Indlela ukuthengisa igumbi ngokwabo? Irhafu ye indlu ethengiswa. Ukuthengiswa kwempahla real ngaphandle njengabalamli

Nokuba amathuba yokuthengisa real estate ngaphandle njengabalamli? Ukuze siphendule lo mbuzo, kufuneka ukuqonda izizathu zokuba abanini propati kuye sakujika. Sokudala iinkonzo arhente, abantu abaninzi ngempazamo abakholelwa ukuba kuthatha uxanduva ngokupheleleyo ukuba indlu nathengwa nayo. Esi sizathu wenziwa iinkonzo mbambano akwenzi ngqiqo. Ukungqinelana nomthetho kwesivumelwano wokuthengisa kuphothulwe umthengi nomthengisi, kunye Bureau of kwepropati - kukho unozakuzaku. Ayizi zingathathi naliphi na uxanduva kunye noxanduva. Uqiniseke ikhankanyiwe kwisivumelwano kwinkonzo phakathi umxhasi kunye arhente. Eyona, oko amele iimfuno umthengisi kwiinkqubo.

Abantu abaninzi basebenzisa iinkonzo yabameli, ukunqanda iimeko ezingalindelekanga okanye ubuqhophololo. Ukwazi ukuba athengise ngayo igumbi ngokwabo, ezizezi izisongelo kunye ebalalanisa zonke ixesha intengiselwano, ifaneleki- ukuzikhusela ngokwabo kwaye ukwenza ngaphandle koncedo-arhente.

Realtor wenza umsebenzi onzima, ngoko imirhumo ephakamileyo yobungcali. Kodwa ipesenti enkulu abantu abazimisele ukwenza umgudu ukuze wonge imali, usasebenzisa iinkonzo yabameli. Esinye isizathu - abazi lakuthengisa ngayo indlu ngaphandle Realtor. Emva kokuhlolisisa bonke amanqanaba inkqubo uthenga indawo yokuhlala, ungenza ngokukhuselekileyo ukwenza ngaphandle mbambano.

amanyathelo Okokuqala: indlela ukuvavanya, ukuthengisa indlu and ukuhlela ukubukela

Indlela ukuthengisa igumbi ngokwabo, kwaye uqale phi? Phambi bethenga kuyimfuneko ukuba iphumele amanyathelo emithathu yokuqala intengiso nemihlaba:

1. Okokuqala, kufuneka ubeke kakuhle ixabiso kule ndlu. Ukuze wenze oku, ukuhlola izindululo malunga nepropati efanayo. Ngoncedo ndaba zentengiso, i-intanethi ukufumana iintengiso sentengiso zokuhlala kwindawo enye lomzi ayevathiswe malunga efanayo parameters: karhulumente, indawo, indawo kunye nezinye. Unakho ring up iinketho ezimbalwa ezifanayo kwaye ukucacisa zonke iinkcukacha ngakumbi kwaye ucele ukuba wathengisa elide kangakanani indlu. Ekubumbeni iindleko kufuneka ithathelwe ingqalelo ukuba umthengi unako ukuthenga. Ngokuqhelekileyo Bargaining kukuba ukuya kwi-5% of the amaxabiso ezinqwenelekayo.
2. Ekubeni ixabiso elisondeleyo eflethini, kufuneka ukutsala ingqalelo inani ngabathengi. Kuyimfuneko ukubeka intengiso ethile iincwadi zentengiso edumileyo, amaphephandaba lokugoqa, uyithumele kwiphepha le web kwaye cola phezulu kwiibhodi ezikhethekileyo kunye nolwazi. Advertising kufuneka iqulathe ngokufutshane lonke ulwazi malunga indlu, kunye naye efonini. Ukuze abathengi ezinokwenzeka musa ukubiza imini nobusuku, ungakhankanya ixesha elithile ukubiza. Iintengiso kufuneka ihlaziywe rhoqo kangangoko.
3. Bonke abathengisi, ingakumbi abasetyhini, abanomdla ukuba athengise ngayo indlu ngokwayo, icebiso luncedo kweli bakala. Kutyelela abathengi kufuneka aphathwe ngokuqaphela:

• lokuhlangana ukuba amisele emini, ngekumlungele kanye ngemini;
• ibe kule ntlanganiso, kungakuhle kunye nomntu aqhelekileyo;
• susa izinto ezixabisekileyo kunye nemali ukusuka kwiindawo elinonokazi;
• nanini ukubonisa amaxwebhu yoqobo ukuya deal, iikopi kuphela.

