Indlela ukubuyela 13 pesenti ukuthenga indawo yokuhlala?

Ukuthenga nayiphi na ipropati, kubandakanya amagumbi, luquka iindleko eziphezulu. Umnini linokufumana-13% yeendleko kwezindlu. Eli lungelo kulawulwa ngumthetho yerhafu yangoku. Oku kungenzeka Ungathatha ingqalelo wonke ummi.

Kuphantsi kwaziphi iimeko nga abuyisele 13 ekhulwini ukuthenga indawo yokuhlala?

Ukubuyiswa wokutsalwa kwerhafu esivela ukuthenga indawo yokuhlala zingafumaneka ngokuthi ngummi ilizwe lethu kanye. Eli lungelo lukhuselekile nge inqaku 220 of Code Tax. Kodwa simele sikhumbule inani kweemeko.

Le mali iphezulu enokwenzeka, nto leyo lulama cent 13 nganye yentengo le ndlu million 2 engange. Oko kungenzeka kuphela ukuba sibuyele ubuninzi 260.000. Oku kunokwenziwa kwisithuba seminyaka emithathu ukususela ngomhla ekuthengwe ngawo kule ndlu.

Ngeli xesha lokunikezelwa isicelo kumlawuli yerhafu ndawo umnini kufuneka abe imisebenzi esesikweni. Kubalulekile ukuba kwenziwa yonke iminikelo eziyimfuneko emvuzweni wakhe. Isixa ukutsalwa kwerhafu ixhomekeke kubungakanani ingeniso esemthethweni.

Abangaqeshwanga okanye ngokungekho abaqeshwe akanalungelo imbuyiselo-13%. Ndayihluthwa amalungelo abantu abadla umhlalaphantsi kunye ikhefu lokuya kubeleka. Kodwa ukuba umnini oqeshwe ngokusemthethweni kwisithuba seminyaka emithathu ukususela kumhla izivumelwano, ukubuya 13 pesenti yokuthenga indlu kunokwenzeka.

Imvumelwano wokuthengisa iprophathi kufuneka zibhaliswe Rosreestr. Kufuneka ube nesiqinisekiso esivela Chamber of zobhaliso propati.

amaxwebhu afunekayo

Ukwenza imbuyekezo ye-13 ekhulwini ukususela ukuthengwa zokuhlala, kwiofisi yerhafu kufuneka unikeze:

• umnini ipaspoti;
• isivumelwano sokuthenga indlu;
• ubungqina bobumnini ;
• amaphepha ebonisa intlawulo (itshekhi, iingxelo, iirisithi);
• ulwazi kwifomu 2NDFL kumqeshi;
• 3NDFL iifom declaration;
• sokubuyiselwa imali yerhafu yengeniso;
• Inombolo-akhawunti yebhanki accrual kwemali.

Ukongeza uqobo lweleta okanye lwale amaxwebhu ukuze afunekayo, yaye iikopi zayo. Le bokuqonda ngokugcwalisa isimemezelo sixelwe kwiofisi yerhafu.

Xa ukuthatha iphetshana lokubuyiswa kwerhafu?

Ukungeniswa isicelo kufuneka senziwe kwixesha elithile. Ngokuqhelekileyo, ukubuya egcinwe phambi Aprili 1 kunyaka olandelayo ukuthenga. Noko ke, lo mthetho likuvumela ukuba wenze kwiminyaka emithathu.

Indlela ukubuyela irhafu xa uthenga indawo yokuhlala kwigumbi kwi ngetyala lwezindlu?

Ukuba ezithengiswayo ezifunyenwe mboleko mortgage, irhafu yengeniso , kakhulu, zingabuyiswa. Kulo mzekelo, inkqubo kuyafana xa uthenga ngaphandle ngetyala. Kodwa amaxwebhu ezahlukeneyo.

