Indlela ukubala neyekhefu

Hayi kuphela zincwadi nkampani, kodwa womqeshwa luncedo ukwazi ukubala njani neyekhefu. Ngakumbi ukuba holide eyenzeka kwiimeko ezahlukeneyo: rhoqo, kubeleka, ukuze umntwana. Xa ezichitha imbuyekezo zibalelwa ikhefu elingasetyenziswanga. Kwaye umntu kubalulekile ukwazi ukuba yintoni na sisiseko ukubalwa ngubani unelungelo lokushiya, zingaphi iintsuku kuyimfuneko a kwimeko ethile.

nemithetho yabasebenzi Russian unika ikhefu ihlawulwe leentsuku zekhalenda-28, ngaphandle iiholide zikawonke. Ngeempelaveki zithathelwa ingqalelo. Ilungelo lokufumana ekhefini wonke umqeshwa ufumana emva kokuba usebenze ngaphezulu kweenyanga ezintandathu. Kuba sisebenza iiyure ezidityaniswe ngeentsuku ezintathu. Utitshala ubeka imihla 42 iholide kunye neentsuku zekhalenda 31 nesovershennoletnim-. Kwimeko ubude inkonzo elingaphantsi kweenyanga ezintandathu zekhefu ziya kunikwa ixesha okunene wasebenza. umsebenzi lwamashishini angasebenzisa ikhefu ngokupheleleyo, kodwa ungakwazi ukuthatha inxaxheba kwakhe, kodwa enye yala maqela wenza kwiintsuku ezili-14.

Kubalulekile ukwazi ukuba ukubala njani neyekhefu, xa kwimeko songeniselo lemivuzo kwisithuba esiqalela kumhla yenethiwekhi. Ukuze wenze oku, dibanisa zonke iintlawulo kwi kwiinyanga ezili-12 zomsebenzi, ngaphandle eyintlawulo enye, ikhefu lokugula, neyekhefu kunye noncedo eziphathekayo. Zenyanga nezekota ipremiyamu kuthathelwa ingqalelo. Emva koko ingqalelo ixesha okunene wasebenza kwikhalenda kwimveliso. iintsuku zokusebenza echithwe ikhefu lokugula kunye neeholide ukuba akabalwa. Ukuba wasebenza kwinkampani ngaphantsi kweenyanga ezili-12, ukubala ngokupheleleyo kuphela iinyanga zazisebenza.

Xa ngokwahlula inani zonke iintlawulo ngenani leentsuku wasebenza nyaka, siya kufumana isixa somvuzo ngemihla, kuthathelwa ingqalelo xa kubalwa neyekhefu. Ngokwandisa umvuzo kwi-akhawunti nalo mba phinda kubalo. Unako ukubonisa oku umzekelo olula. 20000 = 1.25: Ukuba phambi imivuzo yaba 20,000 engange, waza waba 25,000 engange, ukuba kuyimfuneko 25000 na. Le ratio kufuneka liphindaphindwe mali yonyaka accrual zokubala engaphezulu. Kuphela koko abale ingeniso avareji ngemihla.

Kubalulekile ukwazi ukuba ukubala njani neyekhefu ngenxa yobude engaphelelanga yenkonzo, xa kuthe yokugula ngexesha lekhefu, ukugxothwa kwabasebenzi. Ekubaleni lokuthengisa avareji ngemihla banda bokwenyani ngenani leentsuku zekhalenda.

Ukuba ukhe wasebenza ube ngumnyaka, ingeniso ezinzileyo kwaye akubanga ikhefu lokugula, holide kube lula ibalwe. Kulo mzekelo, yahlula ngengeniso ngenyanga ngo-29.4 (i-avareji yenani leentsuku zekhalenda ngenyanga) kwaye phinda ngenani leentsuku-28 zekhalenda. Okanye udibaniso zonke iindleko zonyaka umahlule ngo 12, ngoko iphindwe 29.4 no-28.

Kuya kuba umdla ukwazi ukuba ukubala njani neyekhefu, ukuba holide iwela ngexesha leeholide. Ngelo ikhefu xesha iya kwandiswa ngokuthi ngenye imini, kodwa holide akahlawulwa.

Kufuneka ukwazi ukubala indlela ukuthengisa, ukuba wayesebenzela ngenyanga ethile ngokupheleleyo kwisithuba esingangonyaka. Kulo mzekelo, xa kubalwa inani leentsuku isiseko na oku kulandelayo. 29.4: Inani leentsuku ngenyanga nganye kwaye liphindaphindwe ngenani leentsuku besebenza. Umzekelo, ngo-Epreli, uye wasebenza iintsuku ezimbini. Nathi kufuneka 29,4: 30 * 2.

Okokugqibela, indlela ukubala neyekhefu for ekugxothweni? A echanekileyo ezininzi zokuthetha imbuyekezo ikhefu elingasetyenziswanga. Ukuze benze oku, inani leentsuku zekhalenda wabeka yahlulwe iinyanga ezili-12 kwaye uphinda yi inani leenyanga asebenza, kwaye umlinganiselo omnye umhla iholide. Ukuba umntu uye wasebenza ngenyanga 1. neentsuku ezili-14, ekuthini ngenyanga enye, kodwa ukuba esebenza ngenyanga 1. kunye neentsuku 15, ukubala iya iintsuku ezimbini. Umzekelo, ukuba umsebenzi usebenze iinyanga ezilishumi elinanye kwaye kwiintsuku eziyi-13, yaye wafakwa mini-31 iholide. Xa kubalwa imbuyekezo 31: 12 = 2.58. Emva koko, 2.58 * 11 iinyanga. Xa kubalwa imali iphakheji ithatha ingqalelo umahluko phakathi isithuba kwaye baye basebenzisa iholide. Oko kwenziwe ngaphandle xa besitya, uze ubambe ukuba waba yexesha ukusebenzisa iintsuku zeholide ngaphezu ndayizuza.