Card Standard credit iminyaka 20

Wonke umntu kufuneka imali. Njengoko ngoku benamandla kwilizwe ntlekele, bambalwa. Kodwa imfuneko imali ayikho lifinyele. Ngenxa yokuba abantu kufuneka ufune zokuphuma. Kwaye kaninzi, ngelishwa, yinto mboleko. Ukuze amalungiselelo amboleke imali ebhankini, le client enokwenzeka kufuneka athobele iimfuno ezithile. Ngokuqhelekileyo oko ubudala, amava, ingxelo yengeniso. Kodwa kuthekani ngabantu abaselula, ngubani na ezininzi ezi ngxaki? Kubo, kakhulu, kukho indlela. Yaye ikhadi lamatyala. Iminyaka 20 kunokwenzeka kakhulu ukuba.

ngezimo

Wonke umntu wayesazi ukuba kumgca eziphambili iimveliso mboleko isoloko ifumaneka kwiminyaka emalunga-21 kuphela. Kodwa ke yayiqinisa iimfuno waseka yobudala ubuncinane engama-23 ubudala. Oko kusengqiqweni: ngeli xesha ngokuqinisekileyo uyakwazi ukufumana amava emsebenzini. Lize eyenzekayo ebantwini, kuphela ukufumana umsebenzi emva kokugqiba. Ngakumbi iimfuno ezinzima kubantu abanomdla nezivumelwano zokubambisa, mboleko ixesha elide ukuba athenge imoto okanye imali ukuze ukutyala.

Kodwa kusekho ikhadi lamatyala. Iminyaka engama-20 ukuze ayifihle ngokwenene. Oku kusebenza kubaxumi eyindoda, amantombazana angaya kwiziko ebhankini okanye ikhredithi kwiminyaka-19. Kwakhona a wekhadi enokwenzeka kufuneka ubuncinane omnye we-yaho. Kananjalo kuya kufuneka ukuba uxwebhu isiqinisekiso se solvency yemali zabathengi. ingcaciso efanelekileyo kwifom kwezindlu 2, isiqinisekiso kokufumana pension, zokufunda njalo njalo. D., nasekuziqiniseni kwam iindaba xesha (iinyanga ezi-3-6).

"Tinkoff"

Kwaye ngoku uyakwazi onokumxelela ngakumbi apho kunikwa ikhadi lamatyala kunye engama-20. First Bank, nto kubalulekile ukuphawula ingqalelo - yi "Tinkoff". It ikuvumela ukuba wenze i "Platinum" Katochkov esondela ngokuthumela isicelo kwi-Internet. Kwaye ngoko uya kuthabatha yekhuriya ngqo umthengi ekhaya.

Limit yakho kwimephu "Platinum" (inkqubo yentlawulo "Mfundisi Ikhadi") - 300 000 engange. umntu inkonzo yonyaka uhlawula 590 p. Isigqibo lokuvuma isicelo sithatha ngemini enye. Izinga Inzala - ukususela 24.9 ukuya 34,9 ekhulwini ngalinye ngonyaka. Kuba etsalwe iya kuhlawuliswa yikomishoni 2.9% + engange 290 ngentla. Ngakumbi "Platinum" umnini ezisebenza ixesha elongezelelweyo leentsuku 55 (oko kukuthi, non-inzala ukuzala). Kwaye, okona kubaluleke kakhulu, iminyaka esezantsi yokubhaliswa ikhadi - engama-18 ubudala.

Likhangeleka impela. Kodwa kukho bokuqonda. Umzekelo, nje ukuba ikhadi kunye umda engange-300 000 baya kuba nzima. Bank kuqala i "Isilingi 'ngo-4000 p, ngoko - ngo-10 000, yaye emva koko - 15 000 bagcobe. Kwaye oku kuyaqondakala. Ibhanki Kufuneka wazi ukuba umthengi libhangile. Ke kaloku, akubon 'ukuba uyohlwaywa ngabo oku, kuya umda credit ephakanyiswe (njengoko imfuno zabantu).

"Alfa-Bank"

Eli lelinye iziko ethandwayo zemali elikhuphe ikhadi lamatyala iminyaka engama-20. Ibizwa ngokuba "iintsuku 100 ngaphandle kwenzala." Yaye "bonisa" engundoqo ye-credit card ukwelixesha loxolelo lide. Yintoni, ke, ungenza ndiyaqonda ngokujonga ikhadi igama.

Umyinge 150 000 engange, iindleko zolondolozo-1290 / ngonyaka. Inzala kakhulu eliphezulu - ukusuka 26,99% ukuya 33,99%. Ke Nhoza ikhomishini yi 6.9%. Yenza credit card abantu eneminyaka engama-18. Ifumaneka njenge chip simahla, kunye naye. Hi ndlela leyi, kukho amakhadi asebenza nje kuphela kwinkqubo "Nkosi Ikhadi", kodwa nangenxa "Wiese".

