Financial uzinzo ratio: ulwazi ngokubanzi

Inzuzo nomnikazi wayo unako ukuzisa nayiphi na ishishini. Kodwa ngaba kunokwenzeka ukuba ukuqikelela kwangaphambili yonke impumelelo okanye ukusilela ishishini lakho? Kakade ke, ukuba wenze oko, mhlawumbi, akusayi kusebenza, kodwa kukho izinto ezizodwa uzinzo kwezemali, owosindiswa ngawo wena uyakwazi ukubona indlela inkampani yakho. La manani kuvumela usomashishini ukuba bakwazi ukufunda ngendlela intlangano yakhe ezizimeleyo ngokoMthetho zemali.

Le mali Ukulondolozeka: neengqikelelo ezingundoqo

Phantsi uzinzo lwemali ngokuqhelekileyo iqondwe njengoko isabelo uzinzo lulonke yombutho, nto leyo ibonisa ukufumaneka kwemali, ezijolise ekulondolozeni ngempumelelo nkampani, intsalela lokungena nokuphuma kwemali, ngokunjalo izinto ukuvumela ukuba siqwalasele ishishini yonke elizimeleyo ngokwezimali. Ngokubanzi kokuba kuthathwe ukuba kubekho uzinzo kwezemali bubungqina yokuhlawula amatyala yenkampani ekuhambeni kwexesha. njengengcaciso nokuhlola yinto ebalulekileyo kakhulu kwisigaba olwenziwe ngokunxulumene nayiphi uhlalutyo zemali inkampani. Kungenjalo, umnini uya ubunzima iilahleko ezinkulu, engazi nto.

Le okuza of uzinzo kwezemali kunye neentlobo zabo

uzinzo lwemali naluphi na ishishini kube lula abalwe kusetyenziswa izikhombisi ezifanelekileyo eziphawula imo kwezibonelelo yenkampani-mali kunye neentshukumo zabo ukuba indlela umbutho mali uyakwazi ukuhlawula iindleko neenkqubo zemveliso, kunye nezinye iinjongo.

uzinzo kwezemali okuza ungaboniswa kwiiyantlukwano ezinjalo:

• zohlobo;
• uyondelelwano lwee- ezinkulu;
• uphume ezinkulu;
• isakhiwo investment ixesha elide;
• uyondelelwano lwee- eyinkunzi, ibekwe kwisiVumelwano seMali-mboleko;
• isakhiwo capital kwi-mboleko;
• mboleko ukuba imali ixesha elide;
• share kwamatyala kunye nokulingana.

Kutheni zemali uzinzo ratio ubonisa ngempumelelo kuya kuba umsebenzi yenkampani? Eyona nto kukuba eli nani ebonisa unamandla njani ulwalamano weshishini ethile kwimali waboleka, nokuba ngokulula ukulahla ikomkhulu lakhe unako, kwangaxeshanye, ukuphelisa umngcipheko izohlwayo non-intlawulo, kunye namazinga aphezulu umdla. Ukuze kubalwe le ratio yenza imisebenzi yocwangciso lwamashishini lokwenyaniso, kwakunye ukuphepha iingozi athe anxulunyaniswa nokunikezelwa icetywe-mali.

Ngumlingani ingqalelo kwemali kwi impahla imisela isixa-mali esityalwe lombutho wayo. I aphezulu linqaku, kokukhona ixhomekeke inkampani phezu nababolekisi yangaphandle. Le ratio ichaza imisebenzi zenkampani, ngokusekelwe kwindlela izinto zayo ziya ohlawulelwa ukusetyenziswa kwemali abolekiweyo. Ekukholelwa ukuba yokuhlawula amatyala yenkampani yehla kakhulu ukuba lo mlinganiselo uphezulu ngokugqithiseleyo. Oku kukhokelela ukumelana encinane zemali ngokuqinileyo, nto leyo ebangela ukuba ukuncitshiswa amathuba nje kuphela ngetyala kodwa ithemba batyalayo. Too ixabiso onzima equity ratio kwakhona akujongwa kangangoko.

Ukungavumelani kwe uphume kwezengqesho ipropati ukumisela umlinganiselo ngemithombo abanini mali zoshishino. Kulo mzekelo, i Ixabiso elicetyiswayo yi 0.5 okanye ngaphezulu. Ixabiso isalathisi uxhomekeke ngokupheleleyo koko iintlobo fanele entrepreneurship.

Ukubalwa la manani lubonisa uzinzo iyonke kwiinkampani kwiimeko namhlanje emarikeni. Le okuza of uzinzo kwezemali ukuvumela ukuqikelela kwisiphumo ishishini eza kuba luncedo ngenxa yenkonzo elungileyo kakhulu.