Yeyiphi ibhanki kungcono ukufumana-mboleko?

Kutshanje, izigidi Abemi belizwe lethu abakakholwa equmbile kwi ukukhankanywa mboleko mboleko. Yintoni na kwaye yintoni na kudliwa? Yeyiphi ibhanki kungcono ukuthatha ngaphandle-mboleko kunye nokuba okanye esichengeni ukungena 'adventure'? Okanye kukho ingozi yokuba zidudulelwe ukutshona ematyaleni apho kungekho ndlela yokuphuma? Kwaye mhlawumbi eli ithuba, abaninzi baye elinde iminyaka ezayo? Ngoku ngokukhankanywa mboleko yemali uqala iingxoxo shushu a lot lweempikiswano wakhetha kule okanye loo program. Yeyiphi ibhanki kungcono ukufumana-mboleko? Apho eliphantsi wenzala? Kaloku, namhlanje ukuthenga indlu kwi mortgage ibiyeyona ndlela ilungileyo, njengoko izindlu ezithengiswayo eMoscow kubiza kakhulu, kwaye sithenge kuphela ikhaya ngale ndlela. Ukuba, ke, kungekhona oligarch. Emva koko baduma le mboleko yemali ke lwanabela eSt Petersburg ukusuka apho waya kwimimandla ezincinane. Emva kokuba ukufika ukuthandwa umbuzo nengqiqo: "Nguwuphi ebhankini ukuze ufumane mortgage?" In proven Savings Bank ubudala? Okanye ngaba ngcono ukuba isicelo amaziko "intsha"?

Yeyiphi ibhanki kungcono ukufumana-mboleko?

Kakade ke, ukugqiba yesisombululo, kuyimfuneko ukuba ukhethe ngononophelo ibhanki eza kukunika ngenkqubo mboleko. Kakade ke, ukhetho lula kwaye kungcono kukuba Mortgage Sberbank, kodwa nakukufumana oko, kufuneka enze eninzi lwemiqathango yaye kumhlangabeza inani elikhulu iimfuno, nto leyo eyenza ulawulo ibhanki leyo kubaboleki ezinokwenzeka. Oku akumangalisi, kuba kwi-Savings Bank, amazinga enzala asezantsi kakhulu amagama ngetyala. Ukuba awukwazi ukuthatha mortgage mboleko evela Sberbank, ungaphelelwa lithemba! Buza umbuzo "Yeyiphi ibhanki kungcono ukuthatha ngaphandle-mboleko" nabahlobo. Ngapha koko, kukho kwakhona sharks ezifana mboleko mortgage njengoko Delta Credit okanye Raiffeisenbank. inzala yabo ephezulu, kodwa hayi uluhlu olude loo mfuno. Okwangoku, iintlobo zorhwebo ezimbini-NMMU:-mboleko yokuthenga izindlu yesibini kunye mboleko yokuthenga indlu kwindlu elisanda kwakhiwa.

Ezinye bokuqonda mortgage yokubolekisa

Musa ukulibala malunga intlawulo yokuqala, nto leyo endinga onke amaziko zebhanki, ngaphandle kokukhetha. Hayi kudala ukuba malunga nama-30 ekhulwini, nto leyo phantse enzima kakhulu kubemi eziqhelekileyo Russia. Ngapha koko, ukuba eli nani ngomdla ephezulu ngenyanga wongezelela, umfanekiso okubi. Ngethamsanqa, eli nani liye lehla, nto leyo ekhokelele ukuthandwa olongeziweyo mortgage yokubolekisa. Igama ubuncinane imali-mboleko yiminyaka emithathu, ubuninzi unako ukufikelela iminyaka engamashumi amathathu. Ke kaloku iqashiso beebhanki ezahlukeneyo womemeza zabo mboleko, ngoko uthenga indlu uba kanye njengoko ayenjalo ukuthenga umatshini wokuhlamba. Ngoko ke musa ukuba madolw 'anzima ukubuza omaziyo, abahlobo: "Nguwuphi ibhanki kungcono ukufumana indlu?". Ukusuka iintlobo ngeentlobo iinkqubo mboleko qiniseka ukufumana kanye lowo ingena ngenxa engcono.