Iingqekembe zesiliva Savings Bank: Photo kunye neendleko

Kuyo nayiphi na isebe yebhanki Sberbank iingqekembe ethengisa zesilivere, adla uthenge isipho okanye inzuzo imali yabo. Ezi zemali ezenziwa kwezi iinkosi zesilivere isampulu aphezulu nobucwebe. Bona ibonisa iziqephu zembali ezibalulekileyo kubomi karhulumente wethu. Sberbank uvelisa zombini zemali isipho igolide, nesilivere. Kweli nqaku siza bachukumise phezu inkcazelo neemveliso ezintsha, njengoko zinjalo zonke ezikhoyo ukwenzela ukuthenga ngabantu abaqhelekileyo bona, zisekelwe kwixabiso esezantsi zesilivere ngokunxulumene ngegolide okanye platinum.

Types of zesiliva

Le ngqekembe angene iintlobo ezimbini: utyalo-mali kunye wentlokoma (ekhumbulekayo). Ngamnye kubo ngokwabo iparameters kunye neempawu zayo.

1. iimveliso Investment

Le ngqekembe zesiliva Savings Bank of ngokukodwa owadala kutyalo mali, kulandele ngokuthengisa elilungileyo kubo, ukuba kukho imfuneko. Umgangatho metal ezisetyenziswayo xa kwenziwa imveliso iinkozo na isampuli liphezulu, apho imveliso lunobuntununtunu eliphezulu xa zibekwe ngasemoyeni okanye ngezandla zabantu. Le ngqekembe ungalahli umbala wabo yaye musa kuwa ixabiso, kufuneka agcinwe kwiimeko ezizodwa ngaphaya.

2. wobuyiselo and yokukhumbula imali

iimveliso enjalo kubalwa ngokwamaqela amancinane, babonakalisa ezahlukeneyo iziganeko zembali okanye imihla, kubaluleke ngakumbi kubantu bethu karhulumente. Ngokusisiseko, le ngqekembe zifunwa phakathi abaqokeleli Coin ukuba kundikhumbuza elungileyo, ngokugqibeleleyo ezifanelekileyo njengesipho.

Coin "Georgiy Pobedonosets"

Le ngqekembe investment ubunzima phakathi ngohlobo lwazo. Lakhutshwa ngo-2009-2010. Ukususela ngo-2011 ukuya ku-2014 ukuba zabuya. Kodwa ke ngo-2015, kwakhona yaqala ukuvelisa uthotho phantse kwesiqingatha sesigidi iikopi. Iimveliso ezenziwe ngesiliva 999, kancinane ngaphezu kwama-31 ubunzima grams, esibizwa engange ezintathu.

Coin "Georgiy Pobedonosets ' into ethengiswa kwingxowa yeplastiki ekhethekileyo olungenazimfihlo ebekwe kwi ibhokisi yekhadibhodi, leyo ikuvumela ukugcina into ebalulekileyo nemiqathango efanelekileyo.

Zemali zokuqala anjalo kubalwa ukusuka igolide ngo-2006, ngoko kukho yayeyesilivere. I ukhetho lokuqala nayo ethandwa kakhulu kwimveliso - imveliso yazo sele lichithe isigidi e-27 amawaka eekhilogram eliphezulu-grade ngegolide.

Ixabiso le-uguqulelo yesilivere le ngqekembe imalunga 2 amawaka engange.

Iindleko Savings Bank of iingqekembe zesiliva

Iindleko imveliso echazwe wahlukile kwaye iyahluka ukusuka engange-2 ukuya kuma-60 amawaka zangaphantsi ngambini. Kwi ixabiso abasungula ikakhulu kuchatshazelwa uhlobo nenjongo. Ngoko ke, ngeendleko iimveliso zokubhiyizela kuchaphazela umgangatho yabo ayenza kunye phindeka; ixabiso iinkozo bullion elingana ixabiso nesinyithi kwiindawo apho kwenziwa.

Umzekelo, ingqekembe yesilivere ye-Savings Bank: ixabiso layo nodumo zixhomekeke umzekelo ubunzima, umgangatho ngeesampulu isampula kwindawo yentengiso. Xa ikomkhulu ngqekembe zibiza ngaphantsi kakhulu-ofisi zemimandla, ngokuba akukho iindleko ukunikezelwa iimveliso ngokuyimfuneko ziboniswe kwi kwamaxabiso eemveliso.