kokufumana imali

Akukho mfuneko sukela ukususa iintengiso, ngequbuliso umntu ajike, kwaye umthengisi uya kuphulukana umthengi enokwenzeka. Emva ekuvumelaneni ixabiso, kuyimfuneko ukunikela umthengi ukuba wenze yombane. Abo benza deal zabo kwaye afunde uthengise indlela indlu ngaphandle Realtor, kufuneka ukwazi - ngokusemthethweni eli xesha kunokwenziwa amalungiselelo ngeendlela ezahlukeneyo: bhala isivumelwano kwangaphambili (irisithi ngenxa advance), okanye wenze isivumelwano yentshayelelo ngamaphepha-advance. Kuba lula kunye nokhuseleko kwisivumelwano ukuthenga nokuthengisa ukuba kuyimfuneko ukwenza inkcazo epheleleyo iimeko into yombane wathengisa. Emva koko kwimeko yokusilela intengiselwano umthengi baya kunyanzeleka ukuba kubuyisela ngxi kunye nezohlwayo.

Njani na ikhontrakthi zentengiso?

Inyathelo enkulu kule nkqubo - ukuba kulungile ukwenza imvumelwano yentengiso, ekufuneka seyilungile kwiintsuku 2-3 phambi kokuba kuphele ixesha wo yingisela. Khetha uhlobo loxwebhu: notarization okanye elula ebhaliweyo (PPF). Zombini ezi ntlobo ze ubhaliso namandla afanayo kwezomthetho. Noko ke, abo bafunda ukuthengisa indlela ngokuzimeleyo indlu kwi mortgage, ufanele wazi ukuba kulo mzekelo, phantsi komthetho kwefom ngemvumelwano kufuneka kuphela ukuphunyezwa yi izivumelwano.

Ukuyila isivumelwano PPF - loqoqosho kunye neendleko ngeenxa 50-70 zeerandi. Xa izivumelwano kubameli uxwebhu fomu kuthatha umndilili wepesenti eyongezelelweyo imali sentengiso. Kakade ke, ixabiso olu hlobo loyilo uya kubiza imali eninzi kakhulu ngakumbi, ngoko kufuneka akuyomfuneko ukuba ukhethe ngaphandle uhlobo notarial of contract kwaye bachitha imali engaphezulu.

PPD-bangesosigxina eyakho, okanye ufune uncedo igqwetha. Enoba kunjalo, kufuneka balujongisise ngenyameko isivumelwano yokuthengisa estate wokwenene ngocoselelo khangela ngamnye ngongoma:

• umntu othengisa (igama kunye yokundwendwela iinkcukacha);
• idilesi kunye nokuthobela ngokupheleleyo kunye ezingundoqo parameters ezimiselwe imibuzo contract BTI - inani f 11A kunye nepiyano nenombolo 22A;
• imiqathango yentengiso, ixabiso zokuhlala kunye nohlobo zokuhlala ofanayo;
• kuchazwe ngokuchanekileyo kumaxwebhu isivumelwano isihloko;
• ixesha ukuze kukhululwe indlu and kucatshulwe kuyo abantu ababhalisiweyo, njengokuba umthetho, ziintsuku ezili-14.

Ubhaliso yesivumelwano kwentengiso

Eyona ndlela ilula kwaye eyenzwe kokuhlaliswa efanayo - ibhokisi idipozithi. Uyacetyiswa ukuba ivulwe ebhankini ekhuselekileyo, ibekwe kwintsimi cala. ibhokisi sedipozithi kuqinisekisa ukuba umthengisi uya kufumana imali ngoko nangoko emva kokuba ubhaliso onke amaxwebhu ayimfuneko.

