A imithetho embalwa elula ekufuneka ilandelwe yi umthengi bank ukusebenzisa kuphela iimveliso eziyimfuneko

Nabani ukunqumla umbundu iofisi ebhankini, kuba ngokuzenzekelayo a client. Nokuba ke akathanga ukusebenzisa nayiphi na imveliso, ubuncinane, ndiza kunibuza umbuzo. Kwaye uya kusabela njani xa iingcebiso, iya kuxhomekeka kubudlelwane yayo elizayo kunye netanki. Kungenxa yesi sizathu ukuba phantse onke amaziko ezemali baye baqalisa ukuvela abaphathi umxhasi, umsebenzi wakhe ijolise ekuqinisekiseni ukuba bonke abathengi ngaseludinini ukufumana ulwazi ubuninzi kunye noncedo ekusombululeni iingxaki zawo.

Ngokuqhelekileyo, le cute amantombazana encumile ngubani kucelwa ukuba engenayo ngamnye kwaye bonke uhlobo ukubonisa ukukulungela ukunceda. Kwelinye icala, ukuba abone phambi umntu azame ukuyiqonda le meko, oko kusoloko kumnandi. Kodwa musa ukuthembela ngokupheleleyo amehlo enyanisekileyo kunye ngoncumo elithozamisayo. Ngapha koko, kumaziko amaninzi umsebenzi engundoqo yomphathi client kukuba ukusuka engenayo ngamnye ufumene umxhasi emileyo yebhanki.

Yiloo nto ke umsebenzi umsebenzi ukuba Andikhathali, kunye nokuthengiswa iinkonzo, iinkqubo kunye neenkonzo ezongezelelweyo. Kubonakala ukuba nayiphi na ingxaki kusenokwenzeka kusonjululwa ngokukhawuleza kangangoko kwaye siyingenelo umxhasi, nokuba ekufanele ukuba zithengwe iinkonzo zebhanki abaninzi kangangoko kunokwenzeka. Lowo weza kuba ukutshintshwa, ngokuqinisekileyo uya kuzama 'anikele "ikhadi zeplastiki. Ndidinga mboleko? Emva koko "umthwalo" inqaku inshorensi kunye isibini kweemveliso. Baze bavula ikhadi intlawulo eqhelekileyo, umntu kungenzeka ukuba ngokuzithandela-compulsorily inshorensi, eyasayinwa ngomhla deposit imali, ikhadi lebhanki letyala kunye into enye "Kulungile."

Ngokungathandabuzekiyo, ngasinye kwezi mveliso, sithathwa ngokwahlukeneyo, kusenokufuneka kwimeko elinikiweyo. Kodwa ke oku akuthethi ukuba zonke zokuvota ziza inshorensi, anikwe ikhadi ngetyala kwaye wonge imali ekhefini. Ngelishwa, kumaziko amaninzi ngoku ubudlelwane "iklayenti - Bank" onjalo. "Privatbank", umzekelo kule nkalo uthathwa njengenkokeli. Apha sonke kufuneka sibe yi-credit card, ibhanki kunye ne-inshorensi. Kungenjalo, akukho ndlela.

Kuyinto Iyandikhathaza kwi umnxeba yokuqala wamxelela ukuba akazange ukuvula ikhadi, ungenza okanye ufumane ukutshintshwa okanye ahlawule eziluncedo. Kodwa enyanisweni akunjalo. Yinto nje ukuba ngamnye umqeshwa (ukusuka umphathi umxhasi ukuya osethilini nomphathi) inikwe eluntwini ubuninzi yeemveliso zebhanki. Nakuba kunjalo, kufuneka siqonde abathengi ukuba, okokuqala, oko akukho semthethweni, yaye okwesibini, akukho mfuneko. Loo senziwe ngendlela kunokwenzeka ukutshintshiselana imali ngaphandle ikhadi kunye idiphozithi ngaphandle inshorensi, umntu ayikho kule ngxelo. Kwaye zonke ngempela aqhagamshelwe kwindlela "yabucala 24" for self-nkonzo (yinto ngeenxa nje uluhlu lwe kakhulu efanelekileyo, kufuneka ngokwenene, kwaye okona kubalulekileyo - ngokupheleleyo free).

Kodwa "yabucala" efanelekileyo inkonzo abantu kuhlanganiswe nawuphi umxumi ibhanki lalibonelelwa imveliso nganye kuphela. Sithathe ikhuni kunye namanye amaziko yezimali zeli lizwe. Umzekelo, "Ukrsotsbank", uhanjiselo-ibhanki kwakhona kulula kakhulu ukuba ukusebenzisa kunye neemfuno, nabo ndaqalisa ukuthengisa kubathengi iinkonzo 'esimbaxa' engeyiyo kude kuye iphelile, "UkrSib", kodwa abanye elingekude ngasemva.

Kubonakala ukuba nje ndiphume asebenze omnye kuphela inkonzo kuyimfuneko ngenene, hayi elula njalo. Yiloo nto zonke umxumi ngaseludinini (esisigxina okanye abatsha), ebiza kuyo nayiphi na i-ofisi, kufuneka siqonde ukuba awukwazi ukunyanzelisa imbambano akukho amantombazana cute imveliso ethile. Kwaye konke kufuneka basayine imvumelwano, kwaye uvumelane ukwenziwa kweenkonzo ngokuzithandela.