Njani na ukubalwa kweendleko inshorensi wenqanawa? wokubala online

Policy motor ngokuzithandela igobhogobho bekuya kuba ukhuseleko ethembekileyo ekulahlekelweni xa kuthe ingozi, ukumka namanzi, umlilo okanye ukubiwa kwemoto. iindleko-nkqubo kuxhomekeke kwizinto ezininzi, kunye ne-inshorensi kule meko yahlulwe yaba buso, umonakalo xa kuhlawulelwa kuphela, uze ugqibezele xa umnikazi imoto ubuyisela udibaniso lwe ilahleko kwimeko ubusela okanye umonakalo. iimfuno ezisisiseko ukuze polisi kwi Hull zibangelwa imithetho kwinkampani yeinshorensi ethile, yaye zinxulumene amava uqhuba, uluhlu lweerhafu, inani lokwebiwa brand imoto ethile.

Khetha i-inshorensi inokuba ngokuzimeleyo okanye usebenzisa iinkonzo ze kumthengisi, ukunikela ingqalelo ezi khrayitheriya zilandelayo. Umzekelo, inkampani kufuneka abe nephepha-mvume lokuqhuba imisebenzi-inshorensi, ukuba enze iintlawulo ngokupheleleyo kwaye ngexesha elililo, ukuba eninzi namazwi amnandi enkuthazo kwakunye namava kwezi nkonzo anika inkqubo yoyilo xa iimeko elilelona lifanelekileyo. Xa kunjalo, i-inshorensi auto luqala nokumisela iindleko ngqo emotweni, ngoko abalwe isixa igalelo, uze emva koko ezenziwa abulawe ngqo lo mgaqo-nkqubo ngokwawo. Ngaphambi kokuba wenze isivumelwano kufuneka ufunde ngenyameko imiqathango, ezo nto ichazwe kule inshorensi kunye inshorensi amabango.

nkqubo yokufumana CASCO - ayikho sisibhambathiso elula efuna indlela efanelekileyo. Ngako oko ke kucetyiswa ukuba usebenzise i-pre-CASCO calculator online ebonisa ixabiso uqikelelo-nkqubo. Indleko ye-inshorensi enxulumene uhlobo uhlobo lwesithuthi, unyaka koomatshini zemveliso, abahamba abanamava. Umzekelo, ukuba umqhubi engama-20, amava yakhe lokuqhuba ngaphantsi kweminyaka emibini, kwaye imoto inshorensi uphakathi isithuthi CASCO nkqubo kakhulu ibiwe rhoqo inshorensi iya kuxabisa isixa ngeenxa zonke.

Imoto entsha kraca zingaqondwa inshorensi at isaphulelo, wasebenzise sokunyuswa ezizodwa kunye neenkqubo automakers kunye zokuzilungisa. Iimoto ezinjalo iindleko mgaqo kuthetha ukuba 5-6% yexabiso umatshini. Amaninzi, ixabiso CASCO yi 6-12% yexabiso i "ihashe yentsimbi ', yaye kwimeko-inshorensi auto kunye ivili ekunene nobomi inkonzo engcono buyakwazi ukuya kwi 15-17% okanye ngaphezulu. Kufuneka kukhunjulwe ukuba iimoto basekhaya kunye neemoto zasemzini zakhutshwa ngaphezu kweminyaka elishumi eyadlulayo, bekuya kuba nzima ukuba afumane inshorensi CASCO (calculator online), kuba le nkonzo ibonelela kuphela inani eliqingqiweyo insurer.

Calculator oluzenzekelayo elise kwiziza iinkampani ze-inshorensi, iluncedo yokuqingqa ixabiso nkqubo ayikho, njengoko ngexesha ngokubala, ucinga iinkcukacha esisiseko kuphela. Ngoko ke, ukubala lokuqala kufuneka utsalele umnxeba kunye kwinkampani yeinshorensi uze ufumanise ukuba bathathe ingqalelo nokuba ngexesha inshorensi auto ezilandelayo bokuqonda:

• Inani abaqhubi bamkelwa kulawulo koomatshini;
• amava Driving umntu likhupha i-inshorensi;
• Ixabiso le-umatshini ngokwayo kunye nelahleko-inshorensi yale modeli;
• imoto yokugcina Garage kunye nokusasazwa uphawu satellite.

Ngokusekelwe iimpendulo abaqhubi ummeli wenkampani yeinshorensi banethuba ekuhlalutyeni inzuzo zokuthenga i-nkqubo. Umzekelo, ukuba polisi unalo amava lokuqhuba onesidima, aqhube isithuthi sakho ngokwakho, ugcine imoto yakho iqashiso yokupaka okanye egaraji, iimeko-inshorensi auto kusenokuba yeyona nto ibalulekileyo kuye. Noko ke, xa kunjalo, kufuneka kuqala wazi ngokubalwa ngqo yeendleko-inshorensi wenqanawa, kwaye ngocoselelo sihlolisise contract inshorensi, yaye kuphela emva koko bathabatha izigqibo yaye kuthabatha i-inshorensi.