Ezibanjwayo Social ukuba unyango, kuba imfundo: amaxwebhu. kokuba kutsalwe irhafu Social ezikhoyo ...

Lo mthetho federal unika abemi kungenzeka ezinye ukwanda inempumelelo ngenxa ukufumana kokuba kutsalwe irhafu. Kakade ke, eli lungelo akuthethi kuvela unjengawe emva nje - umntu kufuneka ibe sisiseko eyilwe yayo. ungakwazi kuba yintoni? Yintoni inkqubo yokufumana eziqhelekileyo ezibanjwayo iintlobo - loluntu?

Yintoni ngumongo ukutsalwa kwerhafu?

Okokuqala, thina ezichaza izixhobo ingqiqo ngalo mxholo umbuzo. Yintoni na ixhuzulwe irhafu? Umele yemali umhlawuli werhafu unelungelo ukunciphisa nemirhumo ihlawulwa lwabiwo - kunye umvuzo okanye enye ingeniso okanye inzuzo evela kurhulumente. Abemi Russian ngenkuthalo esebenzisa schemes, njengoko ngamnye kubo zinezibonelelo yayo.

Iindlela zokufumana ukutsalwa

Ikubeka indlela yesibini lokulungisa iintsalela - in isixa esiqingqiweyo bebuyile-mali, ukuze kukhethwe ngokwembono ukuba ezandleni ummi ngexesha elinye isixa esikhulu noko ngemali. Kodwa indlela sokuqala zazifundisa - ukusuka luvo nemali ezingafakwanga kuluhlu ngohlobo yerhafu yengeniso-mali isetyenziselwe inkcitho ngoku, lo gama njengoko ixabiso ngenxa emali.

Noko ke, kufuneka kuqondwe ukuba ayizizo zonke iintsalela zingafunyanwa zezi ndlela. Umthetho werhafu Russian inika uluhlu olubanzi ngokufanelekileyo ezibanjwayo. Phakathi kakhulu ethandwa - kwezentlalo. Kwindawo engundoqo ye efunyanwa kuphela indlela yesibini - xa isicelo FTS ekupheleni konyaka yerhafu.

Yintoni emphakathini nokunye?

ezibanjwayo Social - na imbuyekezo, aya kubalwa ngokuthi kususelwe iindleko ummi uqeqesho, unyango, ngezimali imihlala-phantsi, ngokunjalo uthando. Kucacile ukuba, ukuba esiveza iinkalo - yiyo ke igama nokukhethwa yerhafu ingqalelo.

Njengomgaqo, ukutsalwa zentlalo anikwe abemi ekupheleni konyaka apho nkcitho yenziweyo isiseko apho kunokwenzeka ukufumana imbuyekezo phantsi komthetho. Inkqubo yokufumana ngabo akukho nzima kakhulu. Enyanisweni, nonke nina kufuneka ukuba uyenze ukuze unike Federal Tax Service endaweni wobhaliso amaxwebhu ayimfuneko. Ngokuqhelekileyo, oko isibhengezo sihambisane-NGOBUCHULE 3, ngokunjalo nemithombo, engqina ikhomishini ixabisa werhafu.

kokuba kutsalwe irhafu Social zifumaneka ngokubanzi mali hayi ngaphezulu kwe-13% ukusuka engange-120 000. Kodwa kukho bokuqonda ukubala kwabo. Thina ukufunda iinkcukacha ezithile imbuyekezo efanelekileyo.

Isixa ngokuba unyango: i bokuqonda

Cinga ngendlela yokufumana iphungulwe yentlalo unyango. Ziziphi iimpawu zayo eziphambili?

Kuba unyango lotsalo lwentlalo luyafumaneka ukuba werhafu ehlawulelwe iinkonzo zonyango ezinikezelwa kuye buqu, iqabane, abazali okanye abantwana, ukuba engekho ngaphezulu kwe-18 iminyaka, okanye bathenga iziyobisi. iziko lempilo apho unyango lwenzeke khona, kufuneka mvume. Ukuba werhafu yaba ikhosi ebiza unyango - ngokutsho iikhrayitheriya ezichazwe kwi Ndiwise umthetho kaRhulumente - zesixa kutsalwe iindleko ezifanelekileyo ziya kuba mda.

