Iinzuzo State abemi kunye nabantwana. Federal uMthetho № 81-FZ of 19.05.1995, i

Namhlanje, nathi sinomdla izibonelelo zikarhulumente kubemi kunye nabantwana kunye nezinye iintlawulo ezifunekayo Kwakugqitywa kwi entsapho kakuhle. Ezi iingongoma ezibalulekileyo kakhulu. Ngapha koko, urhulumente kufuneka ngandlel 'ukuxhasa labemi. Sele iyinto eyamkelwa ukuba lizwe ngaphantsi kweqondo lentlupheko ikakhulu kwiintsapho apho kukho ubuncinane 2 umntwana minor. Kwaye kule meko kuyimfuneko ubunokwazi uphume. Into ulindele ukuba abazali eRashiya indlela kwimeko ethile? On iintlawulo karhulumente wathi Federal Law №81 evela 19.05.1995. Kwaye hayi yena yedwa. Ngoko ke ubeka abazali indlela kwimeko ethile? Loluphi uhlobo lwenkxaso balindela?

yokubhalisa kwangoko nge

Iindidi izibonelelo zikarhulumente kubemi kunye nabantwana, zahlukene. Eyokuqala, nangona ayonto ibalulekileyo intlawulo - imali yembuyekezo yokubhalisa kwangoko kunye nezezimali. Kusenokwenzeka ukufanelekela ukuba abantu abaqeshiweyo nabangasebenziyo. Umthetho osisiseko kokufumana intlawulo - isibheno kwiziko lonyango ukuze ubhaliso kwiinyanga ukuya ku-3 ukususela ekuqaleni yokukhulelwa. Emva kweli xesha, imveliso aziyi kuthathelwa ngqalelo ekuqaleni.

njani malini wena kule meko? Hayi abaninzi kakhulu. Ukususela ngo 2016 unina lowo wazala umntwana (ebalulekileyo: imali ikhutshwa kuphela emva kokuba unikezelo!) Ukulungiselela ukubhalisa kwangoko kunye ziya kufumana 576 engange 83 kopecks. Akukho ngaphezulu, kungekho ngaphantsi. Enoba ukhe wasebenza ngaphambili, okanye hayi. Le ntlawulo uqoshelisiwe kwinqanaba yowiso ngokobungakanani ezisisigxina.

isibonelelo zokubagcina

Loo nto yonke. Ukongeza ekubhalisweni kwangoko, kusekho abaqeshwe iinzuzo kubemi karhulumente kunye nabantwana, leyo ibizwa ngokuba "ikhefu lokuya kubeleka". Kunokuba ibango ummi ukusebenza. Qaphela ukuba kufuneka enze imisebenzi yabo kwinkampani ethile iminyaka emibini.

njani kangakanani ufumana evela kurhulumente nenkxaso obunjalo? Kuxhomekeka yemali yakho (official). Kuya kuthathelwa ingqalelo i-100% ye yomvuzo ukuba nyanga nganye kwi-avareji ezifunyenwe kule minyaka mibini idlulileyo. Kufuneka ufake isicelo intlawulo kwisebe accounting kumqeshi wakho.

ummi abangaqeshwanga abayi kufumana isibonelelo azalelwe kunye nokukhulelwa. Ngokuqhelekileyo, abo abaqeshwe ngokusesikweni, wabeka izibonelelo ezimbalwa. Iyafuna ukunikela ingqalelo kulo.

A intlawulo yesixa azalelwe

Olunye uhlobo ukukhuthazwa iintsapho apho usana olulele - intlawulo yesixa ukuba ukuzalwa komntwana. Zonke kuhlawulwa kube kanye kuphela minor nganye. Akukhathaliseki nokuba umama wayesebenza okanye hayi. Ke inani labantwana yokudlala akuxhomekekanga. Okt wezibonelelo umntwana wokuqala, owesibini ezilandelayo ziza kukhutshwa wezixa ezilinganayo ze-mali.

Okwangoku isixa nentlama 15.512 engange kunye neesenti 65. Kuyimfuneko ukuba enze isicelo nokuba umqeshi okanye ingxowa-mali yokhuseleko loluntu. Kwi ubhaliso intlawulo uya kuba iinyanga ezintandathu kuphela ukususela kwintshayelelo usana ozelwe. Ngaphezu koko, abazali balahlekelwe ukukwazi ukuvelisa esi sikhokelo.

