Iliza lesibini lobunzima

Abantu abaninzi abanomdla utshintsho ehlabathini, ochaphazelekayo malunga nokuba sihlandlo sesibini le ntlekele? Impendulo yalo mbuzo akufuneki kuphela abantu ekufuneka bajongane imali kunye noqoqosho. Njengoko kwacaca ukusuka amava ka-2008, umbhodamo kuchaphazela ubomi abemi abaqhelekileyo kwinqanaba ngemihla.

Makhe siqwalasele lo mba ngokweenkcukacha. Kutheni phantse zonke iingcali zezezimali bakholelwa ukuba sihlandlo sesibini ingxaki ayikho kude? Khumbula, oko iindlela akwazi ukuzinzisa imeko yezoqoqosho ngo-2008. Ke kwabakho okukhawulezayo ikhulise-up ezibolekisa, kwavela amazwe ntsilelo mali kunye stimulus emali. Noko ke, nangona onke amanyathelo athathiweyo, kwityala lemali lesizwe novulelweyo. Leyo yeyona ngxaki iphambili kwaye kusonjululwe. Kufuneka kukhunjulwe ukuba unobangela ityala likarhulumente ukuba ukwehla kwezoqoqosho.

Ziziphi iimpawu ezinye iingcali egqitywe ukuba sihlandlo sesibini yeentlekele ayinakuphepheka? Kakade ke, oku ingxaki kwicandelo real estate, apho ngoku kukho ityala kakhulu. Iingcali inkxalabo yokuba phantse zonke izenzo eyenzelwe ukuba kude crisis maxongo kuphela. Kukho ukuhla imithamo yemveliso, yaye emva koku kwanda abandi inani abangasebenziyo. Ukuze ayilungise isimo yezoqoqosho ehlabathini, it has zonke ezona zinto zifuneka kuqala ukuze kuqinisekiswe ukuba sihlandlo sesibini le ntlekele.

Njengoko kunjalo kunye nemeko phantsi ingqalelo eRashiya? Ezinye iingcali ukunika ingcaciso esiqinisekisayo ngokufanelekileyo. Kukholelwa ukuba ngomzuzu eRashiya ilungisiwe ngenxa yeengxaki zemali ngcono kakhulu kunokuba kwakunjalo ngo-2008. Noko ke, elo themba akukho eziziimpawu zonke iingcali.

Yintoni kanye kanye ukuba sihlandlo sesibini kwentlekele eRashiya? Okwangoku, kukho ukwehla chu imeko yezoqoqosho kwi European Union. Kuba oku kwaye kufuneka ibe imeko pre-ntlekele eRashiya. Nangona Ukungazinzi zemali ingathintelwa yinyaniso yokuba kwengeniso evela kwamanye amazwe kwilizwe lethu ababasukela. Nangona oku ukuze kubuyekezelwe nencindi eyinkunzi. Kukho nenye into yokuba uxhalabile kakhulu malunga ziingcali zemali. Oku kwanda ngokukhawuleza kumazinga ngemali, leyo ekugqibeleni kulandela ukwehla ukukhula koqoqosho.

Abantu abaninzi nomdla indlela sihlandlo sesibini zentlekele kwihlabathi kuya kuchaphazela ubomi babo bemihla ngemihla. Ngokuqhelekileyo, ikakhulu ukungazinzi kwezoqoqosho kuya kubangela ukunyuka okukhulu ngqesho. Abanini amashishini amancinane kunye naphakathi nabo babe nexesha nzima. Le ntlekele iya kukhokelela nokwehla nelingenakutsitywa iingeniso exchange angaphandle. Nemeko zokuziva ngaphezulu okanye ngaphantsi yazinza, oko kwakuya kufuna ukwehla ebalulekileyo lwemali. Oku, kuba nefuthe elibi umsebenzi yabathengi kunye neenkampani ezahlukeneyo apho kukho ityala lemali. Ngenxa yoko, i-mboleko iza kuba phantse ingafikeleleki, nto leyo isenzeko esibi ukwenzela uphuhliso lwamashishini amancinci naphakathi.

ERashiya, lo mba ngakumbi yingxaki kwaphela. Kwilizwe lethu ubume amashishini amancinane kunye naphakathi nje kokuqala ukuphucula. Naziphi na iingxaki kwezoqoqosho, ingakumbi ezo ezibalulekileyo, zibangela umonakalo omkhulu kule ndawo.

Iingcali zikholelwa ukuba amashishini abaninzi n'wina. Nakuba kunjalo, eminye imibutho kusekho nako ukuqhubeka imisebenzi yayo. Ngokukodwa, ukuba amashishini avelisa impahla ezijoliswe ngemihla. Iingcali kwakhona uqaphele ukuba kunzima kakhulu ukuqikelela ngokuchanekileyo kanye oko kumacandelo ezoqoqosho ezichatshazelwe kakhulu yachaphazela yi ntlekele. Nangona kunjalo, bonke abantu ngamxhelo ngokubona ukuba ukuhla ngokwezimali kakubi kuya kuchaphazela onke amashishini ezinkulu.