Uxanduva iphula abantu mthetho werhafu

Uxanduva iphula imithetho yerhafu ixhomekeka kuhlobo unetyala. Ngabomu lawo izenzo eziye esenziwe werhafu ngolwazi bemvelo yabo mthethweni yaye injongo neziphumo ezibi (ukusilela ukunikezela iyabuya lokubaleka ukuhlawula irhafu ;. ukusetyenziswa ngokungekho ukutsala, njl) Ukungakhathali kucingwa ukuba ityala obenziwe werhafu ngaphandle ukuqonda amanyathelo angekho mthethweni, nakuba bangahle Bendingazi ukuba balo (ngokuqakatha ukalisho lwexesha ingxelo zonikezelo bengazi;. iintsalela isicelo ngempazamo kwaye al).

Ngokutsho Code weRhafu, uxanduva iphula imithetho zerhafu kunokuba bhetele phantsi kweemeko ezithile: iimeko ezinzima (ukugula, ukulahlekelwa umondli, njl); enyanzelisa ukuba nayiphi na into, inkonzo, okanye ezinye umsebenzi; zezimali. Iyafuna egxininisa ukuba luhlu lungentla ivuliwe kwaye isohlwayo nga ncitshiswa, kwaye kwezinye iimeko, umzekelo, kunye isixa omncinane umonakalo. Ukuba kule khosi yeengxoxo kutyhilwa imeko ubuncinane enye, ezinciphisa, ubungakanani isohlwayo kufuneka incitshiswe ubuncinane nge-50%. Uxanduva ephula kwemithetho yerhafu ingenakusetyenziswa kulophulo berhafu abaye waphule umthetho phantsi kwezi meko zilandelayo: isifo, ngenxa apho umntu ukuze bazazi izenzo zabo; iintlekele zemvelo; uphumezo ezibhaliweyo iinkcazo abathembekileyo evela IRS okanye namanye amagunya.

Yintoni onoxanduva ukuhlukunyezwa kwemithetho yerhafu isebenza ngabanye?

Ngokumalunga abantu zendalo zabelwa ezimbini kuphela iindidi zokuphula: ukusilela ukuhlawula irhafu; ukusilela ukunika intetho.

Osikelwe imbuyekezo yerhafu ichazwe ngokucacileyo NC (kwiSiqendu 119), kunye yokulahleka kwabo ngentla apha akumkhululi loo werhafu kubutyala. lokunika ingxelo Ukusilela esingadlulanga kwiintsuku ezili-180 emva kokuphela ixesha elimiswe ngumthetho, sono silingenwe isohlwayo. Ubukhulu balo babulingana-5% yemali yerhafu ukudluliselwa inyanga nganye (epheleleyo kwaye azigqibeleli), sele iphelile ukususela kumhla ezimiselwe ukungeniswa kweengxelo, kodwa hayi ngaphezulu kwe-30% yemali iyonke iintlawulo zerhafu kunye kungekho ngaphantsi kwe kwekhulu engange. Ukuba ngosuku apho isibhengezo yayiza kunikwa, Kuxhomeke iintsuku ezingaphezu kwe-180, ngoko ke werhafu iya kuhlawuliswa-30% yemali iyonke irhafu; 10% ye nyanga nganye (epheleleyo kunye engaphelelanga), yokugqibela 181 imini th.

Kukuvela irhafu emva ngenxa yokubala olungachanekanga nokubekwa ukuthetha kwabo nefayini, imali leyo - 20% yemali eseleyo. Ngabom bajeziswe isohlwayo ukungahlawulwa ka-40%. Xa ukuhlawuliswa efanayo ukuze   iphula kwemithetho yerhafu azisusi werhafu ukusuka ukukhutshelwa kweentlawulo zerhafu. Kufuneka kuqatshelwe ukuba ukuchacha zezohlwayo kubantu abangengabo oosomashishini, kunokwenzeka kuphela iinkundla.

nobutyala of berhafu kunokwenzeka kuphela kwezi meko zilandelayo:

1. lokubaleka iintlawulo zerhafu ngomlinganiselo omkhulu - ngaphezu kwe-600 lamawaka engange .. W iminyaka ilandelelana, ukuba isabelo irhafu non-kuluhlu ayikho ngaphantsi kwe-10% yemali iyonke, okanye ngaphezulu kwe-1.8 mln. Engange. Kuba ezi zenzo zolwaphulo ukwayo zilandelayo linokukwenziwa: isohlwayo semali ukusuka 100 ukuya 300 lamawaka engange .. okanye ngaphakathi ingeniso werhafu ukwenzela ixesha ukususela kunyaka omnye ukuya kwiminyaka-2; lokuvalelwa ukusuka kwiinyanga-4 ukuya kwiinyanga ezintandathu; avalelwe ukuya Z-iminyaka.

2. lokubaleka iintlawulo zerhafu ngomlinganiselo omkhulu - ngaphezu Z million engange. iminyaka emithathu ilandelelana, ngokuxhomekeka ekubeni isabelo non-soxolelo yerhafu ayikho ngaphantsi kwe-20% yemali iyonke, okanye engange ngaphezulu kwezigidi 9. Olu didi namacala iquka xanduva lulandelayo: avalelwe ukuya Z-iminyaka; ahlawuliswe ukusuka 200 ukuya 500 lamawaka. bagcobe. okanye ngaphakathi ingeniso werhafu ukwenzela ixesha ukususela 1.5 ukuya kwiminyaka H.

yolwaphulo   Uxanduva ngokwaphula kwemithetho yerhafu azisebenzi kwabo abahlawuli benze izenzo okungalunganga okokuqala kwaye ahlawulwa emva irhafu, izohlwayo kunye nenzala.