Ukuze abafazi zomkhosi

umfazi emkhosini, naye, nakuthathatha. Ukuba amadoda abo kwi zigaba kamva yokukhulelwa bafazi kwi umnxeba, uyakwazi ukubala uncedo-mali esuka kurhulumente. Kubalulekile: igama yokubelekisa "imeko umdla" kufuneka ungabi ngaphantsi kweentsuku ezili-180. Kuphela phantsi kweemeko ezinjalo ungenza isicelo abasemagunyeni abafanelekileyo ukuze bafumane imali.

njani malini wena ngale ndlela? Oku izibonelelo zikarhulumente kubemi kunye nabantwana, uhlawule isixa semali engama-24 565 engange 89 kopecks. Musa ukubhidanisa kulo esisixa ikhefu lokubeleka - umfazi wakhe, nathi, ungakwazi ukufumana emva kuzala umntwana.

iminyaka enye enesiqingatha

UMthetho Benefits inombolo Umthetho 81 ka-19 Meyi 1995 libonelela ngenkxaso-mali kuba ngabemi anonophele usana. Noko ke, kwiminyaka enye enesiqingatha. Kwiimeko ezinjalo, ungenza ngexesha elithile ukufumana ethile imali. isayizi yazo kuxhomekeka ekubeni ngummi yokusebenza (akunyanzelekanga ukuba unina) kwiminyaka emibini edlulileyo kwaye lwemivuzo kangangexesha elithile. Inani labantwana idlala indima.

Ukuba unina (okanye omnye umntu phakathi kwezalamane oya kukhathalela wosana ukuya kwiminyaka 1.5) ayisebenzi, ungalindela intlawulo encinane kuphela ubungakanani esisigxina. Noko ke, eRashiya imisela indexation kwenkxaso-mali.

nokukhathalela Relative ukuba usana, ngenyanga ifumana 40% omvuzo avareji iinyanga 24 - ukuba ngexesha ukuvela ilungu elitsha usapho lomntu wasebenza. Kodwa ummi abangaphangeliyo unako ukubala nje, njengokuba kuthiwe, imali encinci. Ekuqaleni umntwana luhlawulelwe engange 2908 62 kopecks. Kodwa wezibonelelo umntwana wesibini ukuya kwiminyaka 1.5 kuya kufikelela engange 5 817.24. On abantwana ezilandelayo uhlawule imali efanayo.

Iintlawulo ukuya kwiminyaka emithathu

Zimbalwa amagqabi kids kwiminyaka enye enesiqingatha ukuze baphinde bangene umsebenzi. Ngoko ke, urhulumente uye walungiselela umxhesho encinane umntwana ongaphantsi kweminyaka emi-3. Kuyinto bambalwa abantu abanomdla ngenxa zobukhulu ngamandla. Ngoku intetho ngendlela yokuphucula olu ncedo ngemali abazali.

uya kufumana Zingaphi ukunyamekela umntwana ngethuba elisusela kwi 1.5 ukuya kwiminyaka emi-3? 50 Kuphela engange. Njengoko abazali abaninzi, akukho kengoku kuyilo imbuyekezo. Emva onke amaphepha ihamba inkqubo, oko kuzisa ezingeloncedo ngaphezu Kuyinzuzo ekupheleni. Kodwa khumbula ukuba umntwana kuzuza ukuya kwiminyaka-3 akuve. Ungafumana ukuba ufuna. Zihlawulwe rhoqo ngenyanga uthe ngaso ekuqaleni.

Ezi nketho iingenelo ekufuneka inikwe abafazi servicemen. Bafumana inkxaso endilisekileyo ngokwenene. 10 528 engange kopecks-24 ngenyanga nganye ngo-2016 ukuya bantu kuyimfuneko. Nangona kunjalo, oku kuthathelwa ingqalelo kuphela ixesha apho uyise wosana wakhonza kwi ifowuni.

