Amaphepha ayimali: ukubhaliswa, ukuqinisekiswa, ukugcinwa. Umyalelo wokubhaliswa kwamaxwebhu emali ephambili

Amaxwebhu e-Cash aqinisekisiwe ahambelana nokuhamba kwemali ngumbutho wezomthetho okanye umntu osomashishini. Iifom zabo ziyavunywa yiGoskomstat. Makhe siqwalasele, yintoni na amaxwebhu emali angasebenzisa amabhizinisi.

Izimvume

Benza njengamaxwebhu emali ephambili. Imiyalelo inokungena okanye ukuphuma. Amandulo ayasebenza xa imali ifunyenwe. Iirisithi ikhutshwe ikopi enye ngumgcini-akhawunti kwaye isayinwe ngu-Ch. I-akhawunti okanye igosa eligunyazisiweyo ukwenza njalo. Ukungabikho kwabasebenzi abaxanduva, intloko yequmrhu elisemthethweni okanye ngokuthe ngqo umntu osomashishini ngokwakhe unokuqinisekisa ubungqina bokuqala kwemali. Ukufumana iirisithi kufuneka kusayinwe ngabantu abagunyazisiweyo (umgcini-mali kunye ne-cashashi), eqinisekisiweyo ngesitampu (uphawu). Ukongeza, ibhaliswe kwiphepha elifanelekileyo. I-risithi inikwe umxholo oye wadlulisela imali. Ngokukhawuleza irhafu ngokwayo ihlala kwirejista yemali. Iphepha leendleko lizaliswe xa imali ikhishwe. Kubalulekile ukusho ukuba amaxwebhu emali ahlanganiswe xa kuthengiswa ukuba ishishini lisebenzise zombini iindlela zendlela yokucwangcisa ulwazi kunye neendlela zokwenza izinto zezempi. I-order yokuchitha imali, njenge-risithi, ikhishwa kwi-1 ikopi. Kufuneka isayinwe ngabantu abagunyazisiweyo kwaye ibhalisiwe kwiphepha elifanelekileyo.

Ukuzaliswa

Indlela yokukhupha iimpepha zemali ezibhalwe ngasentla? Ukuzaliswa kuqhutywa ngolu hlobo lulandelayo:

1. Kwinqanaba elithi "Isizathu" kuthiwa ukuthengiswa koqoqosho.
2. Kwikholam "Kuquka" inani le-VAT lifakwe. Kubhaliwe kumanani. Ukuba iinkonzo, iimpahla okanye umsebenzi awuhlawulwanga, umgca uboniswe "ngaphandle kweVAT".
3. Ukuhambelana kunye namanye amaphepha kufuneka ahlweliswe kumgca "wesicelo", ebonisa imihla yokuhlanganiswa kunye namanani.
4. Kwikholam ethi "Inkcitho, ikhodi yesebe", idizayini ehambelana neSebe lezakhiwo libekwe, apho imali iphakanyiswa khona.

Ifomu yokubhalisa

Amaphepha erejista yemali kufuneka athatyathwe kwingxelo ekhethekileyo. Ibabhalisa zombini iirekhodi / iindleko zeendleko kunye namaphepha atshintshe. Okukugqibela, umzekelo, kubandakanye iingxelo zokubhalwa kwee-payroll, izicelo zokukhutshwa kwemali, i-akhawunti kunye nabanye. Ngelo xesha, umntu makangacinge ukuba iilayiphu eziphumayo, ezibhaliswe kwi-akhawunti yomvuzo kunye nezinye iimali ezifanayo, mazibhaliswe emva kokuhlawulwa kwentlawulo.

