Siza kuqinisekisa ukuba ukhuseleko imali usebenzisa ACB. inshorensi idipozithi eRussia.

Wena wayiqokelela imali encinane. Ezi mali zenzelwe ukuba kuthengwe, ezifana i uhambo zibiza kakhulu, imoto okanye ngosuku olunethayo. Wena ekuqaleni asikulungiseleli ukutyala ezi mali.

Yonke imali oyifaka kwi-akhawunti yekhadi okanye idiphozithi kwaye ufuna ukunika imali yokhuseleko ilungileyo. Isixhobo inshorensi idipozithi karhulumente enikiweyo. Makhe sibone, ngaba yintoni siqinisekiso nizisa nangokuqonda sihlaziye kubo.

Inshorensi yesibambiso yebhanki eRashiya yanamhlanje

inshorensi deposit mthetho uchazwa kumazwe angaphezu kwekhulu ehlabathini lonke - ingxowa-mali ekhethekileyo idlela ukuvelisa Unikezelo olukhawulezayo kwemali evela idipozithi. Ngaphezu koko, oku kwenziwa nini, ngenxa yaso nasiphi na isizathu, iziko logcino yayirhoxisa ilayisenisi. Ngoko ke, ukuze afumane imali xa kuthe imilinganiselo yeziko mali, kufuneka ukulinda ukuba kude kugqitywe zonke nemimiselo yenkqubo enxulumene ungonakala. inshorensi State of needipozithi zebhanki - mali inshorensi efanayo.

Ethetha kwicala lomthetho lo mba. I-Russian Federation inenombolo onemithetho elungiselelwe ukulawula inshorensi yesibambiso yebhanki. UMthetho Federal wangena force kuthelekiswa kutshanje - ngoDisemba 2003, emva kokuba siphunyezwe liBhunga Federation. Imigaqo ebekwe phantsi kwi-sikhokelo kolu xwebhu: a amaziko zebhanki mvume kufuneka ahlawule iipremiyamu, ukwehla ubuninzi emngciphekweni yomtyali, elubala amanyathelo, iimali ezingasetyenziswanga ngeendleko iminikelo yebhanki. Ngokomthetho, isiganeko benefits oku kwenzeka ngexesha ukurhoxiswa kwelayisenisi okanye amaziko zebhanki xa ukunyanzelisa ugunyaziso lomiselo iintlawulo amatyala.

Ngenjongo kwenkqubo yokulawula esekwe nguRhulumente Corporation Deposit Insurance - YOSUKU. inshorensi idiphozithi kwi 'kungagqibekanga "indlela, kuphela iidipozithi abantu bendalo (abantu akhawunti kwi Isimo ngokomthetho IP enganikwanga). Ukugwegweleza siyifumana yokuba inani eliphezulu inshorensi idipozithi - 700 000 bagcobe. Kodwa kukho kwakhona ezikholekileyo ukuba caveat abagcinisa - ukuba imali igqithe imali, abanye kunokugcinwa kwenye ibhanki, apho uya kukwazi bathembele kwintlawulo Arhente Insurance idiphozithi. inshorensi idipozithi isebenza uluhlu iidipozithi esiwa phantsi wokhuselo: needipozithi zexeshana kunye needipozithi imfuno (iidipozithi kwemali amazwe babumbe ngaphandle), i-akhawunti ekuthiwa ngoku eqhotyoshelwe amakhadi zeplastiki. Kuyimfuneko ukuba uyithathele ingqalelo ixesha bamoyikayo kunye nenzala ethe

Inkqubo imali yeinshorensi

Ukuba yonke umbutho efanayo udumo "emazantsi" kuya kufuneka ufake isicelo kwi-Arhente Insurance Deposit Corporation State. inshorensi idipozithi ubonelela sicelo maxwebhu alandelayo:
1. A ezalisiweyo isicelo intlawulo kule fomu, echazwe yi-YOSUKU.
2. Olu xwebhu (ikhadi ID, ilayisensi njalo njalo) phantsi kweemeko apho mvumelwano sele kugqityiwe na intaba-bank (iinkcukacha uxwebhu kufuneka lwenziwe kwirejista bank). Ukuba ngenxa yesizathu esithile wenze uxwebhu replacement, kufuneka usoloko wazise le bhanki.

Xa ukufumana amaxwebhu ekhutshwe kokufumana eso sixa-inshorensi ekufuneka ihlawulwe. Ixesha inshorensi imbuyiselo - iintsuku ezi-3. Kodwa kufuneka ubuncinane kwiiveki ezimbini ukusukela kumhla xa iziko logcino bechithe mvume.

isiphelo

Sifakwe iingongoma ngokubanzi kuphela xa ekufumaneni inshorensi hlawuleka. Kodwa kubalulekile ukuphawula ukuba xa kuthe kwakho ubunzima ukuwa kwindlela yogcino kufuneka ungenakuxhomekeka YOSUKU. inshorensi idipozithi liziko eselula ndikwabuthathaka, ngokutsho 2011 Fund kuthetha ukuba "kuphela" engange 153 billion, lo gama umthamo iidiphozithi abemi Russian 'ngaphaya 10 ezigidi engange.