Xa imali ibekwa ebhankini yeseli, kufuneka bapase ubhaliso kwi-Federal Service for Registration kaRhulumente (FSGRKK) lenze isivumelwano intengiso izindlu kunye utyikityo kunye nala maxwebhu alandelayo:

• uxwebhu isihloko ukuya kwigumbi wathengisa (contract kwiintengiso, isiqinisekiso lilifa, kwakunye naziphi na ubungqina amalungelo somnini);
• endlini passport cadastral ezifunyenwe kwiingcaphephe BTI;
• ikopi akhawunti zemali (AKC) kweyoqobo okanye sisicatshulwa endlwini;
• reference yokuqala № F 22A (ngokuzithandela), kunye F № 11A (njengoko kuyimfuneko) afunyenwe BTI;
• Iikopi zokundwendwela onke amaqela intengiselwano;
• ukuba abafazi ukufunda ukuba athengise ngayo indlu ngokwayo, ufanele wazi ukuba kuthatha imvume nendoda yakhe, xa indlu, kunye namadoda - kwemvume umfazi wakhe;
• xa kukho abantwana, kwezinye iimeko, kufuneka imvume nokulindwa;
• xa indlu zoluntu, abamelwane kufuneka iphepha elirhoxisa (ukuba abanini namanye amagumbi) okanye isixeko (ukuba abaseleyo igumbi lo babucala);
• namanye amaxwebhu ngokwengqiqo ligosa eliphethe yobhaliso (ngokuzalwa, ukufa, njalo njalo).

Ukuba ngumbhalisi ukwamkela xwebhu, oko kuthetha yonke into ukuya ku bebulala. Igosa liya kunika irisithi ukwamkela amaxwebhu amalungiselelo xa ufuna ukukhetha up. Njengomthetho jikelele, amaxwebhu FSGRKK abhalwe umlinganiselo iiveki ezimbini, ngoko ke umthengi kunye umthengisi wakhupha uxwebhu ebhalisiweyo zentengiso. Omabini la macala kufuneka bayitshekishe ngocoselelo kwesivumelwano lokugqibela okubhala neempazamo. Ukuba yonke into kakuhle, umthengisi, umthengi kufuneka ufumane iqhosha ukuya kwibhokisi idipozithi ukhuseleko.

Kutheni ufuna isenzo transfer?

Ukukhululwa kule ndlu kwenzeka ngokungqinelana kunye namalungiselelo emiselweyo kwisivumelwano sentengiso. Isenzo transfer - oku ngumqulwana obaluleke yenziwe ngexesha intengiselwano naluphi na uhlobo. Oku licacisa ngobume indlu. Ngamanye amaxesha isivumelwano intengiso indawo oko, kodwa kungcono ukwenza iphepha elahlukileyo. Unakho, Kakade ke, ukufezekisa kunye nezivumelwano ngomlomo, kodwa kusengqiqweni bazikhusele. Ingongoma ebalulekileyo nabathengisi abafunda ukuthengisa indlela indlu ngaphandle Realtor: hayi kodwa awayisayinayo incwadi transfer ukuba imeko ebonakalayo wepropati elivumelana umthengisi (konogumbe, umlilo, ubusela), kwaye ahlawule eziluncedo.

Kwezinye iimeko, irhafu ihlawulwa?

Bonke abathengisi ezinomdla umbuzo ukuba ukuhlawula irhafu yokuhlala wathengisa ezifunekayo. kukho imiba ebalulekileyo kwi-mthetho:

• ukuba umntu ophethe eflethini neminyaka engama-3 okanye ngaphezulu, xa kuthengiswa umnini uxolelwa irhafu phantsi komhlathi 17.1 weSiqendu 217 loMgaqo-Code Tax, kodwa kufuneka angenise null lokubuyiswa kwerhafu;
• xa umthengisi yezindlu ophethwe kwiminyaka ngaphantsi kwe-3, oko kukuthi, njengoko kumhlathi 1 Inqaku 220 of the Code Tax, unyanzelekile ukuba ahlawule irhafu 13% ngokwexabiso ekubaleni cebo apho umnini ukhetha ngokokubona kwayo.

ifomula ezimbini yokubala irhafu:

• Formula 1: imbuyiselo ngenxa yokuthengiswa zokuhlala ukuba axhuzule iindleko bekufunwa;
• Ifomula 2: kubungakanani yokuthengiswa yeeflethi ukuthabatha nesigidi esinye engange.