Inkokhelo yencwadi

Isetyenziswa ukurekhoda umba kunye nokufumana imali. Incwadi ibalwe, iyalwe kwaye iqinisekiswe ngesitywina, ebeka kwiphepha lokugqibela. Apha, irekhodi lenziwe libonisa inani lamaphepha. Kwiphepha lokugqibela kufuneka libe yiisayina ze-Ch. I-akhawunti kunye neNtloko ye-shishini. Iphepha ngalinye leencwadi lihlukaniswe libe yizi-2 ezilinganayo. Omnye (ngomgca ojikelezayo) kufuneka uzaliswe njengowokuqala, enye ibe ikopi yesibili. Olu lugqithiso lwenziwa kwinqanaba langaphambili kunye necala langaphambili usebenzisa ikhophiphi. Zombini iikopi zibalwa ngenani elilodwa. Abangaphambili bahlala encwadini, ngelixa eli lizayo lihlala lingenalo. Isenzo sokugqibela njengamaxwebhu eengxelo zemali. Kuze kube sekupheleni kwayo yonke imisebenzi yosuku lwangoku, abayeki. Iirekhodi ziqala kwicala langaphambili lekopi yokuqala emva kwikholam "Ukulinganisa ekuqaleni kwemini." Ngaphambi kokuba uzalise, iphepha kufuneka libophe ikhefu. Inxalenye yokunqunyulwa ifakwe phantsi komnye oseleyo kule ncwadi. Ukufaka ingcaciso emva kokuba "Utshintshile", icandelo lomgcini lugxininiswe kwicala langaphambili lekopi yesibili. Amarekhodi aqhubeka kunye nomgca ongqambileyo wecala elingenakulinganiswa.

Amanye a maxwebhu

Iintengiselwano zentengo zingabhalwa ngabanini beempahla ezahlukeneyo. Omnye wabo, umzekelo, ingxelo engaphambili. Isetyenziselwa ukurekhoda imali enikwa abantu abaphendulayo malunga neendleko zolawulo kunye nezoshishino. Amaxwebhu anjalo aphethwe njani? Ukuthengwa kwemali yolu hlobo kubalwe ngqo ngumntu ophendulayo, kunye nomgcini-akhawunti. Ngaphambi kokuba iingxelo zihlanganiswe kumaphepha okanye kwiikhompyutha. Ukubhaliswa kwamaxwebhu emali ngokuchanekileyo ngokuhambelana nemigaqo. Ifomu nganye igqityiwe ikopi enye. Emuva kwe- akhawunti, umntu ophendulayo ubonisa uluhlu lweziqinisekiso eziqinisekisa iindleko ezenziweyo. Kubo, umzekelo, zithwala uxwebhu lokuhamba, ii-invoyisi zothutho, uhlolo, iirisithi, njl. Nantsi isihloko sifaka inani leendleko. Amaphepha adityaniswe kwingxelo kufuneka abhalwe ngokulandelelana apho bahlulwe khona. Ikhonkco yamaphepha emali ayenziwa ngabasebenzi beSebe le-accounting. Abasebenzi, ngokukodwa, baqhuba uphicotho lwenkcitho ejoliswe kuyo, ukuzaliswa kwamaphepha e-exculpatory afakwe, ukuchaneka kokuzaliswa kwabo kunye nokubala kweemali. Ngalinye icala, kuboniswe iindleko ezamkelweyo kwi-accounting, iakhawunti apho baxoxwa ngayo.

Imiba ebalulekileyo

Izidingo ezihambelana nemali yangaphandle (iphepha 1a ngaphambili kunye neikholam 6 no-8 ngasemva) kufuneka zizaliswe kuphela xa umntu ophendulayo efumana imali engekho kwi-ruble. Ingxelo engaphambili emva kokuqinisekisa kufuneka ivunyiwe ngumphathi wezoshishino okanye umntu ogunyazisiweyo nguye. Kuphela emva kokuba kuthathwa ingqalelo. Ukuba ukusetyenziswa kwakungasetyenziswanga ngokupheleleyo, umntu ophendulayo ukhokhelela umlinganiselo kwi-cashashi. Ngelo xesha, umyalelo ozayo ungagcwaliswa. Ngokuhambelana nolwazi lwengxelo evunyiweyo, imali ibhaliwe.

