Igalelo ngcono ebhankini best eMoscow

Igalelo engcono kwibhanki engcono: ukukhetha indlela iziko zemali ukwenza ingeniso ekhawulezileyo kwiinkqubo zayo? Ngapha koko, ngemali imali elizayo. Iintlobo Investment Zininzi amabali ukuxelela ngazo kubo bonke kwinqaku elinye akunakwenzeka. Siya kugxininisa iimveliso zebhanki ezifana iidipozithi.

Ipharamitha yeemeko kakhulu ukwanda lwenkunzi

Kangangethuba elide abemi waqonda iminikelo, njengendlela wokulondoloza imali. Kodwa njengendlela amanyathelo ukulingana yabo Uyakuva ukuba wonke umntu. Kufuneka kukhunjulwe ukuba ayizizo zonke iidipozithi inzuzo. Ukuba iminikelo okunene lubuyiswe, kufuneka ufumane umnikelo kakuhle. Ngoko ke, bafunde kwaye khetha iminikelo ilungileyo ukuya kwiindonga eMoscow.

1. Inzuzo ifakwe kwibhanki iya kuxhomekeka kuloo dipozithi sokuqala. Okuya uba mkhulu umsantsa isixa - inzuzo ngakumbi.
2. Kwi kokuxhuzulwa ngokupheleleyo umdla zingafumaneka ngokukhetha igalelo ixesha elide. Kodwa phantsi kweemeko ezinjalo, njengokuba umthetho, akukho amathuba wemvula.
3. iidipozithi Ixesha omkhulu izinga lenzala ngaphezu needipozithi "Kwi imfuno". Umzekelo, kwi eMoscow yibhanki idiphozithi "imfuno" lelona zinga ngonyaka ka - 0,01%, kwaye idiphozithi "Ukuvulwa" gama - 11%.
4. Ukuba iminikelo ababini omnye wenzala, ingeniso engakumbi kuzisa omnye kwafakwa kuyo inzala ebizwayo esebenzisa zophuculo, okt ngenyanga, ushwankathelwa kule dipozithi lokuqala, kunye kwinyanga elandelayo inzala ibalwa ukunyuka ngumviwa.
5. iidipozithi Best kwimigangatho - benethuba wemvula yesivumelwano.

Ungasoloko ufumana iimeko elungileyo ukuze ukubeka imali kwiziko zemali, olusekelwe phezu iparameters ngasentla.

Ngoko ke, sinikela iibhanki best khona imali abantu bendalo. Yintoni benikela kuthi?

"Tinkoff Bank" - ukujonga mihla kwi iinkonzo yebhanki eqhelekileyo

imbono abaninzi zemali entle imveliso "Tinkoff Bank" (okanye njengoko ibizwa ngokuba "Tinkoff Credit Systems"), njengoko kakhulu umdla nezaziwayo. I-Bank iyodwa, kuba akukho ATM, iiofisi ezininzi (kukho ofisi enye eMoscow inkonzo kuhlawulwa), ukusebenza kunye nomnikelo ngeenkonzo kuphela nge-intanethi. Noko ke, oku akuzange kumthintele i "Tinkoff Bank 'ukuba athathe isikhundla phambili kwicandelo mali: indawo 2 emarikeni amakhadi ngayo iibhanki, 25 eMoscow kwiidipozithi abantu bendalo, kwindawo yama-20 kwi-ingeniso net. Yintoni i "kwizazi" us usimema ukuba "Tinkoff Bank"?

• Ngaba ungathanda amalungiselelo umnikelo engcono ibhange engcono? Uya kunikwa ikhadi ezamahala debit, Visa okanye Master Card kukhetho umthengi lowo.
• ikhadi debit ngomdla ngenyanga ezifumaneka simahla ngaphandle kokuvula idipozithi, yishiye ngokulula ifomu yesicelo online, kwaye umabhalane yebhanki idinga uya kuzisa imaphu kule dilesi ekhankanyiweyo.
• "Tinkoff Bank" Akukho-ATM, obo a plus kunokuba ethile: imali - nge-3 amawaka engange, okanye iirandi 100 okanye kowethu uyakwazi batole nayiphi na ibhanki kunye ATM ngaphandle ikhomishini.

"Russian Standard Bank" - le pesenti iphezulu ebhankini oluzinzileyo

Bank of ezinzileyo kwaye ithembekile, uye amasebe 170. Ekuqaleni kuka-2016 "Standard Russian" senzeka 15 kwi mlinganiselo Russian kwiidipozithi labantu.