Abo inxaxheba umbuzo "ukuthengisa indlela igumbi ngokwabo," yaye Akazi zonke iinkcukacha mthetho, inengcaciso esebenziseka lokuposa:

1. Ukuba indlu afunyenwe ngexabiso ngaphezu yokuthengisa yangoku, okanye kubhetele ukusebenzisa ifomula ukubala yokuqala, njengoko imali yerhafu iya kuba mibi, yaye ke ngoko uhlawule nto. Umzekelo, umnini bathenga kwiminyaka emibini eyadlulayo, le endlini engange zigidi ezi-2., Ke ngoku Abathengiswa million 1.8 engange., Ngoko million 1.8 engange. - million 2 engange. = Million -0,2 engange. - ilahleko yerhafu akahlawulwa.
2. Xa indlu waya phantse ngokukhululekileyo (lilifa, donative), kusengqiqweni ukuba ifomula ukubala yesibini.
3. Ngokomhlathi 1 Inqaku 229 lomGaqo Tax ufake isibhengezo irhafu kwindawo wobhaliso ukuba umthengisi kuyimfuneko nayiphi na imeko-30 Apreli kunyaka olandelayo unyaka emva kwentengiso. Irhafu non-zero eqikelelweyo kufuneka ihlawulwe yi ngoJulayi 15.

Intengiso zokuhlala nge proxy

Ukuba kukho zaneleyo yinkqubo ethatha ixesha elide ukulungiselela intengiso yezindlu badla bazobe amandla ligqwetha. Ngokomzekelo, bekuya kuba isisombululo esifanelekileyo xa abanini eziliqela unepropati enye. Apartments ezithengiswayo meko yenziwa ngolu hlobo lulandelayo: bonke abanini ukwenza phandle umntu ngaphantsi sixakekile yonke imibandela enxulumene yingisela. Kungakhathaliseki sezizathu ekwenzeni igunya egqwetha na ingongoma ebalulekileyo kakhulu: ukuthintela inkathazo kunye namakhaya, kuyimfuneko ukuchaza ngokucacileyo amagunya trustee.

enkulu kakhulu kwaye ugcine ukusondela Jikelele Amandla yeGqwetha. Oku kwenza ukuba itrasti ukwenza nayiphi na iintlobo zibe kunye nempahla asisuse ngokwengqiqo yabo, umzekelo, ukuba ekulithengiseni kwaye ufumane ngokwakho imali. amandla ngokubanzi ummeli ekhutshwe izivumelwano kuphela emva kokuqinisekiswa ngenyameko yinqununu ukulungiselela indlela uyaziqonda injongo wokutyikitywa lohlobo loxwebhu ebalulekileyo ezinjalo.

Kukho amaxesha xa umthengi ufuna ukufumana lifuna angene kwimvumelwano ukuqinisekisa isivumelwano kumninindlu lamanqaku yokuthengisela. Emva koko uthengise indlu lokumelwa kunokwenzeka kuphela emva kokuba ingxelo yenqununu, ebhalwe izivumelwano, malunga nokusebenza intengiselwano sentengiso.

Xa imfuneko yokusebenzisa iinkonzo Trasti ayisekho ngoku, amandla egqwetha anokupheliswa kwangaphambi komhla wokuphelelwa kwayo. Idatha kwi ekucinyweni kubhalwe iinkcukacha ezigcinwayo Chamber of data amaxwebhu.

Iflethi ezithengiswayo apho ubomi umntwana

Phantse yonke intsapho unabantwana. Ngoko ke, abazali-abathengisi emibuzo afanelekileyo kakhulu: "Kwaye kulo mzekelo, ? Ukuba athengise ngayo indlu" Xa umntwana ukuba esinamandla, yaye nayiphi na etyaleni akalulandeli kuphazamisana izilangazelelo, okanye ukuthengiswa kwempahla kuyingxaki. bebukele nokuqashwa. Inkqubo ye intengiselwano of sale yeentlobo ezimbini: umntwana abhaliswe kwi indlu okanye umnini isabelo kwepropati.

Phantsi amalungiselelo Art. 26, 28 of Civil Code ongumntwana kunye nabantwana abancinci kuphela ngemvume abameli lomthetho ithuba lokwenza lebanga ngokungqongqo zentengiselwano, kuquka nabo apho ababandakanyekayo impahla. Wathengisa ngendlu apho ngumntu obhalisiweyo, kodwa hayi umniniyo, kunokwenzeka ngaphandle kwesigunyaziso lwemizimba ukugada. Ezi nketho ngabantwana, ndayihluthwa ukulondolozwa ngabazali, okanye phantsi ngabalondolozi. Kule meko, imvume eyodwa kufuneka onelungelo iinkonzo. Kuyo nayiphi na imeko, phambi kokuba ekuthengisweni kwigumbi kufuneka ufumane indawo entsha yokuhlala umntwana, ngokuba abantwana obhobhozayo kwi kwindawo enye ngexesha elinye, kufuneka ubhalise kwi kwenye. Nale izindlu ezintsha babe enye okanye indawo enkulu kunye neemeko zokuphila efanayo. Ukuba amalungelo ezincinane abazange badlwengulwe nto, akukho iingxaki kunye nokuthengiswa zokuhlala ayiyi kubakho.