Izitatimende zokuhlala kunye nentlawulo

Ukubhaliswa kwamaxwebhu emali kwenziwa ngokubala kunye nokuhlawula umvuzo kubasebenzi beli shishini. ISebe le-accounting liqokelela isitatimenti esifanelekileyo kwikopi eyi-1. Ukuhlawulwa kweentlawulo zabasebenzi kwenziwa ngokumalunga nolwazi olukhoyo kumaphepha aphambili ekubhaliweyo kwiiyure ezenzelwe ukusebenza, isizukulwana, njl. Imigca "eyongeziweyo" ibonisa inani ngokuhambelana neentlobo zeentlawulo ezivela kwi-WFP. Apha, ezinye iindleko (izinto eziphathekayo kunye nezentlalo) zinikezelwa kumqeshwa, zihlawulwe ngentlawulo yeenzuzo zeshishini kwaye zixhomekeke ekufakwe kwisiseko esicwangcisiweyo. Ngelo xesha, ukuxothwa kubalwa ukusuka kumvuzo kwaye imali isetyenziselwe ukukhutshwa kumqeshwa. Ikhasi elipheleleyo liposiswe kwikhasi lephepha lesitatimende, ehlawulwa kubasebenzi. Inhloko yeshishini kufuneka isayine imvume yokukhupha umvuzo. Xa kwenzeka ukuba engekho, eli xwebhu linikezelwa ngumqeshwa ogunyazisiweyo. Ekupheleni kwenkcazo, ixabiso lemali edibeneyo kunye nomvuzo owanikwayo ifakwe. Ekupheleni kwexesha elimiselwe ukuhlawulwa kwemali kubasebenzi, phambi kwamagama abasebenzi abangayifumana imali kwikholam 23 ibhalwe "Kuxhomekeke." Kwimali ekhutshiwe, umyalelo weendleko utyalwa. Inombolo kunye nomhla wokuzaliswa kufuneka kuboniswe kwi-payroll kwiphepha lokugqibela.

Bika uncedo

Kulo xwebhu, ii-counters ze-CMC kunye neerisithi zokutshintsha (iintsuku zokusebenza) zingeniswa. Ingxelo yokunceda izaliswe kwikopi e-1 yemihla ngemihla. Umqhubi wecashier kufuneka awusayine aze awunikezele kumphathi oyintloko (intloko yoshishino). Ngelo xesha, umyalelo ozayo ungagcwaliswa. Kwiinkampani ezincinane, imali idluliselwa ngqo kubaqokeleli. Xa udlulisela imali, iifom ekhethiweyo zebhanki zizaliswe. Ingeniso nganye yokutshintshwa (usuku lomsebenzi) isetyenziswe ngokuhambelana nokubala okubhaliweyo ekuqaleni nasekupheleni komhla. Ngelo xesha, ixabiso elibuyiselwe kubathengi ukuhlolwa kwee-unuseds. Ingeniso eqinisekisiwe iqinisekiswa yiNtloko zeSebe. Kwimeko yokuthumela imali kwingxelo, umqeshi ophezulu kunye nentloko yoshishini isayinwe. Ingxelo yesalathisi isebenza njengesiseko sokuhlanganiswa kwe "Ulwazi malunga nokufundwa kweemitha ze-CMC kunye nengeniso yenkampani."

