Ziziphi iimpepha ezifunekayo zokubhalisa umhlalaphantsi?

Emva kokufikelela kwiminyaka ethile okanye ngenxa yeemeko, kungekudala kamva umntu uhlala phantsi. Ukuze uphephe nayiphi na ingxaki ekhethekileyo kunye nokuyila kwayo, kuyimfuneko ukwazi amanqaku ambalwa malunga nendlela le nkqubo yenzeka ngayo.

Okokuqala, kuyimfuneko ukufaka isicelo kwisebe lendawo yeNgxowa-mali yePensheni kunye nesicelo . Kuya kubakho uluhlu lwamaphepha okubhalisa ipension. Ngokuqhelekileyo, le yipasipoti, irekhodi lomsebenzi (ukuqinisekisa ubude benkonzo) kunye nesatifikethi semvuzo ephakathi. Oku kulandelayo kufuneka kuthethwe ngokwahlukileyo. Okwangoku, umvuzo wonyaka we-2000-2001 uthathelwa ingqalelo. Nangona kunjalo, ukuba ingeniso yomntu okhuselekile kweso sihlandlo yayingaphantsi kwe-1.2 ngokumalunga nomvuzo oqhelekileyo kweli lizwe, kuvunyelwe ukuthatha nayiphi na iminyaka emihlanu (iinyanga ezingama-60) ngokulandelelana ukuya ngo-2002.

Abemi abangenayo ukubhaliswa, amaxwebhu obhaliso lwama-pension asebekhulile azisa kwisebe elisondeleyo yeNgxowa-mali yePensheni apho bahlala khona ngoku. Abaphambukeli kunye nabantu abangenabumi besizwe baseRashiya bafaka isicelo sokuba indawo yokuhlala kwabo. Oku kunokwenziwa ngomntu, kusetyenziswa iinkonzo zeposi okanye nge-proxy (ummeleli).

Kwezinye iimeko, abasebenzi be-fund bangacela amanye amaxwebhu. Phakathi kwazo iziqinisekiso zokuba khona kwamalungu akhubazekile kwintsapho, ukuqinisekiswa ukuba baxhomekeke kumhlalaphantsi, kwindawo yokuhlala yokuhlala okanye uhlala eRashiya, malunga nokutshintsha naziphi na iinkcukacha zomntu (igama, ifani, njl.). Ukuba ukukhubazeka kusekwa, ngoko kuyimfuneko ukuyiqinisekisa, ebonisa izithintelo ezinconywayo zokusebenzela umsebenzi.

Wonke amaxwebhu okubhalisa ipension kufuneka abe yinyani. Izikhokelo ezifunekayo kufuneka zenziwe kuphela ngesampuli esisiseko, esiya kuphakanyiswa kwiNgxowa-mali. Ipasipoti ngumbhalo oya kuqinisekisa ubungqina, ubemi, ubuncinane bomenzi wesicelo, kunye nendawo yokuhlala (ukuba kukho isitampu kwindawo yokuhlala ngokusisigxina). Amaxwebhu angabalulekanga kubhaliso lwepenshini ziqinisekiso zemivuzo yenyanga yenyanga ngexesha elimiselweyo. Ukufumana kwabo, kufuneka ufake isicelo sokukhishwa kwi-akhawunti yakho, ngamnye kumntu ngamnye, kwinkqubo yomshuwalense wempesheni. Ukuba kulo mzekelo, inzuzo ithathwa iminyaka emihlanu, kwaye eli xesha liwela ngexesha elithile ukuba umgcini-mali angakayifumana ukubhaliswa kwinkqubo, ke kufuneka kubhekiswe kubhaliso kumqeshi ngokusekelwe kumaphepha aphambili e- akhawunti. Ukuba kuvela ukuba inhlangano nayiphi na isizathu iyenzile okanye iphelile imisebenzi yayo, unokuqhagamshelana nemibutho ephezulu, i-archive okanye abaphumelelayo kwenkampani ukuba ngaba banolwazi oluyimfuneko.

Akunzima kakhulu ukuqokelela amaxwebhu eempesheni. Kufuneka kukhunjulwe ukuba zonke izikhokelo mazikhutshwe ngokufanelekileyo kwaye ziqinisekiswe ukuba ngekamva akukho ziingxaki okanye amabango. Ngoko ke, ukuba ufuna idokethi kumntu oxhomekeke kuye (ngokoqobo, sithetha abantwana), izatifikethi zabo zokuzalwa zanele. Ukuba umntwana uneminyaka engaphezu kwe-18 ubudala kwaye ngexesha elifanayo abhalise kwiziko lemfundo kwifom yexesha elipheleleyo, isatifikethi kule nto iyimfuneko. Qinisekisa utshintsho lweenkcukacha zomntu siqu kuya kunceda ubungqina bomtshato, igama lokutshintshwa, ikopi yezenzo zobume belizwe, njl. Isicelo somhlala-phantsi esifanelekileyo siya kukhutshwa kumzimba ofanelekileyo. Zonke ezi mfuno zivunyelwene kwaye zivunywe ngokuhambelana nemithetho yomthetho.

Amanqaku asemgangathweni obhaliso lwepensheni yincwadi yomsebenzi, ipaspoti kunye nesatifiketi sengeniso kwithuba oludingayo. Ukuba zikhona kwaye zikulungele, ngoko, kunokwenzeka ukuba akukho ziingxaki ezithile xa ungena ekuphumleni "okufanelekile".