Umlinganiselo wenzala we ebhankini liphezulu, kodwa kukho ezincinane. Kwaye oku: ngakumbi iinkcukacha abantu ngokuphathelele ngokwabo - kokukhona ukufumana amagama kakuhle. Kodwa - kwimaphu nto umntu enokufumana ezintathu. Kwaye kukho ke ukhetho ukubeka imingcele ngamnye.

touch Bank

kwiziko lemali yaseYurophu Kucelwe Group laziwa kakhulu yebhanki emajukujukwini ekuthiwa Touch Bank. Kwaye ufuna basenokuba ngabaxhamli ukufumana ikhadi lebhanki letyala kunye engama-20. Kwaye lo mbono akuyona into embi. Emva ubhaliso ikhadi debit kwaye bayisebenzise abantu baya kuba nako ukusebenzisa imali ebolekiweyo kwiziko lemali.

Limit kwesiqingatha sesigidi engange. Inkonzo akufuneki ukuba ahlawule, yaye ukuba ikhuphe isigqibo ngaloo mini. Nakwabo evela imali khadi singabalelwa. Kwaye uMthengi ngubani ongumnini ikhadi Ungasebenzisa ATM naliphi na ilizwe ehlabathini.

Ukwelixesha loxolelo, ngasendleleni, ithatha iintsuku 61. Kwaye umyinge wenzala luqala% nje 15.9 (ubuninzi ilingana 36.9%). Le yenye linikeza linengeniso kwimarike Russian. Ukongeza, inkqubo ibala iibhonasi ngeendleko umxhasi kwi mali ka-9% ukuba ezinye.

"Avangard"

Kufuneka kuqatshelwe ingqalelo kwaye umbutho joint-stock zorhwebo, sithetha ngayo iibhanki ezibonelela amakhadi ngetyala. iminyaka 20 - ayikho ubuncinane kwimeko i "Vanguard." Ungenza isicelo kunye 19. I-Bank wasondela ingqalelo ikhadi umthengi i-World Railbonus, ekhokhelayo, uzokwazi miles, ezo ke kotaka ku tirhisa malunga nokuthengwa w / e namatikiti. Le kubalwa ngolu hlobo lulandelayo: imayile enye = 30 engange. Ukanti "Vanguard" kwalunga nabathengi elingathathwanga amawaka eekhilomitha ngonyaka ngamnye.

Ikhadi sandiswe kwesiqingatha sesigidi engange, iindleko zolondolozo 1000 / ngonyaka. I sicelo samkelwe kwiintsuku 3-7 ukususela kumhla lokufaka yayo. iipesenti Annual ezisukela-21 ukuya kuma-30%. A ukwelixesha loxolelo ziintsuku ezingama-50.

Ke kaloku, "Vanguard" - yenye yeebhanki embalwa, leyo credit card kunye ngonyaka-20 yokundwendwela yokwenene, hayi angeyonyani. Nokuba 19, ukuba ngqo. Kwaye akukho akathethi maxwebhu akahambi kufuna - incwadi yokundwendwela. Ilungele abafundi, ngakumbi abo musa ukufunda kowabo - uchatha nje ngeke. Koko, ukuba i-avareji yenyanga iindleko umthengi uza kuba yi-20 m. P., koko kwixesha elizayo uya kuba nako ukukhupha ikhadi Pass Priority.

"Moscow Credit Bank"

Kuyinto enye intlangano enika basenokuba ngabaxhamli ukukwazi ukufumana ikhadi lamatyala. kweminyaka 20 akuyongxaki. Eneneni, kwi "ICD" yobudala ubuncinane - uyeza ubudala. Oko kukuthi iminyaka engama-18 ubudala.

Limit 300 m. P., Isondlo Iindleko 850 / ngonyaka. umyinge wenzala yahluka ukusuka-24 ukuya 33%. Sokubhalisa ikhadi ongatshatanga ICD yokundwendwela kuphela efunekayo. Izicelo mazingeniswe ngekhompyutha okanye kwi-ofisi apho elunxwemeni lomlambo. Ke kaloku, mda okhankanywe ngentla - oku ke ubuncinane. Umntu uyakwazi ukuchaza yona ngokwakho. "Classic" status - ongu- tonnes 300 p .. "Gold" - 500 m p .. A "Platinum" - . 800 m p. Iwonga ekhethiweyo iya kuxhomekeka iindleko yolondolozo ngonyaka, yaye ngakumbi bonus umdla emtshatweni.

Ngaphezulu kulo ikhadi lamatyala engama-20 ngaphandle incwadi inikeza abasebenzisi bayo kunye nezinye iingenelo. Emva kokuba kuqala ukuthenga kuyo oya amanqaku 250. Ke bona, nani, wayiqokelela. $ 100 - loo nto amanqaku 7. Ukuqhubeka kokuba isetyenziswe ekuthengeni amatikiti okanye intlawulo lokubhukisha kwihotele.

Iingenelo ezininzi. Kodwa uluhlu olubanzi ngolo iimpawu ezintle kufuneka uhlawule kwi imbopheleleko yayo. Ngenye imini ukulibaziseka ixabisa-1% etyala iyonke.

Imephu of "Gazprombank"

Lo mbutho kwakhona kwenza abantu abaselula ekunika umdla. Yena uye ikhadi lakho letyala. engama-20, iibhanki ingqalelo iminyaka ezaneleyo ukuba umntu asebenzise inkonzo mboleko.