Ukuba umntwana - umnini indlu, ngoko ke imvume efanelekileyo abasemagunyeni ukugada nokugcinwa kuyimfuneko. Oku kufuneka uthathe unonophelo kwangaphambili, phambi kokuba nokuthengiswa kwempahla. Ukuba qhagamshelana imibutho ngabalondolozi kwindawo sobhaliso umntwana uze ufumanise ukuba uthengisa indlu, kuxhomekeke iimpawu kwimeko ethile kunokwenzeka. Ukuba intengiselwano inikwa ngumthetho, ngoko ke kufuneka ufumanise baya kuba bekulungele phezu ugunyaziso lorhwebo ixesha elibekiweyo, kwaye kuqokelelwe izatifikethi eziyimfuneko. Ngoko, xa sukuba usenza uxwebhu ukuthenga nokuthengisa, umthengisi ngaphandle umntwana (ukuba ungaphezulu kweminyaka eli-14 ngaphantsi) okanye nayo (xa wayeneminyaka eli-14 ubudala) sondela izidumbu trusteeship nokugada ukuba ugcwalise kwaye asayine isicelo. Le umgcini yesibini (iqabane, nokuba esi sibini umtshato) kufuneka abe khona ukunika imvume. Emva koko, ngomhla omiselwe, unako ukufumana isisombululo lilungile.

Kwiimeko ezingaqhelekanga:

• Ukuba uceba ukutshintsha indawo zokuhlala ngokunxibelelene ukufudukela kwenye indawo, ngoko bethenga kunokwenzeka kuphela ngemvume yombutho onelungelo, kunye nemali efunyenwe ukwenzela indlu idluliselwa kwi-akhawunti yebhanki umntwana. Abazali banikwa iinyanga ezi-3 ukusuka kumhla yentengiso yokuthenga izindlu ezintsha kunye nokubulawa isabelo efanayo impahla umntwana. Kungenjalo abasemagunyeni nokuqashwa lilungelo labo ukuyihlutha isivumelwano sentengiso.
• Xa uye yokuhlala esisigxina amazwe kufuneka angenise kuluhlu njenge-Guardian lombutho kwamaxwebhu ezithile ukusuka OVIR.
• Xa uthe wakha indlu entsha, ngoko ukuze afumane imvume nokulindwa, kufuneka ube nje zikumanqanaba okugqibela okwakhiwa. Minor kufuneka okwethutyana indawo ukubhalisa (abahlobo, izalamane). Xa esenza isicelo sokunikwa imvume kwimibutho ngabalondolozi bazisa isivumelwano nenkampani noluphuhliso, nto leyo ibonakalisa isabelo umntwana.

Iinketho ukuthengiswa zokuhlala abantu babucala

Le ukhetho intengiso elula lwezindlu zentengiso - ukuyithengisa sisonke ukuba nomthengi oyedwa, kunye nengeniso zahlulwe ngokomlinganiselo ngamnye. Kananjalo kunokwenzeka ukuba Wayengomnye wabanini ngentlawulelo zonke izabelo eseleyo kwezinye abanini. Yinto elula, necebo intengiselwano eqhelekileyo. Kodwa kunjalo kukuba Wayengomnye wabanini bayala evela kwintengiso. Indlela ukuthengisa kwigumbi zabucala kule meko? Konke kuxhomekeke yahlulwe njani impahla.

Ukuba indlu yahlulwe ngo imitha, kufuneka ubhale kuqala isaziso kubameli zentengiso, ngokukhankanya ubungakanani olufunayo kunye nexabiso yendawo yabo makungathengiswa ngalo, uze ulithumele ngeleta eqinisekisiweyo nabanye abanini. Ngokuhambelana ne Art. 250 i-Code Civil banalo ngcono kunezinye abathengi. Ukuba ngaphakathi kweentsuku ezingama-30 nabanye abanini abazange uphendule ukwamkeleka okanye ukwaliwa yentengo, leyo ya vutshila. 250 of the Code Civil, ungakwazi ukuthatha ithuba ilungelo labo ukuthengisa emhandzini yayo kwigumbi edibeneyo nawuphi na omnye umntu.

