"I fund abagcinisa wokhuseleko": izimele Umbutho ongenanzuzo

Ngokuqinisekileyo, iidiphozithi - oku utyalo-mali olukhulu phinda ngakumbi. Noko ke, xenga yehlabathi ngamanye amaxesha uye uzibuze bayahlelwa imali yabo. Oku kwenzeka nxamnye imvelaphi zokuvalwa beebhanki kunye namanye amaziko zemali. Kodwa kuthekani ukuba, ngasizathu sithile, waba ngummeli wowona wakho egqibile ukuba avale ishishini labo okanye ngequbuliso wathi ungonakala? Ukusombulula ingxaki kuya kukunceda 'Fund yokuKhuselwa abatyali-mali. " Luhlobo luni mbutho? na ibekwe phi? Kwaye oko umgaqo msebenzi?

kwenkcukacha malunga inkampani

Emva kokuba zimvo eCrimea, iibhanki ezininzi Ukrainian kuye kwanyanzeleka ukuba uvale bakushiye kwemizi yabo nekhaya. Kukho izizathu ezininzi, ikakhulu ngenxa yokuba imimoya amatsha yezopolitiko yavuthela.

Kwi sihlandlo efanayo nto amawaka-zimali Ukrainian. Babengazi bona kwi ilahleko apho isicelo nendlela ukufumana imali yakho. Bafika ukunceda ongenzi nzuzo umbutho elizenzekelayo "Fund yokuKhuselwa abatyali-mali."

ulwazi ngokubanzi malunga mali: isiseko

I Fund ngumbutho ongenzi nzuzo, ezaziqhutyelwe ekuqaleni kuka-Apreli 2014. Le nkampani iye yamiselwa ngenxa yomthetho federal "On awohluke lokusebenza kwenkqubo yezemali weRiphabliki eCrimea kunye nesixeko yase Sevastopol ngexesha lotshintsho."

Ngunozala yale nkampani yaba umbutho karhulumente, ebizwa ngokuba "Insurance Agency idiphozithi". Ukuba wathabatha "Fund yokuKhuselwa abatyali" kwi eCrimea phantsi iphiko umzali efudumeleyo. CEO wamisa Alexander Nikitovich Kuznetsova.

Iinjongo nemisebenzi zombutho

Ukusukela ekusekweni kwayo, le ngxowa-mali wabeka phambi kwakhe, umsebenzi omnye eziphambili - ukuba ahlawule imbuyekezo yemali khona imali zaye ukuba ngaphambili zivulwe kwiibhanki Ukrainian. Kumele kuqatshelwe ukuba phantsi le ukuze ayawa onke ngemali amaziko, kodwa kuphela ezo ngoMatshi 16, 2014 wenza kummandla weRiphabliki ngokususela ilayisenisi yolu NBU, kodwa kwanyanzeleka ukuba ume umsebenzi wabo.

Kuyaphawuleka ukuba umbutho ongenzi nzuzo "Foundation ukukhusela imbuyekezo abagcinisa 'kunikelwa kuphela mali eziye zenziwa phambi ekuqaleni kuka-Apreli 2014. Phakathi kweenjongo eziphambili zale nkampani, Kakade ke, ukuze kupheliswe uvalo ukubuyisela uzinzo phakathi kwabantu bedidekile.

Yintoni Isixa sembuyekezo?

Phantsi komthetho ngoku Russian, isixa lembuyekezo iidipozithi ilinganiselwa kwi akukho engange ngaphezulu kwama-700 000 ngenxa ebhankini kunye client. Kuyaphawuleka ukuba ingxowa-mali ngokwalo kwakhona encinane mali ngentlawulo yembuyekezo. Ngokutsho zokuqala data, esi sixa ayisayi kuba ngaphezu 60 billion engange. Ngokwekhalenda kulwazi wale ngxowa-mali, malunga 25 zakhutshwa ngo-2015, 8 billion engange.

intlawulo eyongeziweyo abagcinisa

Xa yinxalenye abagcinisa ifumene imbuyekezo ngemali imali, abemi abaninzi aneliseke. Eyona nto kukuba ipesenti ethile zabahlali kwiriphabliki bakaThixo iidipozithi wase US, kwaye bawadibanise iphezulu kakhulu ubuncinane mali ngokomthetho.