Journal Of Operator

Olu xwebhu luyimfuneko ukuphendula iindleko kunye nokungena kwemali kwi-POS nganye ye-enterprise. Eli phephancwadi lisebenza njengengxelo yokubeka esweni imitha yokufunda. Olu xwebhu lubophelelwe, lubalwe kwaye lubonakaliswe ngutyikityo lwe-Ch. Umphathi-mali, intloko yenkampani, kunye nomhloli werhafu. Eli phephancwadi liqinisekisiwe yitywina le shishini. Zonke izibhengezo zenziwa ngumqhubi imihla ngemihla. Umyalelo wokubhaliswa kwamaxwebhu emali awuvumeli iifasta kunye neebhlothi kwiphephancwadi. Zonke izilungiso kufuneka zilungelelwe kwaye ziqinisekiswe ngamasayinela abantu abagunyazisiweyo. Kwimeko yokungangqinelani kobungqina, babhalwa kwi-log yokushicilela kwangoku ekuqaleni komsebenzi. Ezi nkcukacha kufuneka ziqinisekiswe ngamasayineli womlawuli emsebenzini kunye ne-cashashi. Umgca we-15 ubonisa iimali ezibhalwe kwiitshengiselo ezibuyiselwe ngabaxumi. Ulwazi olu lwenziwa kuthathwa kwisenzo esifanelekileyo. Ikholam enye efanayo ibonisa inani leentshekhi eziprintwe ngexesha lokutshintsha. Ekupheleni kosuku lokusebenza, umqhubi udala ingxelo yokugqibela yokutshintsha kwaye unikezela ngemali kuye. Kule meko, idilesi yokufumana idilesi isetyenziswe. Emva kokufundwa kweemitha kuyasuswa, inani lemali elifumanekileyo lihlolwe, ukufakwa okuhambelanayo kwenziwe kwiphephancwadi. Kuqinisekiswa ngamasayineli entloko (umlawuli emsebenzini), umqeshi omkhulu kunye nomqhubi. Xa kukho ukungqinelani phakathi kweemali eziboniswe kwi-tape yokulawula kunye nemali yengeniso, isizathu sokuba ulwahlulo luchongwe. Ukufunyanwa okongeziweyo okanye ukunqongophala kubhalwa kwimigca ehambelanayo yeli phephancwadi.

Idata ngokufundwa kwemitha kunye neepositi zePOS

Zisetyenziselwa ukuvelisa ingxelo edibeneyo yokutshintsha kwangoku. Ezi nkcukacha zisebenza njengesihlomelo kwingxelo yomqhubi, ihlanganiswe imihla ngemihla. Ulwazi malunga neenkalo kunye neengeniso zenziwa kwikhophi enye. Ngokubambisana nokuchitha imali kunye neentlawulo ezingenayo, izatifikethi-iingxelo zabaqhubi, zidluliselwa kwisebe lokugcinwa kwenkampani kuze kube yinto elandelayo. Kwimifanekiso yesampula yemali, ngokumalunga nokufundwa kwemitha, ukuqala nokuphela komhla wokusebenza nganye irejista yemali kubandakanya ukubalwa kwengeniso. Ngelo xesha, phakathi kwezinye izinto, ukuhanjiswa kwayo ngamasebe kubonisiwe. Ezi zilandelayo maziqinisekiswe ngamasayineli abaphathi. Ekupheleni kwetafile egcwalisiweyo, iziphumo ziboniswa ngokweenkcukacha zokubala zonke ii-POS terminals, kwaye ingeniso yenkampani isasazwa kunye nokuhanjiswa kwemali kwisebe. Ngokuhambelanayo nezenzo, inani elipheleleyo lemali elinikezelwa kubaxhasi kwiitshekhi ezibuyiselwe ngabo kubonisiwe. Le mali inciphisa ixabiso lemali yenkampani. Ulwazi kufuneka lusayinwe ngumqeshi ophezulu kunye nentloko yoshishino.

Iingcebiso zokugcwalisa

Xa ubhalisa amaxwebhu emali, kuyimfuneko ukulandela inkqubo eyenziwe ngumthetho kunye nezinye izinto eziqhelekileyo. Ukongezelela, kukho imigaqo emininzi elula, ukuthotyelwa kwayo okuya kuphepha ukungahambi kakuhle ekugqityweni kweziqinisekiso:

1. Imali ngamazwi imele ihlale iboniswe ngencwadi enkulu. Iikopi zingabhalwa phantsi ngamanani. Umzekelo: ii-ruble eziyi-18 ze-ruble.
2. Amaphepha angagcwaliswa zombini ngesandla kwaye asebenzise iindlela zobugcisa (ikhomputha, umzekelo).
3. Izenzo eziqhelekileyo zivumela ukulungiswa kolwazi ngamaxwebhu emali. Nangona kunjalo, kubalulekile ukuthobela inani leemfuno. Ukurekhoda okungalunganga kufanele kugqitywe ngokukhawuleza kunye nomgca omnye. Kufuphi okanye (ukuba kunokwenzeka) ulwazi oluchanekileyo luboniswe ngasentla. Apha ufanele wenze i-postcript: "Ukholo olulungisiweyo", "Ukungasebenzi okungahambiyo" okanye "Enyanisiweyo". Ngalesi sithuba kungena iimpawu ze-Ch. Umgcini-mali kunye nentloko yombutho (okanye umrhwebi ngamnye).
4. Ekubeni kwimilo yamatye, i-erasures, i-blurring "ne-stroke" kunye nezinye iindlela ezifanayo zokulungiswa, lo mbhalo uthathwa njengongabikho.