Olu hlobo iintlawulo zerhafu usenokwenza amalungiselelo ngummi owenza iindleko ezinxulumene ndiyazithenga okanye intlawulo yeenkonzo kwiziko lonyango ngokwakhe - ngaphandle koncedo ngumqeshi okanye urhulumente.

Njengokuba sibonile ngentla apha, kuba kokutsalwa mntu kufuneka ukulungiselela amaxwebhu, izinto eziphambili, kwenzeke ukuba ingqalelo isibhengezo elivumelana a-NGOBUCHULE 3. Kunokuba ukugcwalisa ngokwayo okanye uqhagamshelane arhente ezikhethekileyo icebiso. Isixhobo Ukugunda kakhulu ukuba imisebenzi enjalo ziinkqubo ezizodwa ukuba kunokulayishwa ezantsi kwi nezinyuko weendawo.

Uxwebhu olulandlelayo, nto leyo efunekayo ukuze bafumane iphungulwe lwentlalo - Isiqinisekiso 2-emhadini. Olu xwebhu FNS kufuneka ukubona ukubaluleka ubungqina babantu wengeniso kunyaka werhafu ongaphambili. Isiqinisekiso lidla inikwa ngumqeshi - akufuneki ujonge kuphela ngokuqinileyo accounting.

Kwakhona, ukuze ufumane iphungulwe yentlalo unyango amaxwebhu afunekayo engqina inkcitho ngummi. Ezi kungaba:

- isivumelwano nentlangano zonyango yokubonelela ngeenkonzo;

- ukusekwa kwesiqinisekiso transfer yentlawulo ngeenkonzo zonyango;

- irisithi eqinisekisa ngeendleko ngummi;

- Isiqinisekiso esikhutshwe kwiziko lonyango kwaye eqinisekisa imfuneko yokuthenga iziyobisi umntu.

Ukuba ngummi ufumana iphungulwe ukuba iindleko xa kuthelekiswa unyango i-Federal Tax Service kwakhona kuya kufuneka banike ubungqina ulwalamano isigulane. Ngelo xesha, iirisithi kunye namanye amaxwebhu zemali kufuneka zingeniswe yerhafu ebusweni werhafu, yaye kufuneka banikwe igama lakhe, ukuba uceba izilungiso kwedatha efanelekileyo.

Ukuba Utsalo unokwenziwa usekelwe unyango ukuba iindleko LCA, kuya kufuneka ikopi Imvumelwano LCA okanye uhlobo olufanelekileyo-inshorensi, kwakunye iziqinisekiso imbuyekezo evela kwinkampani ye-inshorensi. Kwiimeko ezininzi, ukuba nayo iyafuneka ukubonelela FTS ekwimo kagqirha, nto leyo eya angabhalwa nesibakala sokuba uxwebhu ukuba FTS. Ngamana kufuneka kunye namaxwebhu kokuqinisekisa yenziwe intlawulo Mhlawuli kumbutho zonyango elinika iinkonzo ngokomgaqo-sikhokelo yezivumelwano LCA.

Ukudibana ne-Federal Tax Service

Xa onke amaxwebhu ziqokelelwa, ukuba kunganxulunyaniswa i-Federal weRhafu Service of ndawo kobhaliso. Kufuneka kubekho ngummi ukugcwalisa isicelo yokutsalwa - isikhawulezisi irhafu ukwenza njalo. Uxwebhu nawo akhawunti yebhanki apho umntu unqwenela ukufumana loo mali ixhuzulwe. abasebenzi Arhente kufuneka khangela amaxwebhu, kwaye ukuba yonke into ukuze, bawuthimbe, unike ummi irisiti irisithi yabo.

ezibanjwayo Social ukuba unyango ngohlobo imali kwi kwingxelo bathi ihlawulwe kwiinyanga-4 emva ukutshintshwa amaxwebhu kwi-Federal Tax Service.

Indlela ukufumana kutsalwe izifundo?

Ngoku sifunde indlela imbuyekezo yerhafu zenziwa ngenxa yeendleko abantu uqeqesho ngokwayo okanye isizalwane.