Ukuze ukunciphisa ukunganeliseki phakathi inginginya, kwagqitywa ekubeni ama eyongezelelweyo engange million 245,738. Ngaphezu koko, le mali, ngokwababalwayo kwingxowa-mali sele iqokelelwe ngokusebenzisa njalo-abizwa impahla umnikelo Ukuzilawula weRiphabliki eCrimea. Nangona kunjalo, imali ukuze babale kuphela ezo bezimali abaye ixesha angenise isicelo ukuya entlanganweni kude kube ngoJuni 8, 2015.

Yintoni egcina imali yembuyekezo?

Kubalulekile ukuqaphela ukuba akukho zonke iibhanki kwi eCrimea basebenzisane kunye nabameli Fund kunye, ngokufanelekileyo, ahlawule imbuyekezo namanani oluntu. Inkonzo press lombutho ukukhusela amalungelo abagcinisa zikhankanywe amaziko amathathu kuphela ngetyala ogunyaziswe ukuba enze iintlawulo. Ezi zibandakanya ezi iibhanki zilandelayo:

• CHBRR ( "Black Sea Bank for Reconstruction and Development").
• RNCB ( "Russian National Commercial Bank").
• "Genbank".

Izicwangciso umsebenzi elizayo kwiNgxowa-mali namhlanje

Ngokwangoku, le eCrimea isebenza 201 ingxowa-mali yesebe. Bonke bephela zikhona kwizixeko 22. Phakathi kwazo kukho ezifana Yalta, Sevastopol, Simferopol kunye nabanye. Umzekelo, kwi Simferopol Mission Fund kule dilesi ilandelayo: ul. Rubtsov, d. 44 / A. E Sevastopol, kukho umsantsa enjalo phezu Heroes yokubutha kwamadoda Brest, 116. Kuyaphawuleka ukuba phantse zonke ii-ofisi zivuleleke ngoMvulo ukuya ngoLwesine ukususela 9 kusasa ukuya 6 pm, yaye ngoLwezihlanu - anesithoba ukuya 16:45. Ukongeza, inkampani isebenza igosa website fzvklad.ru.

Ngokutsho ulwazi lokuqala, i "Fund yokuKhuselwa abagcinisa" e Sevastopol nakwezinye izixeko ziya kusebenza na ngaphezu kweminyaka emithathu.

Xa kukho ilungelo intlawulo?

zimali ngalinye linelungelo lokufumana intlawulo. Noko ke, kunokwenzeka phantsi kweemeko ezithile. Enye yazo ukungeniswa kwangethuba isicelo ixesha elimisiweyo. Ingongoma yesibini ebalulekileyo ukwamkelwa Bank of isigqibo Russia ngokuphathelele ukuvalwa omnye okanye enye lombutho yebhanki, okanye iinkampani zayo ezingamalungu kweli lizwe.

Le abagcinisa beebhanki apho angafumana imbuyekezo?

Okwangoku, le imbuyekezo sinokuqiniseka abagcinisa nababefudula iibhanki zilandelayo:

• "Active-Bank".
• "Privatbank".
• "Brokbiznesbank."
• "Raiffeisen Bank Aval".
• "Terra Bank".
• "Ukrgasbank".
• "Ukrsotsbank".
• "UkrSibbank".
• "DeltaBank".
• "Oschadbank."

Ngenxa yoko, abantu abo ngaphambili obhalisiweyo data ezibhankini njengoko abatyali-mali, ekwaziyo ngokukhuselekileyo zisebenza "Fund eso sesiKhuseli-mali" ukufumana imbuyekezo.

Ndingalufumana phi ulwazi malunga intlawulo yokuqala?

Ngaphambi kokuba ufumane imbuyekezo iintlawulo ze, le abagcinisa owayesakuba yeebhanki Ukrainian kufuneka ukuba ujonge lonke ixesha iingxelo ezi mpapasho zilandelayo:

• "Ndaba iCrimea".
• "Inyaniso iCrimea."
• "Uzuko of Sevastopol".
• "Sevastopol ndaba."

