Apho ukufumana imali-mboleko olubekwe yi izindlu?

Le ntlekele okwathatha onyanzelisa abantu abaninzi ngakumbi izicelo mboleko imali neebhanki kunye MFIs. Ngelo xesha linye abemi ngaphantsi yipesenti yabo iibhanki zithathwa abathengi ezakhayo kwaye uthembekile - kunye umvuzo 'emhlophe ", engqesho esesikweni, ingeniso phezulu. Oku kuthetha ukuba, ukuba wena ngokukhawuleza kufuneka isixa esikhulu semali, hayi ukuba ibhanki iya uboleke yona ngaphandle naziphi na iingxaki.

Ukuba sithetha 10-15 amawaka engange, kwi inkonzo yakho MFI ukuze zilungele zonke ezithandwa - kukho enje apho isixa esifunekayo zidluliselwe kwi Internet ngqo kwikhadi lakho phakathi kwemizuzu emi-5, umzekelo, inkonzo mboleko online "Zaymer Robot." Kwaye ke iimfuno ingeniso esemthethweni kunye nengqesho kukho lithambile kakhulu. Kaloku, ukuba ingxaki Kuqikelelwa ukuba amakhulu ezininzi amawaka - amaninzi aqalile ukuba bacinge malunga mboleko olubekwe yi propati.

imali iya lukhuselekile Apho nendawo yokuhlala?

Impendulo ecaca - ebhankini. Izinto eziluncedo Icacile - ehlise inzala, iimali-mboleko ephezulu, kunye nokuzithemba ebhankini, uhlobo nje, ngaphezulu. Kodwa kukwakho ezingalunganga: ibhanki iya kuvavanya kungekuphela nje isambuku-asethi zakho, kodwa wena umboleki. Kwaye oku kusizisa umva kumbuzo kwengeniso "emhlophe", isivumelwano sengqesho, yaye, ukongeza, imbali entle ngetyala.

Sam Inkqubo yokwenza isicelo semali-mboleko phantsi isibambiso indlu ebhankini kunokuba elide, kuquka uvavanyo lwepropati; inshorensi kunye nempahla, kwaye mboleki.

Indlela elula - ukuba isicelo MFI. Ezinye MFIs kwakhona akhuphe mboleko olubekwe yi zokuhlala, ngokuqhelekileyo zesixa mboleko - million 1 engange. Qinisekisa imali Awudingi imbali yekhredithi Akukhathaliseki, elona thuba lide - eliqela. Inzala, Kakade ke, kuya kuba ngaphezu ebhankini, kodwa amathuba imvume - nayo.

Kodwa ukuba MFI ngesizathu esithile, wala, kunokwenzeka ukuba isicelo eso umntu kwi sites web P2P kwiimalike zemali. Noko ke, ukuba nokwenzeka ubuqhetseba iphezulu kakhulu ebhankini okanye MFI.

Njani ukuba abe esitalatweni?

Nokuba yeyiphi na indlela oyikhethayo, kufuneka kukhunjulwe ukuba olu hlobo lwe-mboleko - into yingozi. Le inattention nakancane nga malini na ipropati. Ngoko ke, simele senze yonke into ukuze ukuba kuphulukana kwipropati:

- funda ngenyameko isivumelwano, ukunikela ingqalelo kwinqanaba ukuba imali-mboleko, indlu liselungelweni lakho, kunye nelungelo lokuba sihlale kulo;

- khangela ubukho kule mvumelwano kwezinto ezithile, waphula elingenzi nto leyo kungabangela ngokunqunyanyiswa ekuqaleni yakhe: ukuthintelwa lokuqeshiselwa, ukuvalwa zobhaliso nabani na, umlomo wokulungisa, kwakunye isibophelelo ukwazisa umbolekisi xa ukutshintsha umsebenzi wakho;

- qinisekisa ukuba umbolekisi akakwazi unilaterally ekuphakamiseni izinga lenzala yemali-mboleko;

- kwaye, kakade, ukuthintela kokwendalo kwi intlawulo kuba umbolekisi kule meko unelungelo lokuphelisa isivumelwano unilaterally, bafuna ukuba ahlawule ityala nangoko nangokupheleleyo. Enye indlela embi - le ndlu iza kubekwa esidlangalaleni.

Kukho bokuqonda ezininzi, ngoko ukhetho engcono kungaba ukubonisa phambi kokusayina isivumelwano kunye igqwetha naye ukuba uxoxe ngayo yonke imiba etshisa ibunzi wo yingisela.

alina Ovsyannikov

materials https://www.zaymer.ru/