Nokuhlutha kunye nokuthengiswa kwempahla ezithathwe sisohlwayo kwezinye kunye nabanye a ukuzuza elungileyo

Ukuthenga imoto, amagumbi, izikhephe, indawo non-zokuhlala ngexesha lethu - kukho umbandela onzulu ukuba kufuneka ziqwalaselwe ngononophelo. Ayizizo zonke kuthi ukulawula ukufumana imoto kokuthengiswa ngaphakathi emotweni, kanye njengokuba kwigumbi entsha endlwini nje otsroennom. Njengoko sisazi, ixabiso iimoto, ingakumbi imveliso kwamanye amazwe phezulu kakhulu. Amaxabiso for indawo zokuhlala / non-zokuhlala ikhula ngonyaka ngamnye. Oko sinokukwenza kule meko, ukuba unayo imali encinane imali yokuthenga izinto ezifunwayo?

Kukho izisombululo eziliqela ezizezinye kule ngxaki: ukuthenga elisetyenziselwa / abe imoto, isikhephe, igumbi, njl ezivela ezandleni zabucala, ukuba vula kwimarike auto intengiso, indawo okanye isicelo athatha kwiziko ukuthengisa impahla. Ewe, musa ukumangaliswa, impahla athimba ukususela kwixesha yiSoviet Union zithandwa kakhulu. Amaninzi iibhanki owned, iinkampani ingqesho kunye nezinye iinkampani ezi kwadliwa, kodwa indima ephambili ethatyathwa ngurhulumente. akuqinisekanga ukuba le ndlela zifanelekile kwaye esemthethweni? Niyaphazama. Kokuthathwa kunye wokuthengisa iprophathi bababamba zithandwa kakhulu ezi ntsuku. Kuba ukuthembeka eliphezulu, cinga inkqubo wokuphunyezwa impahla bambamba.

Ukuphunyezwa impahla bambamba. Siseko ukusebenza.

Masithi inkampani yakho uye yimali kwaye wahlala amatyala amakhulu kwinkampani yebhanki okanye ingqesho. Njengoko le meko ebhankini ngokwawo Buyisela imali? Kuba Kwiimeko ezinjalo, xa iibhanki ezininzi ezinkulu neenkampani kokuqeshisa kukho amasebe ngokuthathelwa impahla. Iza kuwe isaziso efanelekileyo kwaye uyibambe kwipropati imali yetyala lakho. Kamva, unalo ilungelo ukubuyisela impahla athimba kwenu, phezu komqathango wokuba amatyala bank okanye umqeshi lubuyiswe.

Ukuphunyezwa propati bababamba cingela ibhanki imi ngolu hlobo. Ukuba ngaphezu kwexesha ityala lebhanki hayi uyabhatalwa ngokwemiqathango imali, impahla yakho kubekwa kwintengiso. Ixabiso iimpahla ababanjiweyo kuxhomekeke nje kuphela imali yetyala lakho, kodwa kwiimfuno ebhankini. Ukuba imali kufuneka ifunyenwe kwi xesha lifutshane, kwi ijike ixabiso lepropati bambamba. Ngokuba umntu isigqibo ukuthenga indlu / imoto njl - eli lithuba elihle kakhulu. Enye kuphela ukuba esweni rhoqo ibhanki eyohluthiweyo ngexesha elifanelekileyo ukwenza ukuthenga elungileyo.

Yintoni enye zingathengwa kwezi athatha?

Ukuthenga imoto kwizakhiwo, okuhlala / non-yokuhlala - oko kukuthi, umgaqo, hayi olukhohlisayo. Kodwa kukho umbuzo zisenako zingathengwa iimpahla ezinjalo zathathwa? Ukuze wenze oku, sifanele ukucacisa into yokuba kukho ezinye iinkampani ezinamaxabiso kwempahla kubanjwa okanye akhululwe. Ngokomzekelo, eziliqela iinkampani ezikhethekileyo ekufezekisweni impahla yomkhosi kukhululwa. Kodwa kulo mzekelo, ilahle izixhobo yokwenene emkhosini. Ukusetyenziswa kwempahla zomkhosi sezikhutshiwe ebanjwe ngokuhambelana ngqongqo nenkqubo emiselwe ngumthetho. Inkampani ababandakanyekayo kulo mba, unako ukunikela ukhetho lwakho iintlobo ezahlukeneyo iimpahla (iimaski, respirators, njalo-njalo), iimpahla kunye nezixhobo, neentente intsimi, nokuba ngaphezulu.

Kohluthwa kwempahla ngomyalelo lolwaphulo-mthetho, xa kukho uhlobo isohlwayo.

Ngoku kufuneka siqinisekise ukuba icala lomthetho lo mba. Eneneni, kwinkulungwane yamashumi amabini ananye kusenokwenzeka ukuba abalekele abathengisi beziyobisi, abaphangi, okanye, ngendlela elula, bengabenzi bobubi, ukulungele ukwenza nantoni na ukuze ekuthiwa-mali.

Kohluthwa impahla imithetho ephathelene nobugebenga - yinkqubo nokuhlutha uncompensated lwepropati egameni likarhulumente, ukuba ulwaphulo-mthetho ingcwaba okanye ingakumbi engcwabeni. Kodwa nokudliwa yinxalenye kuphela isohlwayo isityholo, nto leyo umiselwa ziinkundla.

emibonweni ezimbini kufuneka ohlulwe kubo, "kohluthwa" yaye "nokubanjwa." Nokudliwa, njengoko kuchaziwe ngaphambili, nokuhlutha uncompensated impahla. Ukumbamba - ekuthatheni yeyam ithuba elandelayo lembuyekezo (intlawulelo). Ukuphunyezwa ipropati wasebenzisa ngomlinganiselo ofanayo njengoko eyohluthiweyo, wenza ngoncedo kwiinkampani ezizodwa, ibizwe sithathiwe.
Kuyo nayiphi na imeko, ukuphunyezwa kwe propati kubanjwa, ngokwamazinga ezahlukeneyo, lifike ekuthengisweni kwempahla zathinjwa. Ukuba ugqiba ekubeni ukuthenga umhlaba, indawo yokuhlala, imoto okanye ezinye iimpahla zendlu, wena kudingeka nje ukuba uqhagamshelane elinye amasebe ebhalisiweyo zithathwe zibe umnini abonwabileyo wepropati eziyimfuneko kuwe!