Ukuvavanywa ezindlini Sberbank: ovunyiweyo iinkampani

Ukuza kuthi ga ngoku, Sberbank yeyona ibhanki ithandwa kakhulu phakathi kwabanye. Xa inani labantu abafuna uncedo ekufumaneni nezivumelwano zokubambisa, oko olungaphaya ukhuphiswano yayo kwiimalike zemali.

maxabiso Ipropati mortgage yokubolekisa - inkqubo eqhelekileyo. Oku kwenziwa ukuze kuncitshiswe yonke imingcipheko kunokwenzeka. Makhe siqwalasele ukuba uvavanyo indlu ukuba Sberbank.

Yintoni yokuhlola

Xa qhagamshelana iziko zemali-mboleko kwi indawo yokuhlala umboleki angacela kutheni kufuneka enze uvavanyo kule ndlu? Kuba Savings Bank kunye namanye amaziko abolekisa ngemali - yenye indlela uzikhusele neye eyingozi okanye abo kubaboleki kwabayifumanayo bekwimeko lithemba kwaye akukho kuphinda ukuhlawula iintlawulo zenyanga nenyanga.

Ngokomzekelo, abanye ntsapho yagqiba ukuthenga indlu mortgages. Lo kukhetha ndikwenzileyo, kufuneka nje imali. Abantu babuya ebhankini, enika abo kunye nemali efunekayo. Emva kwexesha, ngenxa yeemeko ebezingalindelekanga, kubonakala ukuba usapho akanako ukuhlawula iintlawulo zenyanga. Ibhanki for ukungahlawulwa zokuphumeza lo lwezindlu ukuhlawula imali-mboleko ekhutshwe. Kodwa ke imali evela kwintengiso kunokunganeli uhlawule ngokupheleleyo ityala, yaye ujika ukuba iziko lamatyala wasebenza thabatha.

Kwaye oku omnye umzekelo. Kwaye ukuba kwiimeko ezinjalo ayikho enye okanye ezimbini, ibhanki iya siyabhanga nje. Yilonto uvavanyo lokuqala lwepropati kwiziko zemali bakwazi ukubala zonke iingozi kunokwenzeka.

Ulandelelwano wovavanyo

Evaluation zokuhlala izakhiwo ezitsha kuba Savings Bank - akukho nzima. Yonke into efunekayo - ke ukuthatha ixesha balandele algorithm abanye izenzo zabo. Okokuqala, kufuneka ukulungiselela onke amaxwebhu kunye isixa esithile somsebenzi wovavanyo.

A ulandelelwano ukuhlaziya enjalo:

1. Nokusayinwa amaxwebhu ukunikwa umsebenzi wovavanyo.
2. imali yentlawulo.
3. Ukulinda xa isiphelo umsebenzi uqikelelo.
4. Kufumana ingxelo.
5. Ukunika ingxelo kwiziko lamatyala.

Kubalulekile ukugxininisa omncinane kwinkqubo yovavanyo ye intlawulo. ubukhulu ayehluka-2 500 engange. ukuya ku-3500 engange. Yonke into iza kuxhomekeka kwimeko kwezindlu. Ukuba inkampani lwentsebenzo kuya kufuneka ukuba ashiye loo ndawo, iindleko msebenzi kwandiswa ukuya ku 6000 engange. Ixesha uluhlu layibona ukusuka kwiintsuku enye ukuya kwezintathu.

Njengoko kubonisiwe kwingxelo

Njengoko kukhankanyiwe ngasentla, ukulungiswa kunye nokungeniswa kwengxelo - nantso into iphela ezindlini Uqikelelo for Sberbank. iinkampani eziqinisekisiweyo ukusebenza eli ziko-mali iya kubonisa kwingxelo le ngcaciso ilandelayo:

• Ulwazi malunga ebusweni ibhalkhoni okanye loggia.
• bevidiyo Zizonke zonke izakhiwo.
• Imeko lobugcisa ndawo.
• silingi ukuphakama.
• Ulwazi malunga nesicwangciso floor, ekufuneka ibe kubonisiwe kwiplani BTI.
• Ulwazi malunga namanzi, ukufudumeza, umbane.
• Unyaka yokwakha, kwakunye material yenziwa apho, kunye nohlobo ukudlulela.
• Ubukho yokupaka iimoto, ukubonakala kwayo.
• Ubukho kwezibonelelo komhlaba.
• Uluhlu lweempazamo, le defectiveness wayo nayiphi na indawo apha indlu, apho bafuna ukulungiswa.
• Ulwazi malunga nemeko isakhiwo xa lilonke - ekungeneni, apho indlu kunye ngaphambili.
• Ubukho kwezikhululo ezikufuphi kwimetro, izingxi, esendleleni, iivenkile, izikolo, abancinane eziguqulweyo, njalo-njalo. D.
• Ixabiso square metre nganye.
• Ndlela le nto.
• Photos Property.