Ukubonelela kokutsalwa loluntu uqeqesho lwenziwa, ukuba werhafu sele udlule ikhosi yoqeqesho ngokwayo, okanye ukuhlawula imfundo yabantwana babo, ukuba engekho ngaphezulu kwe-24 leminyaka ubudala, naye bangabanakwabo okanye oodadewabo. Imbuyekezo iyafumaneka ukuze lonke ixesha yokufunda kwiziko lemfundo, omnye wesabatha njengoko ibandakanya.

kubanjwe kujongwa ayikwazi zingafumaneka ummi, ukuba sasetyenziswa mali kwemvelaphi isifundo capital umzali. Ukongeza, akunakwenzeka ukufumana imbuyekezo olwaneleyo ukuba iziko lemfundo libonelela ngeenkonzo zalo ngaphandle mvume kwaye uqhuba, umzekelo, iisemina ngexesha elinye-, izifundo okanye ukusebenzisa ezinye iintlobo zoqeqesho, musa ezingabandakanyi kunikezelo iidiploma abafundi, iziqinisekiso kunye namanye amaxwebhu asemthethweni engqina isiqinisekiso.

Sokubhalisa iintlawulo ehambelana kwi siseko yokuqala ekufuneka kwenziwe, njengoko kwimeko yembuyekezo unyango - ukulungisa la maxwebhu. kubanjwe Social kuqeqesho, njengakwimeko yangaphambili, iquka ukulungiswa yomiselo sihambisane-NGOBUCHULE 3. Ngokufanayo, kufuneka ukuba uthathe inxaxheba mveliso accounting ukuqesha reference 2-emhadini.

Emva - uhlanganise iphakheji kwamaxwebhu engqina iindleko zoqeqesho. Ezi kungaba:

- ikopi isivumelwano kunye nombutho yemfundo;

- ikopi yesivumelwano liqinisekise ukunyuka kwamaxabiso lezifundo, ukuba iziko yatshintsha amaxabiso zalo ngeenkonzo ezinikezelwa;

- ikopi mvume lombutho ukuba iinkcukacha kulo nto ibonakala kwikhontrakthi;

- ukuba werhafu ofumana iphungulwe wemfundo, mzalwana somntwana okanye udade, ngoko ufuna ukunika isiqinisekiso esichaza ukuba isifundo lwaqhutywa kulo mntu;

- ukuba ngummi ufumana iphungulwe yemfundo yomntwana, kuya kufuneka ukuba anike ubungqina Federal Tax Service lokuzalwa kwakhe;

- ukuba umntu afumane imbuyekezo ngenxa yakhe izifundo umzalwana okanye udade - amaxwebhu imfuneko engqina nomini nabo.

Kukho kwakhona iseti yamaxwebhu kufuneka uqhoboshele irisithi engqina ukuhlawula iinkonzo mbutho yemfundo.

Ukufumana i Social wokutsalwa kwerhafu izifundo olwenziwe wonke ngendlela efanayo ngendlela ubonakalise uyilo imbuyekezo unyango. Ufuna ukufaka amaxwebhu ziqokelelwe, kunye IRS, ukuze afumane umthetho oyilwayo irhafu, silinde de imali ayifakwanga idluliselwe kwi-akhawunti yebhanki, ingxelo yathi.

Kubanjwe inkongozelo

kokuba kutsalwe irhafu Social nazo zinikwe ngenxa yeendleko ngummi uthando. Inkqubo yokwenza nayo, ngokubanzi, efana olwahlula ukuyilwa iintlawulo zerhafu ukuba unyango kunye noqeqesho. Kuyimfuneko ukuba kulungiselelwe isibhengezo-3-NGOBUCHULE, ireferensi 2-NGOBUCHULE, wabeka kunye impahla kwamaxwebhu engqina iindleko. Ezi kungaba:

- irisithi eqinisekisa intengiselwano (mhlawumbi, umzekelo, imali imiyalelo okanye iingxelo ze-akhawunti);

- izivumelwano ukubonelela uncedo enalo.

Ukufumana imali ebanjwayo ekuhlaleni iyafana nje kule meko oludlulileyo: uya kuwuthwala amaxwebhu kunye IRS, gcwalisa isicelo, uthabathe irisithi ulinde de abasemagunyeni yerhafu uya kuthi asiqwalasele esi amaxwebhu wenze ezidluliselwayo kokutsalwa wesizwe wathi akhawunti yangoku.