Kwakhona, abo iidiphozithi ngokubhekisele UAH, ngamanye amaxesha kufuneka ujonge kwi website esemthethweni yombutho, ngenxa yokuba kule mithombo epapashwe anikele "Ukukhuselwa Fund Idiposithi" ukuze ufumane amabango okanye amalungelo kwi iidipozithi.

Emva kwexesha elithile, ungenza isicelo?

Emva kokupapashwa intengiso iqala iintsuku 90, apho abatyali-zimali kuza collection point elikufutshane, uze uthumele isicelo. Okanye ngaba ukhetho ukuthumela isicelo ngeposi. Ukuba kunokuthi wemali ifake amaphepha akhe isihlobo sakhe, ngaphandle ezingundoqo kwiphakheji yamaxwebhu, ingxowa-mali makanike kubameli lwamandla egqwetha.

Ngawaphi amaxwebhu afunekayo ukuze isicelo?

Ukhankanye ukuba i "ukhuseleko abagcinisa imali kunye zabelo-mali", umtyali-mali kuya kufuneka ukuba bangenise la maxwebhu alandelayo:

• yokundwendwela original okanye naluphi na olunye uxwebhu yesazisi;
• isivumelwano sokuqala okanye amapasi ngokwesiseko luvula igalelo;
• original uxwebhu kuyo ngaphambili evulekileyo isandla;
• ikhowudi identification yokuqala;
• namanye amaxwebhu entsusa enika ilungelo lokwenza ibango lembuyekezo iidipozithi.

Umnikeli waphuthelwa wokuvalwa kwezicelo: ntoni?

Ukuba ngaba umtyali-Nomchane emisiweyo izicelo imbuyekezo yentlawulo, kufuneka afake isicelo-mali ukuziphendulela. Xa isicelo sakhe, amaxwebhu zobhaliso zihlaziywe. Noko ke, oku kunokwenzeka kuphela xa ebekiweyo zikhankanywe ngentla eziphosiweyo ngenxa yezizathu elungileyo. Ngokomzekelo, ngenxa yokugula, ukwenzakala kunye like. D.

Xa isigqibo ukunikezela imbuyekezo?

Isigqibo ekungaphumelelini okanye ugunyaziso ukuhlawula "abagcinisa wokhuseleko Foundation" idla kwisithuba seentsuku ezili-10 lokuqala isicelo kunye nitrogen. Nangona kunjalo, ngokwemiqathango data, ngokutsho press-nkonzo lombutho, abameli-mali ukuze imali. Umzekelo, isizathu sokuba oku kuba ukungabikho semgangathweni kolwazi oluthile.

Isigqibo entle okanye embi kwi umba yembuyekezo-mali angaba baziswe ngomnye ngeendlela ezimbini: nge e-mail okanye ngefowuni.

Kwenzeka ntoni emva kokuba impendulo entle isicelo?

Yakuba i Fund ivume isicelo wemali, kuyimfuneko ukuba tyelelo mali kwiziko ugcina nakunxibelelwano engenzi ngeniso kwinkampani. Iibhanki asebenza naye kwi eCrimea, siye ezichazwe apha ngasentla. Apha kuyimfuneko ukuba benze isivumelwano umsebenzi amabango okanye amalungelo kwi iidipozithi zibambene. Kwaye ke ulindele kuphela kufunyenwe imbuyekezo. Kwaye ungayifumana ngekheshi okanye evulekileyo kule yebhanka akhawunti.

Ngayiphi NgokoMthetho intlawulo lwenziwa kwi imali?

Intlawulo sembuyekezo lwenziwa zingadlulanga iintsuku ezili-15 zokusebenza emva kokuba ukulungisa into lokuhanjiswa isicelo. Emva koko, umtyali-mali unelungelo lokwenza isicelo ebhankini kwaye ufumane iintlawulo.

Ngokufutshane, ungaphoswa ukupapashwa zipapashwa online. Ixesha ubhale isicelo kwaye ufumane isithembiso sentlawulo "ukhuselo abatyali kwiNgxowa-mali."