I-inshorensi ukuba kwamanye amazwe

Ukuya kwi ekhefini, ezinye abakhenkethi ngoyaba okanye ukulibala nje ukwenza ipolisi ye-inshorensi. Eyona ixhaphakileyo ukugwetyelwa ukuba uthi nje akazange akwenze oko. Ngenxa yoku, iinkampani ze-inshorensi baye baqala ukuthatha amanyathelo okuqala kuphuhliso isithuba Internet, umnikelo abaxhasi balo ukuba akhuphe ipolisi ye-inshorensi ngaphandle kokushiya ekhaya. Ngoku inshorensi abakhenkethi makismalnaya kufumaneka.

Kwi-US naseYurophu, lo mkhwa sele iminyaka eliqela, kodwa imarike Russian inkampani yeinshorensi wokuqala ukukhupha umgaqo-kwamanye amazwe liye online "Renaissance Insurance". Kunye ne "Tinkoff Credit Systems" liye laphuhlisa laze lamilisela iteknoloji ekhethekileyo, Bulelani apho inkqubo yobhaliso ye-inshorensi ayifuni ukuthatha imizuzu engadlulanga kwisihlanu.

Enye inkampani, ipolisi ye-inshorensi ukuba kwamanye amazwe apho uya kukhutshwa intanethi - eyaziwa iqela inshorensi Swiss Zurich Insurance. Imbali kwi nkampani lisukela emva 1872 kwaye namhlanje yenye iinkampani ze-inshorensi elidala kunawo ehlonelwayo ehlabathini. Namhlanje Zurich ukhonza abathengi kumazwe angaphezu kwama-170 ehlabathini lonke. EYurophu, North America, Asia-Pacific and Latin America, le nkampani ofisi. Kuyinto elula kakhulu ukuba abathengi, ngokuba phantse naphi na ehlabathini umkhokeli unokufumana on-line uncedo namacebiso. abasebenzi Le nkampani ukuthetha iilwimi ezininzi, kuquka Russian.

Kakade ke, oku iindaba ezimnandi kakhulu abakhenkethi Russian. Zombini iinkampani wayehlonelwa nezingqinekayo ngokwabo kwimarike insurance. Kodwa ke into yokuba umgaqo-nkqubo inshorensi kukhutshwa imizuzu embalwa ngexesha ekulungeleyo, wongeza kuphela ukuthembeka kwabo, kwaye nabakhenkethi - izibonelelo.

Ngoku, nokuba uthe walibala likhuphe le nkqubo kwangaphambili, kusoloko kukho ithuba lokwenza njalo, nangona kwiholide. Kodwa musa ukulindela ukuba ungenza i nkqubo xa kusenzeka esi siganeko inshorensi. Apha odumileyo Russian "Mhlawumbi!" Ukuxhulumana le akusoze uncedeke. Lo mgaqo-inshorensi kufuneka ikhutshwe kwangaphambili.

Kwaye ekugqibeleni, eminye imithetho, njani ukufumana i-inshorensi, bekuyoba okoazalas into eluncedo:

• Xa usenza ipolisi ye-inshorensi ukuba kwamanye amazwe, nikelani ingqalelo ukuba ingaba kukho umgaqo-inshorensi kwicandelo eyahlukileyo ekuboneleleni iindleko ezongezelelweyo ezinxulumene nonyango on-site (replacement lamatikiti lokubuya, indawo yokuhlala eyongezelelweyo njalo njalo - in sluchaeneobhodimosti, umzekelo , ixesha elide unyango egumbini).
• Fumanisa ukuba ifakwe kwi-inshorensi abakhenkethi. Iinkampani zinika iindlela inshorensi eziliqela. Iphakheji esisiseko kufuneka iquke: yononophelo olungxamisekileyo abakwindawo kwityala insurance, intlawulo unyango aphesheya, intlawulo amayeza kunye nokusetyenziswa kwezixhobo ezizodwa, i-inshorensi yobomi. upakisho Okuninzi advanced singaquka intlawulo kwimeko nokukhubazeka kunye nokubuyiselwa kweendleko nezixhobo ezizodwa, kwakunye nokuthuthwa ixhoba kunye neqabane lakhe ekhaya.
• Imihlaba sendawo kwinkampani ye-inshorensi. Xa ufaka nkqubo qiniseka ukuba ukhankanye kwilizwe apho ufuna ukuya uqinisekise ukuba okubhalwe kule ngcaciso wangena kwimvumelwano. Ukuba uhambo lwakho kubandakanya utyelelo kumazwe aliqela, cacisa kubo bonke.
• Fumanisa iinombolo zomnxeba, apho kuya kufuneka ukuba nabo xa kuthe kwesiganeko inshorensi, kwakunye iidilesi zamaziko zonyango, ekungaqhagamshelwana naye, amagumbi iifowuni koxinzelelo, kwaye okona kubalulekileyo - esikuhlawula lona ukuba zakuba zonke iindleko zakho inkampani, ukuba ikhona into eyenzekayo kule indawo ethile. Bonke kufuneka wazi kwangaphambili lohambo.

Kwaye okona kubalulekileyo - khumbula ukuba xa uthenga ipolisi ye-inshorensi ukuba abahambi, wena wenze iinkampani hayi 'umxhasi' inshorensi, yaye uzikhusele ngokwakho evela Iingxaki kunye neendleko ezingalindelekanga, leyo, njengokuba kubonisa, unako ukufikelela amashumi okanye amakhulu amawaka eerandi.

Ukonwabele iholide yakho!