Inkcitho ngenxa apho umntu ukufumana imbuyekezo hlobo, amaxesha amaninzi transfer ukulwa kweemali-akhawunti zobunzulu lwazi, kwezenkcubeko nezemfundo, amaziko ezempilo kunye noncedo loluntu kubemi. Le mibutho nayo esidlangalaleni.

ezibanjwayo Social zingabizwa ngokusekelwe iindleko ummi zenza amaziko ezemidlalo zoncedo-mali, imibutho yenkolo. Le mali iphezulu imbuyekezo ahambelanayo kungaphelelanga ngumthetho, kodwa ayikwazi ngaphezu 25% kwingeniso epheleleyo ummi, abafumana kuzo kunyaka apho amaxwebhu iyaphumelela ukuya Federal Tax Service.

Isixa for iminikelo yomhlalaphantsi

Isixa ngenxa yeendleko ummi ezinxulumene Ukugqibezela akhawunti yomhlala yabazali bakhe, iqabane, okanye abantwana abakhubazekileyo, nayo libhekisela kwezentlalo. Unelungelo lokufumana imbuyekezo eyaneleyo evukayo werhafu oye wenza isivumelwano kunye ingxowa-mali yomhlala-phantsi yabucala okanye inkampani yeinshorensi ezizodwa.

kwenziwa njani na uhlobo efanelekileyo wokutsalwa kwerhafu loluntu? La maxwebhu ekufuneka kwayiloo umrhafi sobhaliso sembuyekezo, ziyadibana abo zibonelelwa kule FTS for nokunye zentlalo - kumayelana isibhengezo-3-nomgongxo, reference 2-emhadini.

Kodwa kukho izinto ezithile:

- isivumelwano NPF;

- kufunyenwe eqinisekisa unikezelo ngezimali ngummi NPF;

- ukuba kuyimfuneko - amaxwebhu ezingqina ubudlelwane phakathi berhafu kunye nabantu akhawunti yokonga pension, ezagcwaliswa umntu.

Kufuneka kuqatshelwe ukuba ukutsalwa ngegalelo yomhlalaphantsi - kuphela ukuba lungafumaneka kwiskim yokuqala ngohlobo isixa esilingana kubungakanani irhafu yengeniso, nto leyo kuluhlu mali zemivuzo ngezizathu yomthetho.

Ukwenza ezibanjwayo ezininzi: i bokuqonda

Ndingalufumana iphungulwe kwezentlalo iintlobo eziliqela? umthetho Russian akakwaleli kuyo. Kodwa simele sikhumbule ukuba isixa eliphezulu yenkcitho ngenxa yayo ubalwe ebanjwayo kwezentlalo, ngokubanzi, engange 120 amawaka ngonyaka. Ukuba le mali iye yaphela, ngoko ukuthetha, ngokuthi ifumane isifundo imbuyekezo kazwelonke, ngoko ukufumana iphungulwe ukuba iindleko zonyango, wenza kunyaka omnye, kodwa akakwazi.

An ngaphandle inokuba intlawulo unyango olubiza kakhulu. Kuba imbuyekezo efanelekileyo, njengoko sibonile ngentla apha, akukho kweminye imithetho Russian Federation. Ukongeza, imithetho ezizodwa uzimisele, njengoko sibonile ngentla apha, isixa ukutsalwa inkongozelo. Kodwa ke kubalulekile ukuba ixabiso umvuzo okanye enye ingeniso mntu ngokwaneleyo ukuze nokusetyenziswa kwesixa-mali ekhoyo ye ukutsalwa.

Loo mntu unelungelo lokufumana imbuyekezo lwentlalo phakathi kweminyaka emi-3 emva kokuba iindleko apho ke lubalwe.

isishwankathelo

ezibanjwayo Social - efunwa yi abemi Russian Federation ukuxhasa ngomlinganiselo. Ukuze uyifumane, umntu kufuneka, kuqala, ukulungiselela amaxwebhu engqina isixa ingeniso efunyenwe apho irhafu ihlawulwa kumyinge we-13% - ukuba FNS ebuya mali ngaphakathi kwimiqathango iintsalela ezibunjwe ngumthetho. Okwesibini, i ummi kufuneka uqinisekise i inkcitho echanekileyo zesini - enxulumene nentlawulo zemfundo, inkonzo izibonelelo zonyango, ngokudlulisela imali akhawunti kwi SPF, okanye uthando. Kubhekisele walungisa iseti yamaxwebhu kufuneka kwisebe lwengingqi Federal Tax Service kwindawo lobhaliso. Kwangaxeshanye oko kungenziwa nakoluphi na ngemini kunyaka olandelayo oko apho iindleko ziye azenzileyo, enika Unelungelo lokufumana imbuyekezo.