Zeziphi iinkozo zingathengwa kwi Savings Bank?

I-Bank inikezela inani elikhulu iimveliso zayo kuwo onke amatye anqabileyo ayithengiswa. Kukho ezininzi iingqekembe zesiliva ukusuka kwelinye ukuya nekhulu engange, nto leyo ebonisa izigcawu ziganeko zembali, izigcawu kumxholo omkhosi, okanye kwezemidlalo. Kukho ingqekembe kunye nomfanekiso lezilwanyana kunye nezityalo evela oluBomvu Book, imiqondiso ezulu, iitempile kunye icawa yase Russia.

Sberbank kwakhona ivelisa iinkozo nezikhumbuzo, besonwabela ithandwa enkulu phakathi berhafu numismatists. Kwezi zihlandlo umfanekiso kubalwa, elingcwele, ngeenxa imihla zembali neziganeko ezinxulumene-Olimpiki Games e Sochi ngo-2014.

Hayi zemali kancane imifanekiso yamanani Russian kwimbali, yaye uzinikele Enkulu Patriotic War.

imveliso nganye mayixhotyiswe karhulumente isiqinisekiso esemgangathweni. Zonke iingqekembe zesiliva Ugcino zenziwa ngentsimbi ecocekileyo 925 neesampula 999.

Indlela ukuthenga?

Zuza iinkozo kulo naliphi na isebe le-Savings Bank okanye kwi website esemthethweni mbutho. Ukuze uthenge ufuna ukuba ube nobungqina bokuzazisa igama lakhe, kunye nemali efunekayo.

Emva kokuba transaction umthengi kufuneka banikwe iphepha ekhethekileyo, engqina ukuthengiswa: credit kunye debit order kunye nesiqinisekiso iimveliso ezisemgangathweni.

Xa kugcinwa iinkozo kufuneka kukhunjulwe ukuba isiphako encinane okanye nomkrwelo phezu kunganciphisa amaxesha ayo ixabiso eziliqela. Umntu uba metal elinqabileyo nje kuphela, kodwa umsebenzi wobugcisa.

ngenxa

iingqekembe zesiliva Savings Bank - le mali ekhuselekileyo kakhulu imali yabo. Baya kuhlala kufuphi inkosi yakhe, akukho namnye unako ukundinikela kubo mboleko komnye umntu, njengoko kwenziwa kunye iidiphozithi abathengi zabo, iibhanki ezininzi. Ngenxa yokuba imali musa kuxhomekeka lecandelo kuqoqosho zebhanki. emali wolawulo lihlisa izinga lwemali kazwelonke amaxesha ngokukhawuleza kunokuba kunye amatye anqabileyo. Ngokwahluke ngokupheleleyo koko, ixabiso zegolide, isilivere platinum zidla ngaphezulu kwe bar engqondweni obuvumelekileyo.

Kufuneka kwakhona kukhunjulwa ukuba oku attachment elula imali yakhe ofumbileyo phakathi amatye anqabileyo kunye notyalo-mali, umsebenzi wengcibi yokuluka kakhulu. Nixabiseke kangakanani ukuba isilivere okanye imali engange yasebukhosini igolide, iminyaka emakhulu eyadlulayo ngoku? Ngokutsho iingqikelelo ngendeb 'endala, ixabiso iinkozo Imperial izihlandlo 3-4 amaxesha ngaphezu indleko metal ngokwayo. Malini ngoku kunokwenzeka ukuba athengise engange zokubhiyizela yiSoviet emahlelweni engange-1 no-3? Ubuncinane kweshumi okanye ezimbalwa amakhulu amaxesha yazo. Yiloo nto abantu abaninzi bazama ukuba ukuthembela imali yabo ngaphezu imibutho zebhanki, ngelo na umzuzu ukuze siyabhanga, uze ukhangele umoya endle, kunye iingqekembe zesiliva kunye nezinye iibhanki kuloo mazwe baye kuwo. Banks, amazwe, iintlanga ukuze kubuna notshintsho; kodwa isilivere kunye nezinye zesinyithi eninzi basoloko kakhulu, yaye akukho nto iya kwenzeka kubo.