Imigaqo eyongezelelweyo

Ukugcinwa kwamaxwebhu emali, ngokuhambelana nomthetho osebenzayo, kuqhutywa ngaphakathi kweelitha ezingama-5. Ukubala kweli xesha kuqale ngoJanuwari 1 waloo nyaka, ohamba ngaphaya kwexesha lokugqiba umsebenzi weofisi. Lo mgaqo uthathwa ngokubanzi. Inkqubo ekhethekileyo isetyenzisiwe kwiakhawunti yokubhadela. Ukuba abasebenzi abanalo iakhawunti zabo, la maphepha agcinwa kwinkampani iminyaka engama-75. Ekupheleni kweli xesha onke amaxwebhu angadluliselwa kwi-archive okanye intshabalalisiwe, ukuba akukho zikhotho zenkundla, ukungavumelani okanye iingxabano. Xa usebenza neziqinisekiso, kufuneka ulandele le mithetho:

1. Ukuqulunqwa kwamaxwebhu ekuthungeni kufuneka kwenziwe kwimihla ngemihla ingadlulanga umhla olandelayo wokusebenza okanye usuku lokuqala.
2. Ngaphambi kokutshintshwa kwee-securities kwi-archive, i-inventory yabo kufuneka yenziwe.
3. Ulawulo lokwakhelwa kwamatyala lwenziwe ngu-cashier okanye ngumphathi othe ngqo we-shishini.
4. Kwindlela yokudala iphepha lokuthunga, ziqokelelwa ngokunyuka kwamanani e-akhawunti (ekuqaleni, nge-debit, ngoko ke ngekhredithi).

Uxanduva lokhuseleko lwamaxwebhu emali luhlala kunye nentloko ye shishini. Xa kwenzeka ukungangqinelani nemigaqo engentla, isihlomelo solawulo sinokumiselwa kumenzi wesono ngendlela yohlwayo. Isixa sentyala sisungulwe ngokuhambelana nemimiselo yomthetho.

Isiphelo

Ukugcinwa kwerekhodi zemali kuthathwa njengomsebenzi onoxanduva ngokufanelekileyo. Kuzaliswe ukuzaliswa kwamaphepha kunye nawo wonke uxanduva. Amaxwebhu eemali asetyenziswa ekuqulunqweni kwedatha eyahlukeneyo, ingxelo, ingxelo. Kule nkalo, iiphoso ezenziwe kwiimigangatho zokuqala zokurekhoda zingakhokelela ekuphambukeni okukhulu kwiimviwo zokugqibela. Umqeshwa, otyunjwe kwithuba elijongene nokusetyenziswa kwamaphepha eemali, kufuneka abe nolwazi olufanelekileyo kunye namava. Kufuneka kukhunjulwe ukuba onke amaphepha azaliswe ngumqhubi ajongwa ngamagosa aphezulu kwaye avunywe yinhloko yenkampani. Ingqwalasela ekhethekileyo kufuneka ihlawulwe ukubhalisa ukubhaliswa. Iirekhodi kumaphephandaba kunye neencwadi kufuneka zenziwe ngexesha ngokuhambelana nemigaqo. Ekubeni iirekhodi zemali zisetyenziselwa ukulungiswa kweengxelo, zonke izilungiso kuzo zenziwa ngokuthe ngqo kwi-oda elithile. Ukuba imithetho ayigcinwanga, amaphepha alahlekelwa ukufaneleka kwawo, kwaye ulwazi kubo alukwazi ukusetyenziswa yinkampani ekwenzeni umsebenzi wokulawula.