Yintoni capital sikanina

Kukho olunye uhlobo nenkxaso kwiintsapho kunye nabantwana. Kodwa ke oko akuthethi uchaze izibonelelo kubemi kunye nabantwana. Le capital lokubeleka ekuthiwa-. Sikhutshwe kwiintsapho apho kuzelwe nabantwana ababini, kwaye ngexesha lobhaliso onke amaxwebhu ukuba abantwana. Le uncedo ngemali isetyenziswe nokuba yonyango umntwana lowo intlawulo ekhutshwa, okanye kuqeqesho lwakhe. Kodwa kusenokwenzeka ukuba bachithe imali ekuphuculeni iimeko zhilischnyh. Le ndlela yokugqibela yeyona ixhaphakileyo eRashiya.

ubukhulu matkapitala akuxhomekekanga kwinani labantwana. Nceda qaphela ukuba lo isixa semali. Kanye nabo bonke ihlawulwe kwi bonke abantwana srl. Ngamanye amazwi, ukuba ukuzalwa komntwana wesibini uye wagqiba le uncedo, emva kokuba imbonakalo usana wesithathu matkapital asinikezwanga.

njani malini wena? Ngowe-2016, abazali babeka kangangoko ngo-2015 Kwaye - 26 453 000 engange. Ngoku sixoxa isalathiso intlawulo. Yanele ukuba uqokelele uluhlu ethile lwamaxwebhu kwaye bafumane isatifikethi capital lokubeleka. Yenza Akunjalo yini nzima kubonakala.

omnye umzali

ERashiya, kukho inkxaso-mali eyongezelelweyo xa umzali kuzisa umntwana. Ngokuqhelekileyo, iimeko ezinjalo ziya kusebenza abantwana abakhubazekileyo. Ukuba sithetha malunga nemeko enjalo, imbuyekezo ngenxa yokukhubazeka komntwana wenziwe iminyaka engama-23. Yena uyakwazi ukubala kwi enomntwana.

Sinokuba nethemba? Imali esisiseko inkxaso-mali 6000 engange. A inani elifanayo kwenkxaso komntwana ukuya kutsho kwiminyaka eli-18, ngubani na ikhubaziwe amaqela 1 okanye 2. Emva kwakhe qho mandatory kufuneka ukunika ukhathalelo ngumzali omnye kuphela. Kungenjalo, ungenakuxhomekeka kwiintlawulo abazali. ikhubaziwe kuphela uya kufumana umhlala-phantsi ngenxa yesimo sabo ekhethekileyo.

Nceda iintsapho ezinkulu

Yintoni enye kufuneka sinikele ingqalelo kuyo? UMama abantwana abaninzi unelungelo lokufumana imali eyongezelelweyo. Abazange zihlawulwa ngumqeshi, kwaye ukusuka-mali karhulumente. Ukuba iintsapho sicinywa kuthathwa iintsapho enkulu? Okokuqala kufuneka siqonde ukuba ubume enjalo ingqalelo abo nabantwana abathathu okanye ngaphezulu minor. Amanye amalungu entsapho zithathwa ukuba eqhelekileyo.

Njengomgaqo, unako ukubala kwinkxaso karhulumente. UMama abantwana abaninzi kufumana iinzuzo ezithile. Kukwanjalo uya iintsapho apho ngaphezu abantwana ababini. Nokuba zamkelwe okanye izalamane.

Ziziphi iingenelo bathembele? Okokuqala, 30% yeendleko ze nursery kunye eziluncedo. Okwesibini, kumaziko emfundo ye icandelo efanayo yabantu lawo asondezwayo izidlo simahla. amachiza ezonyango ukuya kwiminyaka emi-6 abantwana kakhulu abulawe. Kwezinye iimeko, ungenza nokuba ukufumana iyunifom yesikolo free!

Cash aziyi kulityalwa. Xa kukho isibonelelo intsapho enkulu ukuba umntwana ongaphantsi kweminyaka eli-18 (okanye 16). Le yintlawulo lommandla ngenyanga, nto leyo kwingingqi nganye eyahlukileyo. Kwi-avareji, ukuya kutsho kwiminyaka eli-16 (okanye i-18), iintsapho kunye nabantwana banelungelo lokufumana 600 engange. Kwafa lo imbuyekezo ingaphantsi ethile ngakumbi. Ngokuqhelekileyo ihlawulwe yonke imihla umntwana ukufunda kumaziko emfundo kwaye sele bengekafiki yobudala emntaneni.

aid Regional abantwana

Kodwa loo nto bonke. Benefit ukuba umntwana wokuqala, kwakunye ezilandelayo-up, unako ibe zabelwe nje kuphela kurhulumente, kodwa kwinqanaba lengingqi. Kakade ke, ubukhulu bayo iya kuxhomekeka kummandla ohlala kulo.