ISebe i-Federal Tax Service ufuna ukunika isivumelwano kunye ebhankeni mboleko ekhaya. Iqulethe iinkcukacha zoqhagamshelwano iimeko umthengi, ngetyala. Kwakhona Ibhanki kuya kufuneka ukuba uthathe isiqinisekiso umdla ihlawulwe kunye nobungqina bentlawulo. In 3NDFL libonisa ukuba umnini ukulungele ukubuyela-13% yemali ehlawulwa kwi-mboleko yezindlu.

Irhafu ukubuyiselwa ekuthengisweni zokuhlala

Ukuze ukuthenga indawo omtsha ngenene, abantu badla ngokujongana yokuba kufuneka uthengise zezindlu endala. Kukho kwakhona amanye bokuqonda.

Ukuba indlu ungowabantu kwiminyaka engaphezu kwama-3, irhafu yengeniso kwintengiso iya kuhlawuliswa.

Ukuba ipropati ungowabantu kweminyaka ngaphantsi kwe-3, ngoko ke umthengisi ulahlekelwa 13%. Kodwa iilahleko ezinkulu zinakho ukuthintelwa ngeendlela ezintathu:

• ukuthengisa indlu ngexabiso elifanayo, kuba yona zithengwe;
• uhlawule 13% yeendleko zizonke, uya kuba andizanga million enye kwisifundo kule irhafu;
• ukuthengisa indlu kuthenga entsha, oko kukuthi, sebenzisa okuncedisana.

Xa practice indawo, kukho iimeko apho ixabiso elililo lwepropati underreported kakhulu ukuba abanini yangaphambili nokhululwe kwirhafu propati. izenzo ezinjalo mthethweni, kodwa ukusuka kwindawo esemthethweni lwembono, yonke into yenziwe kakuhle.

Kubalulekile Yintoni na ukuba azi?

Ngokuqhelekileyo, ukuqokelelwa onke amaxwebhu ayimfuneko ukusuka kwiofisi yerhafu akukho sizathu ngenxa yokwala ukubuyela 13 ekhulwini yokuthenga indlu. Ukuphika kunokwenzeka ukuba ipropati afunyenwe kwi nkampani okanye loo mali evela kurhulumente okanye wengingqi mali. Kwakhona, ukuba phakathi izalamane zokuhlala yentengo, ubuyiselo lwe-13 ekhulwini akunakwenzeka.

Wonke ummi Ungafumana iphungulwe kanye kuphela ebomini. Kubaluleke kakhulu ukuba athathe ingqalelo, lowo kwipropati ekhutshwe. Ngoko ke, xa umnini olilungu lentsapho, ade abuye amasalela ibuyiswa kuye yedwa. Ukuba ngaphezulu, uya ukutsalwa kwenziwe ngokomlinganiselo nobunini. Kulo mzekelo, ilungelo lokuba ufake iphetshana lokubuyiswa kwerhafu kwakhona ulahlekelwe bonke abanini.

Kutshanje umthetho umthetho njengako apho ubuyela kunokwenzeka ngezigidi ezi-2, kwanokuba xa yokuthenga izindlu ezithengiswayo.

Xa uthenga ikhaya kufuneka ngokukhawuleza kangangoko kunokwenzeka ukuze kwazeke kwisebe lwengingqi Federal Tax Service. njani Ndiya kuphila 13 pesenti ukuthenga indawo yokuhlala? Yenza oko pretty elula. Ukuze wenze oku, kufuneka bapase amaxwebhu afunekayo kwiSebe i-Federal Tax Service. Kuhle ukukhumbula ukuba ukubuyiselwa wokutsalwa kwerhafu senziwa ngooceba abanyulwe ukuba umnini idwelisiweyo yerhafu imali yengeniso. Inkqubo imali ingathatha iminyaka emininzi ukuba ukuyibuyisa yonke imali ekufanele. Le mali iphezulu leyo ibango ummi kunye kukho imali yerhafu yengeniso, ngu-260 000 engange.