Xa indlu yahlulwe iipesenti, ngoko ungathengisi ngayo kwabanye ngaphandle umnqweno akunakwenzeka, kodwa unako ukufumana imali ngokuzithandela okanye engathandi isabelo sayo, yiya enkundleni.

Ukuba izindlu zentengiso umntwana minor has a share, ngoko uthengise indlu kunokwenzeka, ukuba imizimba imvume ukugada ezifunyenweyo.

Ukuthengiswa kunikelwe yokuhlala

Le ndoda, ngubani na isiqinisekiso donation, ukuba alahle kwepropati ngokokubona kwayo. Ukuba umnini ufuna ukuthengisa indlu banikela apho nguye umnikazi yedwa, ukuthengiswa lwenzeka kwi kwisikimu ngokubanzi umgangatho. Emva kokufumana imali kwipropati, umthengisi kufuneka ahlawule irhafu. Indlela ngokufanelekileyo kwaye inzuzo ukukhetha indlela irhafu, sithethe ngazo ngasentla.

Xa sipho wafumana isabelo zokuhlala, lwahlulwe kwi ipesenti okanye imitha, i-scheme ukuthengiswa iyafana naleyo kuxoxwa ngazo kwicandelo "ukuthengiswa ezinokuba kule ndlu babucala."

Sale indlu kwi mortgage

Nangona eminye imiqobo ahambisana isivumelwano kunye mhlaba mortgage, ukuthengisa indlu kwi real yemali. Ukwenza lo msebenzi ngeendlela ezininzi:

1. Ngaphambi ukuvala i mboleko, ukubuyisela ngayo imali yabo, okanye xa umthengi uyavuma, ngenxa yokuhambela phambili enayamkelayo kuye.
2. Unga sithengise indlu ngaphandle kwemali kwangaphambili netyala. Ukuze wenze oku, kufuneka ubhale ingxelo lebhanki ulinde imvume. Kusenokwenzeka ukwala ukuba intengiso kwenzeka ebudeni ixesha yokunqunyanyiswa kweZkim kokuvalwa yokuqala mboleko. Ukuba ibhanki uyavuma, kodwa unyanzelisa inxaxheba yayo intengiselwano, ngoko ke wavula iibhokisi ezimbini yebhanki: kumthengi wokuqala wafaka isixa intlawulo mboleko, okwesibini - umahluko eseleyo. Emva kokuba isiSwahili lwepropati yenziwa ukuthenga nokuthengisa. Kulo mzekelo, nkqu intengiso indlu ngaphandle Realtor kuya kufuneka ukuba uhlawule ibhanki umrhumo lokuvula iiseli kunye nenkxaso.
3. Ukuba umbolekisi uyavuma ukuthengisa ngaphandle intlawulo yangaphambili mboleko yaye akazange avume ukuthatha inxaxheba intengiselwano, kuyimfuneko ukuba ukungena ukuthenga nokuthengisa uxwebhu lokuqala. Emva koko, akuba kuhlawulwa i-mboleko evela mali lomthengi, umnini wamkela uxwebhu kwi kokususwa komqathango aye Companies House. Ngaphezu koko, umthengisi ivale isivumelwano kwi izivumelwano.
4. Ungakwazi ukuthengisa indlu kunye ngetyala. Komthengi kufuneka ingenise iBhanki onke amaxwebhu ayimfuneko engqina yokuhlawula amatyala wayo, kwaye sele wagqiba umba uguqulelo ukutshintshwa umboleki. Ukuba sigqibo kukucwangcisa amalungelo impahla, indawo yaye kwi mortgage, kwaye umthengisi ufumana umahluko phakathi kwexabiso zokuhlala ezithengisiweyo yaye intsalela yetyala ngaphandle inxaxheba otyalwayo.

isiphelo

Kubonakala ukuba amagumbi ezahlukeneyo: zentengiso, lowo umnikazi - umntwana,-mboleko, isipho - eniza kuyithengisa ngaphandle uncedo Realtor, esazi onke amanyathelo ale intengiselwano ngokumisela ixabiso ukuze bafumane imali. Ukuba ingcamango ngeengozi kunye nezo zenkqubo kunye nokubeka nesahlulo eninzi umzamo kunye nexesha, unako ukuthengisa indlu yakho.