Yintoni na ingeniso epheleleyo, nendlela ukubala ngayo?

Injongo ephambili ngokupheleleyo naluphi na uhlobo lwesakhiwo Ezorhwebo ukufumana indawo yayo emarikeni, edlisa intembeko kunye nokunakana lomthengi. Ezi zinto bakhonza ukuze afumane inzuzo, leyo kuxhomekeke kwingeniso epheleleyo. Yintoni na ingeniso? Indlela ukubala ngayo? Yintoni na indlela nokubunjwa kwayo? Eli nqaku iinkcukacha ngendlela echazwe ngayo, kwakunye imithombo yengeniso epheleleyo, imigaqo yokubuyekezwa wayo ucwangciso, Kakade ke, ulwalamano kunye iindidi ezifana inzuzo.

Ingcamango kumvuzo

Yintoni na ingeniso? Eli gama kufuneka iqondwe kwingeniso epheleleyo isakhiwo esithile ukusuka ngokupheleleyo kuzo zonke iindidi zemisebenzi zoshishino kunye nemisebenzi phambi kwerhafu yengeniso kulo ukuba aye ngqo ixabiso imveliso kulo. Ezi ntlawulo zerhafu kufuneka iquke VAT, irhafu yempahla engenayo kunye nemisebenzi namasiko kunye irhafu. Ngenxa yoko, ingeniso iyonke uhlobo lwemveliso lweshishini zibalwa ngokusekelwe kumvuzo evela kwintengiso kwimveliso.

Ingeniso iyonke nasiphi na isakhiwo isebenza noseko lwalo mali, nto leyo zenza namalungiselelo Isisombululo iingxaki umdla kakhulu. Ngoko ke, uninzi kwingeniso kwesihloko umbutho ngumthombo imbuyiselo ngenxa ngokupheleleyo zonke iindleko zalo kwixesha langoku, ezinxulumene ngqo kwimisebenzi zoshishino. A isisombululo kule ngxaki inikwa, ikakhulu ngokunxulumene self-inkxaso lweshishini, isakhiwo.

Yintoni enye ingxaki?

Ukuchaza ukuba yintoni na ingeniso, kufuneka bafunde umsebenzi wayo. Ngaphandle kumhlathi ngasentla, ukuze iingxaki zisonjululwe yi ngoncedo zilandelayo kufuneka iquke:

• Isixa esikhulu ubume ingeniso epheleleyo ngowona mthombo, evumela ngobuchule alungiselele ukuhlawula irhafu. Oku kuqinisekisa ukuyilwa le mali, kokubini kwinqanaba loluntu lwengingqi. Kungenxa oku ukuhlangabezana ngokupheleleyo nezibophelelo zalo zemali ukuba izakhiwo zikarhulumente.
• Kwathi kanti, ngokuba kwingeniso siqinise xa uphawuleka zalathisi ezimbini eziphambili: inqanaba layo kunye nemali. Kwaye ngaphandle, ingeniso epheleleyo kunye nengeniso yenkampani yahlulwe eziliqela. Ngoko ke, isabelo gross isakhiwo nengeniso umthombo nokudalwa inzuzo yalo. Kungenxa uhlobo mali yophuhliso kummandla kwimveliso, inkuthazo eziphathekayo yabasebenzi, iintlawulo iimfuno zentlalo, ingxowa-mali yolondolozo njalo njalo. Ukwenza lo msebenzi lokuhlela ngokupheleleyo self-mali ka Iziseko elizayo.

Isalathisi

Yintoni na ingeniso epheleleyo, nendlela ukubala ngayo? Njengoko sele sibonile, ingeniso - ukuba omnye, njengoko imali efunyenwe yi usomashishini osakhasayo ngenxa ekuthengisweni kwemveliso yawo. Kuxhomekeke iimpawu ubungakanani iimpahla okanye iinkonzo ezithengiswa, ngokunjalo amaxabiso zabo. Ungabala njani le salathisi? Inkqubo yokudala uhlobo imveliso ingeniso epheleleyo bubonakaliswe ifomula kulandelayo:

Vd = kwixabiso lokuthengisa imveliso * inombolo imveliso.

Kubalulekile ukuqaphela ukuba izinga ingeniso evela kwintengiso yemveliso lungabonakaliswa yi 'ngumlingani ka inzuzo:

In (drp.f) = ingeniso epheleleyo ukusuka kwiintengiso imveliso / yobungakanani kwentengiso imveliso kwixesha langoku.

Amaxesha amaninzi isebe silindele omnye salathisi ngokuba yinzala umnatha. Ngalo ungafumana kwaye ingeniso:

ingeniso = ingeniso net epheleleyo + imali iyonke irhafu, izohlwayo kunye nenzala.