imiqulu

Ukuvavanywa ezindlini Sberbank kufuna ukuqokelelwa ntetho la maxwebhu alandelayo:

1. Certificate kobunini okanye isivumelwano ngonyaka, kwakunye isivumelwano umnikelo, ubulungisa okanye ukuthengisa. isivumelwano equity uya kuba zonke izinto eziyimfuneko ezongezelelweyo yonikezelo nokwamkelwa into.
2. Amaxwebhu ezibonelelwa yi-Bureau of Inventory Technical, kuquka yokundwendwela cadastral yenjongosenzi, iphepha idatha yokusebenza neengcaciso impahla, isicwangciso balo.
3. Isazisi (abantu), okanye ikhadi iqabane kunye neenkcukacha ezipheleleyo (ukuba amaqumrhu asemthethweni).
4. Ulwazi malunga ubukho naziphi encumbrances kwipropati (ukubanjwa, ibheyile njalo njalo. D.).

Ukuba uvavanyo ukuya endlini i-Savings Bank, ngoko simele uzilungiselele ukunika amaxwebhu ezongezelelweyo:

• isiqinisekiso sokufa umnini edlulileyo (ukuba une amaxwebhu kwilifa);
• uluhlu olupheleleyo yepropati zivavanywe;
• iqumrhu elisemthethweni kufuneka angenise isiqinisekiso komhla ingxelo phezu kwengxelo, kwiphepha lomncono, kwaye ixabiso intsalela lwepropati.

Evaluation

Ukuvavanywa ezindlini Sberbank ezigcinwe kuphela ziinkampani, appraisers, abaye eligunyaziswe ibhanki. Iinkampani ababengenalungelo i-Savings Bank kunye ezizimeleyo, kwaye siwela uqinisekiso ibonisa ukuba Umvandlakanyi ingqinwe yibhanki yaye bangathenjwa.

Kulo mzekelo, ezona mfuno zisezantsi zifikelelwe appraisers yinkampani zezi zilandelayo:

• Qesha abantu ubuncinane ezimbini;
• umqeshwa kufuneka amava ubuncinane iminyaka emithathu;
• ukufumaneka nezibonda inshorensi engange ngaphezulu kwezigidi ezi-3.;
• nkampani kufuneka abe lilungu le-SRO;
• kungekho nayiphi na ityala ku Sberbank.

Ngokwendalo, umbuzo umbuzo ka yokufumana indlela inkampani ijongisisa i indlu ngenxa Savings Bank? Iinkampani eziqinisekisiweyo ziqukwe kuluhlu ngokubanzi, ibekwe kwi kwisiza ebhankini kwi "Savings Bank Register of appraisers." Le isidingo ezinxulumene yokwanda izehlo nobuqhetseba kunye nophuhliso zonke iintlobo iingozi.

Kutheni intsebenziswano phakathi ebhankini?

Ukuvavanywa zokuhlala - yinkqubo apho, kuyo nayiphi na imeko uthabathe amaqela amathathu inxaxheba: umboleki, umbolekisi kunye Umvandlakanyi. Ngeziphumo ezintle ityala win-win bonke. Umntu owamkela imali efunekayo ukuthenga ikhaya, ibhanki - inkolelo yokuba inkampani apreyizali ayizange alidanisi, nevuthisayo, ke, - nokurhafiswa umsebenzi elizayo. Nayiphi na impazamo nokungeniswa kweengxelo kuqulatha ukwala mali kunye nokurhoxiswa uqinisekiso.

Ayizizo zonke inkampani bavavanywe zokuhlala. Accreditation Sberbank ekhutshwe Umvandlakanyi, ukuba ungumlinganiswa onjani na ubungqina ingqibelelo kunye namava inkampani, esazi zonke iimfuno zeziko zemali, niwenze. Ngenxa yoko, le ubolekayo akanyanzelekanga ukujongana ekubuyisweni ingxelo kunye nokuphuculwa kwayo.