Ngaba umqokeleli ubiza? Akuyona ingxaki

Ngoku kaninzi kunokwenzeka ukujongana nemeko ehambelana nokungahlawulwanga kwemali-mboleko. Ibumbi lenzelwe ukulwa nale nto. Le ngcali ejongene ngqo nokubuyisela imali kumntu onetyala. Ukubeka nje, umqokeleli ungumqokeleli weetyala. Kwi-CIS, ishishini elinjalo lincinci kakhulu. Ukuba kukho amawaka eenkampani ezisebenzayo kumazwe anika iinkonzo kubaqokeleli, ngoko kwiRussia kukho imicimbi engama-100 kuphela.

Yintoni ongayenza ukuba wena nangayiphi na isizathu asizange uyihlawule umboleko kwaye umqokeleli wakubiza? Akuyinto eyoyikisayo njengoko ingathi ibonakala kuqala. Kukho iindlela ezininzi eziza kukunceda ngokufanelekileyo ekuthathethweni nolu ngcali, kunye nokubeka imeko njengenzuzo ngokwakho. Nangona kunjalo, umntu kufuneka aqonde ukuba ukulwa neendawo zokugcina amanzi ngumsebenzi obandakanya iingozi. Kodwa masithethe ngeendlela ezininzi zomzabalazo. Inketho yokuqala, okufuneka uyikhumbule xa umqokeleli ekubiza ngokuba yindlela esemthethweni. Ingundoqo yinto yokuguqula ugxininiso malunga nokuchaneka kokuhlanganiswa kwamaphepha ahlukeneyo.

Into yokuqala okufuneka uyenze ukufundwa kwakhona kwesivumelwano somboleko. Kufuneka ibonise ukuba ibhanki inelungelo lokudlulisa amatyala akho kumntu wesithathu. Ukuba akukho siqendu esinjalo kwisivumelwano, kukho ukuphulwa ngokuthe ngqo kwe- bhankthi yebhanki. Ukuba ilungelo lokudluliselwa likhona, kufuna umqokeleli ikopi yesivumelwano phakathi kwentlangano yakhe kunye nebhanki okanye amandla egqwetha, enikela umqokeleli ilungelo lokumela iimfuno zebhanki.

Kwakhona, kufuna ukuba zonke iikopi ezinikezelwe ngumqokeleli ziqinisekisiwe ngokusayinwa kwegosa, kunye nesitampu sebhanki. Kwimeko apho i-securities ilandelwe, kufuna ukuqinisekiswa kwegunya lomntu osayine zonke ezi ikopi. Into ebalulekileyo ukuyikhumbula kukuba uya kuba nexanduva lokuhlawulwa kwetyala kuphela emva kokuba isigqibo senkundla.
Njengoko uyakubona, ukuba abaqokeleli bakubizela, akusengasabi. Khumbula ukuba umqokeleli naye ungumntu, ngoko ke kunokwenzeka ukulwa nayo ngeendlela zengqondo. Kubalulekile ukusebenzisa indlela yokunxibelelana ngokuchanekileyo, kunye nokuba nomyalelo omhle wemvakalelo yomntu.

Enye yeenjongo ezilandelwa ngumqokeleli ngumzobo wesimo sengqondo esilungileyo somntu othetha naye.

Kufuneka uqiniseke ukuba umfanekiso owenziwe nguye awuhambelani nenyani. Le mpazamo ayiyi kukuvumela ukuba wenze isicelo esilungileyo malunga nawe. Musa ukuphepha ukuthetha nomqokeleli, kodwa yenza njalo ukuba iyalelwe. Ekupheleni kwengxoxo nganye, vumelani ngexesha lokubizela okulandelayo. Emva koko, ungathathi ifowuni de kube ixesha oye wavuma ngalo lifikile.

Khumbula ukuba abaqokeleli abafuni ukuzisa le nkundla kwinkundla. Ngokuqhelekileyo, akunakwenzeka kubo, kuba iindleko zentendelezo zinokuba ngaphezu kwetyala lakho. Ngoko ngamanye amaxesha kunokwaneleyo ukutsho ukuba banokumangalela, emva koko banokushiya bodwa.