Kukuphi na okulunge ngakumbi: "Visa" okanye "MasterCard"?

Ngokutsho idatha ye-Arhente yeSizwe, ndiqhuba izifundo zemali, umyinge abo ngokukhutheleyo usebenzisa amakhadi ebhanki eRashiya ngowama-2017 iza kuba 65 eepesenti zoluntu luphela. Sele namhlanje phantse isiqingatha abemi baseRashiya basebenzisa amakhadi ukufumana umvuzo kunye nezinye transfers, kunye 42 pesenti - ukuhlawula impahla ezahlukeneyo kunye neenkonzo.

Ikhadi lula?

amakhadi zeplastiki kwande umiselwa kwinyaniso yokuba zezona lula kwaye kukhuselekile ukuyisebenzisa. Ngokomzekelo, abo amakhadi ngetyala, musa ukuba athwale imali eninzi imali, yaye kungenzeka ukuba ahlawule ezivenkileni ezininzi, musa ukuchitha ixesha kwi uguqulo imali kunye zemali. Baye unikezelo olukhawulezayo kuzo kwiinkonzo zebhanki. Uninzi lwabemi Russian ukusebenzisa ikhadi ukufumana umvuzo, ukutshintshwa imihlala-phantsi, izibonelelo zentlalo kunye kwamavolontiya. Kulo mzekelo, umxhasi akenzi ukhetho yathethelela omnye okanye elinye ikhadi, wamane uyayamkela into yokuba linikeza Bank kunye nomqeshi. Xa umntu efuna ukufumana ngokuzimeleyo indlela intlawulo kufuneka senze ukhetho kwi ezahlukeneyo iinkqubo zentlawulo ezahlukeneyo kunye neebhanki.

Kukuphi na okulunge ngakumbi: "Visa" okanye "MasterCard"?

Ukukhetha kukuba ukuqala ingcaciso iimfuno zabo. Oku kunokukunceda uqonde ukuba kufuneka uhlobo ikhadi.

- Okokuqala, isigqibo kufuneka credit okanye debit card.

- Gqiba malunga nokusetyenziswa awayecwangcisiwe iimveliso ezongezelelweyo ngokusebenzisa indlela ye data intlawulo.

- uya kusebenzisa phi na ikhadi? Ukuba unayo isicwangciso - uhambo aphesheya, ukufumana umahluko phakathi visa evela Mastercard.

- Nika ingqalelo iindidi ikhadi lebhanki xa usenza intlawulo.

Konke oku kuya kukunceda ukuba ukhethe ikhadi eya kuhlangabezana nezidingo zakho.

Kukuphi na okulunge ngakumbi: "Visa" okanye "MasterCard" (ummandla ukusetyenziswa)?

umba ngezihloko nokukhethwa inkqubo yentlawulo kwabo abanini abahamba rhoqo phesheya kwaye yokukhokhela ukuthenga ezivenkileni yamanye amazwe kunye ngoncedo neemephu. Ngoko ke, ukuba ngaba akukho izicwangciso ukusebenzisa ikhadi ngaphandle weRashiya, umbuzo malunga nesihloko: "? Ingaba ngcono" Visa "okanye" MasterCard "" - akusekho ezifanelekileyo kuwe.

Imali ephambili kwinkqubo yentlawulo MVUME LOKUNDWENDWELA LEXESHANA na ke dollar, ngelixa MasterCard - Euro. Olu phawu kuchaphazela intuthuzelo ezisetyenziswa kumazwe awahlukeneyo. Makhe sijonge umzekelo. Ufumana izipho abahlobo evenkileni eLondon ngoncedo ikhadi lamatyala.

- Ukuba usebenzisa inkqubo yentlawulo MasterCard, imali engange kwi-akhawunti yakho iya ngokuzenzekelayo ajikwa euro.

- Ukuba usebenzisa MVUME LOKUNDWENDWELA LEXESHANA, le izibalo inkqubo engange okokuqala ziguqulwa zibe zeedola yaye emva koko ibe euro.

Asinto nzima ukuba baqashele ukuba ngcono - "Visa" okanye "MasterCard" - eLondon. Nenzuzo, Kakade ke, ukuze sibe okwesibini, njengoko ukuguqulwa ihlawulwa kanye. Ngako oko, i "Visa" Kulula kakhulu ukuba ahlawule, umzekelo, eNew York, ukususela intlawulo soguqulo kweempahla lwenzeka nangoko ukusuka engange zibe eerandi. Ukuba ufuna ukuhlawula ikhadi MasterCard, kufuneka ukuxhasa yokuguqula olongezelelweyo.

"Visa" okanye "MasterCard" - kokona kulungileyo (class khetha amakhadi)?

Onke amakhadi zikhutshwa ziibhanki, inokudityaniswa kwiiklasi ezininzi: elektroniki, classical ebakumgangatho. Iklasi kufuneka ukukhetha, kuxhomekeke koko ufuna.

- Electronic ikhadi isuti ngokusisiseko ukuba imali le akhawunti. Unako kwakhona okuhlawulela iimpahla ezivenkileni, kodwa sihlandlo ngasinye kufuna ukuqaliswa pin-khowudi. Unalungelo lini na ukuba babe ngexabiso eliphantsi kakhulu nokukhutshwa kunye nokulungiswa, ngokunjalo kukho ithuba yokufumana kunye nokutshintsha indlela yokuhlawula nje ngokutyelela i-ofisi ebhankini. Zisasuka kukuba awukwazi ukuhlawula ikhadi kwi Internet.

- ikhadi Classic oluhambelana abo ngenkuthalo okuhlawulela iimpahla neenkonzo ezingezizo-mali. Unako kwakhona icebise ukuba kubakhenkethi kwaye Osomashishini esoloko phesheya. Ikhadi yenziwa iintsuku eziliqela, njengokuba kubhaliwe wena.

- amakhadi Elite kufuneka izibonelelo ezongezelelweyo kunye neempawu. Kukho inkqubo isaphulelo kwaye ibonelela ngeenkonzo kwiibhanki amagama kakuhle. Le Ububi obukhulu, mhlawumbi, isibakala sokuba kulondolozo ngonyaka imali eninzi.

silapha nawe kwaye ufumanise ukuba yeyiphi ikhadi ingcono - "Visa" okanye "MasterCard", kwakunye noko iimpawu ezi iimaphu. Ngoko ke ukhetha ntoni?