Ungafumana umxhesho yengingqi ukuze iintsapho kunye nabantwana. Le uncedo ngexesha elinye-mali, nto idla ihlawulwe umntwana ngamnye azalwe. Kwi-avareji, ubukhulu yalo engange-15 ukuya ku-30 amawaka. Chaza iimpawu lolawulo lweengingqi.

Kukho intlawulo gubernatorial. Bona, ngokunjalo yengingqi, kuxhomekeke kummandla ohlala kulo. Kwaye zihlawulwa kwiimali RF FSS ukusuka irhuluneli. Ngaba ixesha-nye, nxiba umntwana ngamnye. Umzekelo, kwi eKaliningrad "irhuluneli" yi-3 500 engange. Hayi kakhulu, kodwa akwanelanga. Qhagamshelana ulawulo umbandela lwakho Russian Federation, ukuze wazi ngqo ubungakanani intlawulo yemali.

Senza inkxaso umntwana

Yintoni inkqubo lokuhlawula izibonelelo zikarhulumente kubemi kunye nabantwana? Yanele ukuba ndibhenele Loluntu Inkxaso-mali okanye umqeshi wakho ukuba abo okanye ezinye iimali. Njengoko enye indlela yokusombulula - "nkonzo yesitophu esinye", okanye IFC. Ngokubanzi, kuba izixhobo processing ngokufuthi kufuneka inikezelwe:

• izatifikethi zokuzalwa zabantwana;
• yokundwendwela umzali ofumana imali;
• ingxelo ebhaliweyo kule okanye inkxaso izinto;
• bank akhawunti ulwazi, neya kwenziwa Thabitha;
• Iikopi kunye sokuqala yerekhodi engqesho;
• isiqinisekiso somtshato / uqhawulo-mtshato;
• ingxelo of non-zokufumana inzuzo ngqesho (kuba abangaphangeliyo);
• isiqinisekiso esivela kwikliniki kokubeleka yobhaliso;
• iingxelo imivuzo ngokomyinge kule minyaka-2 edlulileyo (kubasebenzi);
• zomkhosi nomyeni itikiti (kuba amajoni obhinqileyo) okanye olunye uxwebhu engqina inkonzo ummi;
• sisicatshulwa nomqeshi walo indoda malunga ungayifumani iinzuzo zabo (ngokusesikweni baqeshwe - isiqinisekiso esingqina ukungabikho nokungasebenzi).

La maxwebhu akhankanywe apha ngasentla zisoloko ezifunekayo. Zinceda bafumane uncedo ngemali evela FSS. Ngokuqhelekileyo, abantu nangoko nibuyele kumqeshi okanye ingxelo okanye ukhuseleko loluntu iminikelo. Ngoku zithanda umsebenzi MFC ukuthandwa.

Ukuba unqwenela ukwenza isicelo eyinkunzi lokubelekisa, kuya kufuneka ukuba uqokelele amaxwebhu amatsha. Ngoko ke, nina bangahlela inkxaso umntwana. Amaxwebhu afunekayo ukuze matkapitala phantse efanayo. uluhlu kuphela bufinyeziwe izihlandlo eziliqela. Ngoku kumele ubonise:

• umzali anikwe yokundwendwela (kunye SNILS);
• izatifiketi zokuzalwa bonke abantwana (+ SNILS zazo);
• matkapital isicelo;
• isatifiketi esiqinisekisa ukubhaliswa lomtshato.

Kuko konke. Musa ukulibala ukwenza iikopi uwafake kwifom yesicelo. Olu luhlu lungentla inikezelwa kwi Pension Fund kummandla wakho. Zimnike ngokuba uyakwazi ukufumana isiqinisekiso ekhethekileyo matkapital. Ayikho into enzima okanye ezizodwa. Advance ephambili ukulungiselela amaxwebhu - oko kuya kwenza kube lula kakhulu ubomi bakho.

Ngoku, ke, ezinye izibonelelo zikarhulumente kubemi kunye nabantwana, kuyimfuneko ukuba kwimeko ethile. Ukongeza uncedo ikhankanywe ngasentla, ungafumana ukuba ixhuzulwe irhafu. Inceda abazali abaqeshwe ukuhlawula iirhafu ngaphantsi. Xa abantwana zokuqala ezimbini kumvuzo itsaliwe 1400 engange, kuba lesithathu kunye ezilandelayo - 3000.