Kufuneka nje kuphela yokundwendwela Russian. Umntu ofuna ukuba afumane ikhadi lebhanki letyala, umthengi kufuneka sele ibe 'Gazprombank "kwaye ufumane umvuzo kwi-akhawunti, zavedonny kulo mbutho. Okunye abantu kufuneka ibe akukho angekahlawulwa ukuba ngaphambili wathabatha-mboleko.

Kukho inzuzo article credit card ukusuka 'Gazprombank ". umnini wayo bangathatha inxaxheba kule program bonus eyi zokutha ipetroli. Nganye wachitha engange-20 - oku amanqaku-8. Ukuqhubeka unako wachitha kwisikhululo igesi "Gazprom". Kwaye nkqu ukufumana ithuba amalungiselelo izavenge ukuba nantoni na. Inzala rate credit card yi 27.9% ngonyaka, iindleko zonyaka wenkonzo - 750 p. Nciphisa - 200 000 engange.

Sberbank: Akukho iimeko ezizodwa

Kakade ke, xa bexoxa isihloko esinjalo, awukwazi umlibale malunga Sberbank ikhadi lamatyala. iminyaka 20 - oku na iminyaka ezibubuncinane amandla abathengi leziko zemali. Xa Savings Bank zingafumaneka kwi-18, yaye 14. Kwimeko yokugqibela, igalelo elinganiselwe 1000 engange. Ngaba babekha ngayo, kuyo nayiphi indlela. Imali ihlumelo - kakhulu, kodwa kuphela e-ofisini.

Ngaphezu koko, kwi "Savings Bank" Unga ukuthatha imali-mboleko ukuya kwiminyaka eli-18, ukuba ufumana umsebenzi sele ifunyenwe. Kodwa kusafuneka nokuqinisekisa ngokohlobo umzali okanye umgcini womfundi, kwakunye nesatifikethi yabo ingeniso (ukongeza yabo).

Indlela ukufumana ikhadi lebhanki letyala kwi Savings Bank?

Nangona bonke unyanisekile iimeko kubantu abatsha, ngaba ikhadi zingafumaneka kule minyaka-21. Credit kunokuba debit. Iimeko zivuma - kancinane ngaphezu kwama-60 engange nyanga nganye. A ukwelixesha loxolelo ziintsuku ezingama-50.

Nciphisa - evela engange-15 000, ikhadi isemthethweni iminyaka emithathu, yaye umbandela abafundi abakwazi amalungiselelo umsebenzi. Ukongeza, kuba debit kunye kuthengwe iibhonasi khadi, unako ukuhlawula izinto ezithengwa, cafes, amatikiti movie, njalo njalo. D. Ngenye indlela, Sberbank neziko zemali inokuthenjwa esifundisa iimeko kakhulu kwaye zininzi Windows RT ezintle, ngayo, ungabona ukuba, ukuba ufuna ngakumbi.

ezinye iinketho

ERashiya, kukho inala ezinye amaziko zemali ukuba akhuphe amakhadi ngetyala kubantu abatsha abasuka engama-20 okanye 18. Umzekelo, "Ak nemivalo" ebhankini. Inikezela ngelona umda we-100 000 engange, inkonzo kunyaka ukuya 750 p, nezonyaka izinga lenzala - kwi 30,9%. Grace xesha - iintsuku 56. Ikhadi ekhutshwe kubo bonke abantu kwiminyaka eli-18, ukubonelela yokundwendwela (iminyaka ubuncinane - engama-18).

Kukho "Sovcombank". Apho amalungiselelo ikhadi nangoko, leyo kuthiwa. Umda incinane kakhulu - 30 000 engange. umyinge wenzala - 29.9% ngonyaka, kwaye ubudala ezizezona zisezantsi umthengi kufuneka ube neminyaka engama-20 (abafana). Amantombazana Ungasebenzisa le nkonzo ukuya kwiminyaka eli-18. Nika ikhadi loo mini, oko kukuthi, ngoko nangoko. Akukho maxwebhu Akuyomfuneko - kuphela yokundwendwela. Kwaye kufuneka ukuba mayicaciswe gca kummandla lokufumana isebe lebhanki.

Okuninzi inikeza iimeko ezilungileyo "Metrobank." ulutsha card lakhe Ncuma lamatyala ikhutshwa bonke abantu eyi-18 nangaphezulu. abanike nje ayimfuneko uxwebhu ezimbini olusebenzayo. Umzekelo, yokundwendwela yoluntu kunye mvume lokuqhuba, okanye "phesheya". Guys ngokuqinisekileyo phambi ID zomkhosi okanye ubhaliso inkonzo. Umda ngu-500 000, ukulungiswa free. Umlinganiselo wenzala okumangalisayo amancinci - 14-20% ngonyaka ngamnye. A ukwelixesha loxolelo - iintsuku 50.

Njengoko ubona, yeentengo zemboleko enika kubantu abatsha nkqu ukusebenza - ubunzima. Ke ngentla - ayikho kuluhlu lonke kubo.