Igalelo intle yeebhanki - "Luyingenelo MIX». Hambisa ihlukile:

• 14% ekupheleni kwekhontrakthi emasebeni yebhanki;
• 14.5% xa umrhumo zivulwe kwibhanki Internet;
• intlawulo - ngekota, ezo mali zidluliselwa akhawunti eyahlukileyo;
• amazinga enzala liphuma;
• iidipozithi ziya kuvulwa ukwenzela unyaka-1;
• Wemvula okanye ukurhoxiswa ngokuyinxenye na;
• Elona sixa ukuya idiphozithi - 30 amawaka engange.

igalelo ukuguqulelwa evela ebhankini "Yugra"

I-Bank wavula ngo-1990. Yonke iminyaka 25 inika abathengi imveliso inzuzo yemali ukulungiselela ukhuseleko imali. NgoJanuwari 2016, "Ugra" yaba yinxalenye Russian top-20 ngokwemiqathango iidipozithi ngabanye. Kuye uthungelwano yesebe enkulu. ofisi Bank izinze 50 kwizixeko Russia, i-ofisi eyintloko ise-Megion kwingingqi Tyumen.

Igalelo engcono kwibhanki elingcono "Yugra" - "Multicurrency Basket".
Le imveliso logcino yenzelwe ukuba iqela elisebenzayo abemi ukulandelela amazinga otshintshiselwano lwemali kwaye bafuna ukuba negalelo ukutshintsha ngokungqinelana nesivumelwano (ekuthiwa-uguqulelo) ngethuba lonke osebenzayo. Ukuguqulwa lebhanki ithwala ngaphandle kwi indlela yayo. Le idipozithi ivulekile ngamaxesha awohlukeneyo. Ubuncinane mali - 10 000 lakhula. bagcobe., $ 150. United States, 150 euro. Akukho ngaphambi kwexesha. Inzala ibalwa ekupheleni.
Rate lininzi:

• 10% ye Ruble igalelo;
• 3.3% igalelo dollar
• 2.6% - euro.

"Bank Rosgosstrakh" - ifakwe kwibhanki kunye i-inshorensi yobomi

Yayisekelwe ngo-1994. Ibhanki enkulu ethengisa ngeenkonzo jikelele. Ngowe-2016, angene top 50 iibhanki best Russian ngokwemiqathango kumda wesangqa ngemiyinge kwi indawo 44th ngetyala, kuloo ndawo 45 kwiidipozithi labantu. Uthungelwano enkulu amasebe kwiingingqi ezili-150 kulo lonke eRashiya.

Kwindawo 1 midlalo kwi "CSG" na igalelo "Inshorensi", ephantsi nje inshorensi yobomi kunye nempilo ye client.

• Ikhutshwe unyaka 1 ngesixa esincinci wakhula 100,000. bagcobe.
• Rate - 11,75%-inshorensi yobomi iminyaka emi-5, 11,50% kwimeko apho ubhaliso nonyaka-3 isivumelwano inshorensi.
• Songezelelo okanye ukurhoxiswa ngokuyinxenye qha.
• Ngokutsho lo mnikelo, akukho kwandiswa kwimowudi oluzenzekelayo.
• Xa kubhaliswayo kuyenzeka ukuba wenze yokuzikhethela okanye amandla igqwetha.

"Alfa-Bank" - ibhanki zabucala yesibini ngobukhulu

7 inikeza abatyali igalelo ilungileyo, nganye eneyazo iingenelo ezithile. Kwindawo yokuqala iselelona galelo ukuya iibhanki engcono - "Saphuma".

• Nge mali sedipozithi ubuncinane 10 lamawaka. Thambisani., $ 500 okanye euro 500.
• Isithuba seenyanga ezi-3 ukuya kwiminyaka emi-3.
• Eliphezulu lemali - 11,27% ngo engange, ngelixa igalelo engange 3 million .. kwaye ixesha capitalisation kwiminyaka emi-3.
• Xa igalelo ukususela 250 amawaka. umlinganiselo ixesha elifanayo 10,55%.
• Xa US qondo liphezulu liya kuba 3.14% iminyaka emi-3.
• Izinga euro - 2,59%, ngelixa igalelo. iminyaka emi-3.

deposit Bank - isiqinisekiso of uzinzo

Siye sahlolisisa kuphela nje amaziko ezimbalwa zemali kunye linikeza best iidipozithi.

Kuba abantu abaninzi kuzinzo nasempumelelweni inika iidipozithi kwimigangatho. inzala Best, impatho engcono okanye igalelo ekukhuleni ukuphumla kuzinzo kwamaziko kunye amanqaku aphezulu - wonke ukhetha iimeko ngokuthanda kwakho. Kwaye kukho ezininzi zokukhethwa kuyo. ngonyaka ngamnye, iibhanki ukuphuhlisa izindululo ezinomdla kakhulu.

Xa kukhethwa iimpawu ezifanelekileyo yedipozithi kunye nemfuneko ukukhumbula malunga amazinga zebhanki ngamnye kubasebenzisi kunye iinkonzo rhoqo. Ukuba umnini ikhadi lomvuzo, unako ukubala kwi ibhonasi ngohlobo iirhafu ukwanda okanye iinkonzo eliphezulu ezisisiseko.