edlulileyo, hayi enikiweyo. Kuvula ithuba leenyanga ezintathu ukuya kwiminyaka emithathu. Imali esezantsi yokubhaliswa angamakhulu zeerandi.

"Phatha"

Le umnikelo abo bakhetha ukulawula iimali zazo. Ubonelela kunye nokususwa, kunye nokuqaliswa eziinkozo, kodwa le idiphozithi sesiphantsi izinga lenzala, kuyimfuneko ukuba ukukhumbula. Ukongezelela, imali wediposithi kufuneka ungabi ngaphantsi kwe amawaka eerandi. Le akhawunti lwemali Sberbank of Russia onomdla izinga 1,33 ukuya 3,35%.

"Savings Account"

Kukho olunye uhlobo elula iidipozithi, ebizwa ngokuba "-akhawunti yokonga imali." Ezifakwe kubo umdla kakhulu ncinci, kodwa bagqibelele abo baxhasi, nabadla kufuneka watsala imali, njengokuba le ngxelo ziya kuthathwa njengezisemthethweni nokuba intsalela ngu zero, kwaye inzala iya ihlawuliswa kuyo yonke imali eseleyo.

"Idiphozithi Savings Bank of Russia"

Enye phakathi abemi akhawunti imali yelinye ilizwe lethu kwi-Savings Bank. Nenzala yakhona ukusuka 1.2 ukuya 4.5%. Le idiphozithi avulwa angamakhulu amathathu eerandi. Ukungqinisiseka ingaba ukusuka kwinyanga enye ukuya kwiminyaka emithathu.

Indlela ukuvula angaphandle lwemali akhawunti kule Savings Bank for ngabanye?

Ngaphandle ukuba ityala nga kukhutshwa ngo engange, njengoko kutshiwo apha ngasentla, kuya kusanda ukuthandwa ngohlobo lwemali akhawunti. Oku kuchazwe into yokuba abathengi bakhetha uzinzo, utyalo-mali zenziwa ngendlela yelizwe womelele ngakumbi.

Ukwenza amalungiselelo, nceda isicelo ngqo Savings Bank. Izinto Essential ye-akhawunti amazwe ziya kunikwa kwi izandla zakho xa kuyimfuneko. Ukuze uvule yanele nje ukuba niyinikele ipasipoti.

igalelo Ikhutshwe ngeyure enye. Kuba abasebenzi kweebhanki inkqubo yesiqhelo, koko, ukuqokelela yonke igosa eziyimfuneko amaxwebhu uya kuvelisa okwalo.

Phambi kokuba akhawunti imali amazwe evulekileyo kwi Savings Bank for abantu kufuneka bahlale badibane kwaye nokusombulula yonke imibuzo kungabikho ukungaqondi ngakumbi. Kwakhona, uyawulinganisela iingenelo neengozi zotyalo kuwe.

Okulandelayo, abone phantsi yintoni lweerhafu Savings Bank iya kuvula i-akhawunti lwemali. Imephu ayifumaneki zemirhumo, kodwa unako ukufumana dollar zeplastiki baso uze uyitshaje ngegalelo lakhe.

Emva kokuba isigqibo sokugqibela ziyakusayinwa isivumelwano kunye ebhankini. Wandula ke wangena ngumxhasi kwi ngeendleko eziyimfuneko kwemali - yaye yonke inzala iya kuhlawuliswa. Ubuncinane deposit Ixabiso liya kuxhomekeka ekubeni yintoni kanye zazibhalwe nemiqathango ekhethwe client. Zonke kwenza imali iya kuba ngokungqinelana nomthetho.

Ngoko ke, xa uvula i-akhawunti amazwe ngeemali zamanye amazwe kufuneka kwangoko eziluncedo ezininzi abonakale. Utyalo olunjalo elinemalinzalo ephezulu, ngokungafaniyo iidipozithi Ruble. Ukongeza, amanye amazwe ngokulula ukufumana imali kwaye kufuneka ukuba uhlawule ukuguquka kwazo.

Nokuba ukutshintshwa kuya kuhamba ikheshi, usenakho ukuba cashed ngaphandle. Unako kwakhona wenze iinguqulelo zakho kwakunye ukuhlawula zonke iintlobo zeenkonzo, umzekelo, uqeqesho okanye unyango.

Ukuba iimeko lwemisebenzi zebhanki zibe lula ngakumbi kwaye siyingenelo, inkonzo ekhethekileyo ibhanki wenza ubhaliso lwazo zonke izivumelwano zabuya, olwenziwe polls zentlalo phakathi kwabantu, kunye nokuhlolwa rhoqo senziwe ngendlela apho umkhondo kwintsebenzo isimo kunye imisebenzi zebhanki ejikeleza Savings Bank. Andiqondi ukuba le bank yenye yezo. Ngamanye amaziko amatyala lwenziwa ipolisi efanayo.

Wawungenakuzisola ukukhankanya ukuba naliphi na igalelo kuxhomekeke inshorensi yesinyanzelo. Ukwenza oku, kukho kwakhona okhethekileyo inshorensi arhente.

Ngesizathu esilula ukuba yonke imihla inani labantu vula iidipozithi ziyanda, i-Savings Bank anda kwenzala ukuze kutsalwe abathengi abaninzi. Ngokungafaniyo nezinye iibhanki, Sberbank, nangona amazinga enzala asezantsi kwiidipozithi, kodwa kuthatha luya luhlangana ngokuthe chu indawo yayo kwicandelo logcino kwaye akukho ukoyika aya kuyinyula ilayisenisi kutshanje ukuba iye rhoqo kakhulu.

Okwangoku kotaka ukutyala imali ukufumana ingeniso ezongezelelweyo, njengoko imarike exchange angaphandle nangoku esitalini kwaye ezolile.

Ingxelo kohlaziyo kwesithembiso phambili nengxaki enkulu, ngoko ufanele ube nexesha lokwenza igalelo, ukuze zingabuthisi zonke iimali ezingasetyenziswanga.

Kodwa, nkqu nazo zonke iingenelo zonke iidiphozithi Savings Bank ngohlobo lwemali yamanye amazwe, kufuneka kukho ixesha elininzi ucinga nzulu yonke, nokuba msebenzi kwibhanki okulungileyo wena kwakunye naliphi na igalelo na iingozi ezithile, yaye ngeke wazi kwangaphambili oko kuya kwenzeka ngomso, akakwazi.

Ukuphandwa ngokufumaneka ingeniso ezongezelelweyo ngeendleko iidiphozithi usoloko uthwele umngcipheko ethile welahleko. Ngenxa yesi sizathu, wonke ummi weli kufuneka ngamnye isigqibo sokuba ukuvula idiphozithi. Kuba ukhetho oluchanekileyo kufuneka awusebenzi ebhankini, apho ukhona, Kakade ke, kuya kuthi ukuba kuluncedo yaye kuyingenelo kakhulu. Cinga ngalo kwaye isigqibo ukwenza oku.