Imali eyintsalela - njani ukuba ukuzimela ngokwezimali

Ngokutsho izifundo, isikhundla mali ezinzileyo kunye nokufumaneka kweemali yenye ezibalulekileyo ebomini uninzi lwabantu emhlabeni, kungakhathaliseki ukuba ubuzwe kunye nobumi babo. Kwaye lo mbuzo, "ukuba ukwenza njani ingeniso ngokukhawuleza" ngokwemveli phakathi imibuzo osetyenziswe kwinjini yophendlo.

Makhe sibone indlela onokuba ngenene ukwandisa ingeniso yakho, ukuba ndiseke ukuzimela ngokwezimali.

Ingeniso esizifumana ngeentlobo ezine ezinkulu zemisebenzi:

1) Sebenza kwelinye (labour wage).

2) Self-yengqesho (noshishino labucala).

3) Yakha ishishini lakho kunye nokuthatha inxaxheba kwabaqeshwa.

4) Ukutyala.

Ngako oko, ingeniso yemisebenzi:

1) Linear (esebenzayo ingeniso - imali efunyenwe yi okusebenza kwabo).

2) eyintsalela (Ingeniso UMSI - kanye umsebenzi owenziwe kwakhona kwaye kwakhona izisa imali).

Eyona nto inqwenelekayo kukuba ingeniso lentsalela, kuba nguye akuyomfuneko emsebenzini rhoqo kwaye izisa ukuzimela zemali athandwayo. ingeniso okunjalo eyenziwe:

- real estate;

- Marketing;

- mali.

imali eyintsalela kwilifa real

ingcali zemali owaziwayo Robert Kiyosaki ubeka kuqala utyalo-mali yokuthenga zokuhlala kunye non-zokuhlala ezithengiswayo. Kumazwe Western, apho amazinga mboleko zithe kakhulu, kukulungele kakhulu kuthenga bevidiyo isikwere ngetyala, yokuqeshisa kubo, yaye ngokuthe ngcembe ukuhlawula imali-mboleko. Emva kwexesha elithile, utyalo-mali, kuya kukuzisela umvuzo umnatha. Noko ke, kweli lizwe lethu nganye umdla omkhulu zibonwa ngokucacileyo umgaqo "sasihlala - nam emibini - yebhanki". Kwiimeko ezinjalo, athenge kuphela indawo inzuzo nangoko imali, akukho eboleka ebhankini. Kwaye nokuba namkela kuzimele square lilifa - koko cinga ukuba unethamsanqa kakhulu. Ukuthengisa kufuneka ibe kuphela njengecebo lokugqibela. Ngapha koko, ngokutsho oqikelelo angqingqwa, nokuba ixabiso lentengiso yezindlu ayikhuli, ingeniso evela impahla yakhe nama-8-10% ngonyaka, oko uya kuvuma, hayi embi kwaphela.

Kwizazi: ingozi encinci wamaxabiso-asethi, ingeniso ezinzileyo.

Bendlela: imfuno utyalo ezinkulu kanye kuphela.

ingeniso eliyintsalela mali

Nokutyala imali enanini ngoku kuba kukho iintlobo ngeentlobo zezixhobo zemali: sokubambisa, bazisebenzise, amatye anqabileyo, imali efanayo , njl Ulwazi lo mbandela kubhaliweyo yonke ulwandle. Apha khangela kule elwandle kwaye ukulahlekelwa yimali sele inzima kakhulu ngakumbi. Eyona ndlela iqinisekileyo - ukuba ukusebenza kunye nomcebisi zobuqu wezezimali oya kuba nako ukuphuhlisa isicwangciso kuwe. Uya wazi kakuhle ukuba ingakanani imali nyanga nganye ukutyala, oko kuthenga, yintoni ipesenti engotini babuye, uya kwamkela.

Ewe, naziphi na iingozi zemali ezi ithuba-mali ukulahlekelwa yimali yabo. Kodwa le pesenti kakhulu kunokwenzeka ukuba alawule. Umzekelo, ukuba ndiyaniyaleza imali yakho kulawulo nayiphi na ingxowa-mali okanye umrhwebi yabucala, ngoko asayine isivumelwano apho iingozi zicaciswa kakuhle ngaphandle. Amaninzi, ilahleko baya kuqingqwa babe 15-20% yotyalo-mali. Kodwa kusenokwenzeka kusoloko ukuvumelana neemeko zomntu ngamnye.

Kukho ubundlelwane ngqo kakhulu rhoqo: i nengozi - oluphezulu isivuno. Kodwa kunjalo akunakwenzeka ukuba utyalo-mali kwiimarike zemali mali ukuba uya kulahlekelwa ngaphandle bebingelela umgangatho wobomi babo. Oko kukuthi, ukuba ukuthengisa indlu, uboleke imali okanye ikhredithi ukutyala, akufanele.

Ngoku kuya kusiba utyalo kuthandwa abucala: umdlalo kwiimarike stock, bazisebenzise, iinketho, forex. Ngoko ke kunokwenzeka ngokwenene ukwenza imali, kodwa kufuneka ukhumbule ukuba - lo msebenzi, yaye hayi umdlalo ku luck. Apha ufuna ulwazi olukhethekileyo, amava nezakhono - kwakunye nayiphi na eminye imisebenzi yobungcali. Ngoko ke ekhuselekileyo ukuphuhlisa isicwangciso mali alinganayo ngenyanga amatye anqabileyo nokuthengela izabelo ezinkulu izinzile. Kuthi emva kwexesha elide iya kuzisa nomvuzo egudileyo oyena uphakamileyo ukhangele inzala iidiphozithi zebhanki.

Kwizazi: capital encinane ekuqaleni.

Bendlela: emngciphekweni omkhulu zokulahleka mali, imfuneko ukufumana ulwazi olukhethekileyo kunye nezakhono.

ingeniso eliyintsalela ukuthengisa

Ezi ziquka yonke imisebenzi ebandakanya ukuqhuba uphando lokuqala market: Infobusiness, ukudala iiwebhusayithi blogs, franchise, MLM, njl Umongo amathumba phantsi kukuba kuya kufuneka ukulungiselela isiphakamiso lakho ishishini okanye imveliso ishishini efunekayo nabantu ethile, nokwakha uthungelwano yolawulo eza kufuna ukubandakanyeka incinane inxalenye yakho. Kungenjalo, ishishini bekuya kuzisa umvuzo linear kuphela, oko kukuthi, ngokuqinisekileyo uya kufuna inxaxheba lobuqu.

Kakade ke, ukwakhiwa kwezi projekthi ziya zifuna isabelo esikhulu bobuchule kunye nendlela entsha emarikeni.

Kwizazi: ithuba lokuphuhlisa inani leeprojekthi ezintsha.

Bendlela: imfuno nokuhlawulwa izixa esikhulu solwazi, esweni rhoqo imeko unikezelo kunye nemfuno nemakethe.

Ukudala umthombo angenzi imali - oko kuthatha ixesha elide ngokuqinisekileyo. Ke ngoko kuya kuba yimfuneko ukususela amaxesha ngamaxesha ukuxhasa oko: ukulungiswa kunye nokujongana nemiba irente, iliso amazinga amatye anqabileyo kunye noninzi, uhlaziyo site ihambo kunye nokuphucula iimveliso ulwazi, njalo njalo Kodwa practice - kuba yinkqubo umdla enika negalelo kakhulu ekukhuleni buqu, kwaye ivula amathuba yokwenene inkululeko yabo yemali.