Inkqubo wokusungula yemali engenayo

Uyacetyiswa ukuba siqwalasele yonke lokusekwa algorithm uthathwa isalathisi eli nqaku:

1. Isakhiwo, nto leyo yenza imveliso ethile, ukungenisa ku emarikeni kweempahla kunye neenkonzo.
2. Le mveliso kuxhaphaka ekuqaleni onwabele imfuno nkulu ngokuba nkulu kubathengi. Ngenxa yoko, le nkampani ligxile emarikeni.
3. Abasebenzisi ukuthenga impahla okanye ukusetyenziswa kwenkonzo ethile.
4. Isakhiwo ifumana iintlawulo eziziinkozo.

analysis of

Kumhlathi wokugqibela kuziwa mali efunyenwe kwimisebenzi yokugcina ubuncwane yenkampani ngokusebenzisa 1-3. Yaba abo zenza ingeniso epheleleyo yenkampani. Kodwa ke, kufanele kuphawulwe ukuba imali iza ezandleni ngesakhiwo ngenxa iintengiso zenza kuphela inxalenye yale mali, kuba ibunjiwe, njengoko natshoyo, kuyo yonke ingeniso kunokwenzeka.

Phakathi kwabo ukuze inzuzo yemali-inshorensi enikwa yi zombini ezi nkampani uncedo kubantu okanye amaqumrhu asemthethweni, inzala ebhankini, imilinganiselo, izigqibo isakhiwo sedipozithi, ngokuhambelana izivumelwano ezidlulileyo, imali efunyenweyo ngenxa yemicimbi nezibambiso (izabelo, iibhondi ) njalo njalo. Iinkcukacha ngalo mba iya kuxoxwa kwisahluko esilandelayo.

imali gross

Ngenxa yoko, inani kumvuzo nto ndiyibhalayo zikhundla zilandelayo:

• Cash, ezithi afunyenwe ngenxa yezilingo (kwimeko a win).
• Izohlwayo kunye nenzala, nto leyo byi isakhiwo ethile iqumrhu elisemthethweni (ubuncinane - emzimbeni).
• Amaxabiso simlahle ngoku efakwe ngokungqinelana nesivumelwano ezisayiniweyo.
• Isabelo kwemali evela zolondolozo-inshorensi yenkampani (njenge umthetho, ukuba zibuyiswa okanye ezisetyenziswa hayi yisebenzisele injongo eyenzelwe yona).
• Sincede ngokwemigqaliselo yemali.
• Iimali ezifunyenwe ngokusebenzisa iintlobo ezahlukeneyo leendibano. Umzekelo iphawulekayo le yi tivi okanye inzala yamatyala.
• Imali efunyenwe kwintengiso lwamaphepha.
• umdla Bank.
• Ingeniso evela inshorensi.

Imiba echaphazela imali HP

Akukho mntu uya baphikise nesibakala sokuba ingeniso kweli lizwe kunye nezakhiwo ngamnye kwindawo yokuqala isekelwe ukuzithemba yabathengi. I eliphezulu inqanaba trust, abantu abaninzi baya kufumana imveliso. Nangona kunjalo, kukho ezinye kwaye kubaluleke ngokulinganayo izinto ezibonakalisa imali kumvuzo. Phakathi kwabo:

• Factor kwimveliso. Phantsi aqonde ukubaluleka umgangatho lwemveliso ngqo kunye nexabiso layo. Ngapha koko, umphumo yokugqibela luyafana ukuphembelela amandla yemveliso ngesakhiwo kunye nenombolo eyenziwe ngenxa imveliso.
• into yokuthengisa. Uthi bayise fast, ukulungiselela bobuqili amaxwebhu afanelekileyo, ukubambelela ngokungqongqo yimiqathango emiselwe isivumelwano, kwakunye nombutho ofanelekileyo lokucwangcisela imisebenzi ngokunxulumene neentengiso. Zonke ezi ukuqinisekisa ngokupheleleyo impumelelo yokusebenza ubuninzi ngokunxulumene kwingeniso epheleleyo.

nezinye izinto

Kufuneka kuqatshelwe ukuba kukho kwakhona imibandela echaphazela umenzi lingenako. Ezi kuya kuba kuhle ukuba ubandakanye oku kulandelayo:

1. Ukuthobela imiqathango intengiselwano ukusuka umthengi (okanye ukungathobeli).
2. A ithuba ngexesha ukuhlawula ukuba kuthengwe ngumthengi.
3. iimeko zemozulu.
4. Ukungabikho iingxaki malunga amalungiselelo othutho (okanye nayiphi na).
5. Ukulibaziseka kwinkqubo kulayishwa okanye ukothula iimpahla.

Xa ndiqukumbela, kufanele kuqatshelwe ukuba imali kumvuzo ikakhulu ixhomekeke ixabiso nobungakanani imveliso uyaqhutywa. Kwakhona, kuba le mali luchaphazela kakuhle imiqathango zorhwebo, iimpawu imveliso (idla qualitative) kunye nokubanako umthengisi kunye umthengi ukuzithemba.