Iileta mboleko - Kunzima, kodwa zithembeke kakhulu

Sonke sivile ukuba uphuhliso oluzinzileyo yenkqubo yoqoqosho ikakhulu iphawulwa kwicandelo logcino izinzile. Kungenxa yoko le nto urhulumente kumazwe amaninzi kunye kwezomnotho eziphuhlileyo igalelo ngamandla kuphuhliso kwindlela yogcino-mali kweli lizwe. Yiloo nto yonke amaziko abhaliswe ngokusemthethweni wenza uhlobo oluthile lomsebenzi kwezoqoqosho, kufuneka ukuba abe ngoku akhawunti yebhanki ukwenza iintlawulo imibutho, amashishini, oosomashishini abucala, amaziko ezemali, uhlahlo lwabiwo-mali kunye nemali extrabudgetary. Ngenxa yoko ukuthandwa lwentlawulo non-cash nge ebhankini, phakathi kwawo Incwadi ngetyala.

World yokusebenza ye ukubhankisha kunye yengingqi nemithetho yamazwe amaninzi, kuqukwa i-Russian Federation, kukho iintlobo zilandelayo maxwebhu ukuze yokuhlala:

• izibalo phantsi kwe Credit;
• oda zokuqokelela ;
• amanqaku promissory;
• kuhlola;
• imali oda.

Le fom ilula kwaye yeyona iqhelekileyo kwintlawulo kwamashishini amaninzi kunye neenkampani yeyona ixhaphakileyo umyalelo intlawulo. Yiyo le ndlela ngokufuthi zisetyenziswa ekuqhubeni imisebenzi kummandla karhulumente omnye. Noko ke, ukuba uqala ukusebenza kunye nabathengi bangaphandle, le fomu liyayeka ukuba lulungele wena, yaye kuthi qatha Incwadi ngetyala.

Xa ungena neemarike zangaphandle ezifana kwingongoma nganye lula sele nomtsalane kangako kuthelekiswa ukuthembeka zomthetho kunye nemali eninzi. Nangona iintengiselwano yorhwebo langaphandle (ngaphandle-import) ezisetyenziswa njenge ileta kweentlawulo ngetyala nengqokelela, best idibana nezi mfuno kusekho incwadi ngetyala. Popular le ndlela yokubala kwakhona into yokuba ukuthembeka mveliso amazwe bakhetha ukusebenza imiqathango intlawulo phantsi Credit.

Noko ke, amaqumrhu amaninzi ngokomthetho ukuba kusonjululwe phezu uhlobo lwentlawulo, sicinga ukuba kakhulu zexabiso. Nakuba kunjalo, kufuneka usoloko ukuhlawulela yokhuseleko ingozi, koko lujoliswe ezinikezelwa ileta uhlobo ngetyala lwentlawulo, ezifana nentlawulo 100% ye impahla bathengisa kunye nokulandelwa 100% yonke imigaqo nemiqathango yesivumelwano ngamacala omabini, kufuneka kuvelelwe nezinye iinkalo ezizakuxhasa.

Ileta Credit - na uhlobo lwentlawulo non-cash, ebesithwele ngokupheleleyo phantsi kolawulo Bank, ngolu hlobo lulandelayo:

1. Athe asayina isivumelwano, Umthengisi phambi ekuthunyelweni kwempahla kufuna umthengi ukuvula ileta ngetyala egameni lakhe. Komthengi ngokuvumelana nale mfuneko nge kwibhanki yakho.
2. Ibhanki, nto leyo uyasebenzisana umthengi evula incwadi ngetyala (-akhawunti yebhanki kwenye ibhanki, ngokuqhelekileyo ebhankini, lulungiselelwayo ngumthengisi), kwaye idlulisele isixa nomthengisi, kodwa hayi kwi-akhawunti yangoku, kwaye ileta ngetyala. le mali ayifumaneki kwi umthengisi ude ufumane umba.
3. Ibhanki kuvula incwadi ngetyala. Oku kwaziswe nomthengisi. Kuphela emva kokuba Wayeqinisekile ukuba intlawulo eyenziwe L / C idweliswe kwi-akhawunti, impahla kuziswa kumthengi, kunye namaxwebhu axhasayo zithunyelwa ebhankini, nto leyo uyasebenzisana-nye umnikimali nomamkelimali.
4. Ibhanki uthumela amaxwebhu ukuya elunxwemeni umthengi ukuba uqinisekise ukuba athobele incwadi ngetyala.
5. On the current akhawunti izintlu Umthengisi kuthetha ukuba bathengisa impahla, umthengi uthumela uxwebhu iimpahla. Kuphela ngoko ke kunokwenzeka ukuba ufumane imveliso uze uwatshabalalise.

Ileta iisuti ngetyala zombini othengisayo (ibhanki ufumana imali iimpahla kwangaphambili, phambi delivery) kunye umthengi (imali idluliselwa kuphela ukuthobela ngokupheleleyo kunye contract).

Ileta credit lwenziwa ngokungqinelana nemithetho, phakathi kwawo ebalulekileyo ziyabonwa, ezifana neenkcukacha mandatory kunye nemihla. Ezi kunye nezinye ngokwemiqathango reference ileta yamaxwebhu credit zisoloko ichazwe kwaye kulawulwa yi-National Bank of karhulumente. ERashiya, le migaqo zingafumaneka ngokuhlola Regulations on iintengiselwano non-cash.