Auto e Kaliningrad

inshorensi imoto

Kweli thuba inshorensi auto ixesha eKaliningrad yeyona ethandwa uhlobo inshorensi. Ngenxa yokwanda kwenani iimoto kunye nokufikeleleka zawo, ndanda inani iingozi ezindleleni. Ngoko ke, ukuze kukhuselwe "darling 'zabo iingozi zendlela, zimoto zidla inshorensi iingozi ezibandakanyekayo. Oku kukhokelela ekwandeni kwenani iinkampani ze-inshorensi ezifundisa iinkonzo zayo inshorensi abathengi motor - MTPL, CASCO, DSAGO.

Inshorensi izithuthi zabo - yenye zabo zokuzikhusela ezinkulu iindleko ezingalindelekanga kwimeko apho abandakanyeka kwingozi. Ngoncedo lwe-nkqubo ye-inshorensi, uya kukwazi ukuhlawula iindleko imoto okanye uncedo lwezonyango kumaxhoba.

Kukho iintlobo ezahlukeneyo ze-inshorensi motor:

Nazi ezinye zazo:

CTP (inshorensi elisisinyanzelo motor liability wesithathu) - oku luhlobo olusisinyanzelo inshorensi zothutho. Lo mgaqo-nkqubo ekhutshwe kunye nokuthengwa nayiphi na imoto okanye izithuthuthu. CTP yenzelwe ukuba ahlawule ukulungisa, "ulixhoba" emotweni, ukuba yayonakele. Xa uthenga nkqubo MTPL kuyimfuneko ukunikela ingqalelo ukuthembeka kwinkampani ye-inshorensi ukuba siphephe iingxaki iintlawulo xa umcimbi-inshorensi. Kwisiqingatha sokuqala sika-2012 iinkampani ze-inshorensi ezintlanu top - iinkokeli ekuthengisweni MTPL - Rosgosstrakh, Ingosstrakh, RESO-Garantia, CMC kunye FAC.

DSAGO (inshorensi ngokuzithandela motor liability wesithathu) - likwancedisa nkqubo MTPL. DSAGO wathengisa ukuze kukhawulelwane neendleko xa yokudlula umonakalo wayekholose yokugubungela isixhobo nkqubo liability insurance. Xa ufumene ingozi, zingonakalisa izixhobo indlela ibiza okanye imoto "cool". Kodwa ukuba une iimpawu ezongezelelweyo nkqubo DSAGO, oko okunokukunceda ukuzisombulula iingxaki zokulungisa kwiimeko ezinjalo.

Hull na uhlobo lwe -inshorensi, nto leyo ukongeza inshorensi esisiseko nxamnye umonakalo xa kwimeko yengozi, ukukhusela imoto yakho kunye nezinye iingozi, ezifana imoto, umonakalo kwiintlekele zemvelo, kunye nezinye iintlobo umonakalo. Abizayo kunye entsha ngakumbi emotweni, ngcono ukufumana olu hlobo lwe-inshorensi. Ngenxa yokuba kulimale iingozi anokuba phezulu kakhulu-mali ogqunywe isixhobo nkqubo liability insurance, "unetyala" yomqhubi, ze emva koko kwi "kuza" nkqubo CASCO. Yaye kukho ilishwa efana kwemoto, lo mgaqo-nkqubo unako ukubuyela isixa-mali esichithwe ukuze babe nalo. Vuma, imizwa Zola ngaphezulu! Thenga inshorensi CASCO e eKaliningrad kunokuba phantse nayiphi na inkampani

Green Card - i-inshorensi enyanzelekileyo ukuba uhamba ngemoto amazwe. "Green Card" - oku ipolisi ye-inshorensi ngezizwe ukhuseleko ubutyala yakho motor xa uhamba ngaphandle elizweni. Lo mgaqo-nkqubo kukukhusela iingxaki kwiindlela phesheya, kwaye ikuvumela ukuba ukulungisa imoto yakho emva kwengozi kwelinye ilizwe.