Yintoni ozuza yaye ziziphi izinto zayo?

Kwihlabathi lanamhlanje Kunzima ukucinga inkqubo kweentlawulo ngaphandle kokusebenzisa amakhadi zeplastiki. Ngokufuthi, le nkqubo zibelula ngaphezu ekuhlawuleni ukuba iimpahla kunye neenkonzo kunye nokuphunyezwa kweentlawulo cash ezahlukeneyo. Namhlanje, akukho mfuneko ukuthwala imali eninzi imali (kwaye ungenza ntoni kwiimeko ezininzi yaye benze ngaphandle kuzo) ukuba enze nayiphi na ukuthenga (ukusuka itshokolethi bar ukuya itikiti okanye imoto), ukuhlawula ityala kwindawo yokutyela okanye wenze eziluncedo ngenyanga. Konke oku kungenziwa ngokuba e kuphela ikhadi enye yebhanki. Wayo inkoliso iivenkile, zokutyela kunye nemibutho ukubonelela ngeenkonzo ezahlukeneyo. Bayaqonda ithuba okuhlawulela iimpahla / iinkonzo ikhadi lwabo ngokusebenzisa yokufumana. Yiyo le ngcamango ye ngumxholo kweli nqaku. Yintoni ozuza yaye ziziphi iingenelo zalo nxaxheba yokuhlala nganye?

Le nkonzo inikezelwa ngoorhulumente iibhanki kunye neminye imibutho yorhwebo ngokubeka ezinjengeetheminali zabo intlawulo intsimi (ngenye indlela kuthiwa pos-ezinjengeetheminali) kunye imprinters. Ezi nkundla ke zenzelwe ukuba ufunde ingcaciso evela ikhadi kunye invoyisi kumthengi / client. Ibhanki nizuze ifumana isicelo kwaye kuyitsala kwi-akhawunti yoMthengi kunye nemali efanelekileyo imali. amakhadi zeplastiki iintengiselwano zilungiswa kwi kwiziko processing. Ngenxa yeengxelo ezifunyenwe ngomhla wakhe, ibhanki reimburses inkampani (kwi-akhawunti yayo current) apho terminal ifakiwe, imali kwi-mali zonke iintengiselwano ezenziwa kule izixhobo. Ukufumana Bank ozisa ingeniso elungileyo yeziko lamatyala ngokohlobo ikhomishini yokuqhutywa izibalo ezinje. Ngoko ke, le yindlela elungileyo yokwenza imali ngenxa yakhe.

Kwaye yintoni ozuza le mbutho? Ngaba kusengqiqweni ukuba ukusebenzisa le nkqubo, xa kukho inxalenye yeendleko imveliso okanye inkonzo eyenze ukuba anike ibhanki? Kakade ke, oko kukuthi, hayi nje kancinci. Isibakala sokuba eli lithuba elikhulu ukutsala abaxhasi / abaxumi abatsha ukhetha ukuhlawula kunye nekhadi, hayi cache. Njengomgaqo, kodwa musa ubeka imali ebonakalayo imali, kunye nokungabikho umbutho evule-kwiitheminali kunokubangela ukukhanyela lokuthenga (kaninzi abathengi abayi kubuya ukwenza ukuthenga okanye nasiphi isivumelwano, kwaye ufumane indawo apho ukwamkela ngokulula amakhadi intlawulo). Ngenxa yoko, ukuzuza (iirhafu ukuba lweshishini ayikho ibaluleke kangaka) ikuvumela ukuba ukwandisa customer isiseko kunye nokwanda yokuthengisa-30%.

Kukho nezinye iingenelo ngokusebenzisa le nkonzo zebhanki. Ngenxa yoko, le nkampani iya kuhlala bekhuselekile ekufumaneni imali yomgunyathi ehlawulela impahla okanye iinkonzo, kodwa ukonga ukuqokelelwa ngemali. Kwaye, kakade, uya kwenza oko izibalo lula ngakumbi iinkonzo abangenazo isixa eyaneleyo imali, kodwa ngamaxesha onke benxibe ikhadi yeplastiki.

Kwaye yintoni ozuza kwi internet? Phantse kwa into enye, kodwa kwisithuba virtual. Oku kusetyenziswa ekuhlawuleni i-akhawunti yekhadi ukuthenga kwiivenkile intanethi, kwakunye nokusetyenziswa kwe eziliqela iintlawulo ngekhompyutha (wemvula of mobile phone, imali yezinkonzo, irhafu kunye nokunye.). Yenza ngokusebenzisa web-interface kwaye ivumela iBhanki ukwenza isibonelelo lamlo.

Kukho olunye uhlobo le nkonzo. Yintoni ozuza xa usebenzisa i ATM? Kulo mzekelo, le nkqubo ziquka notsalo imali evela ikhadi lebhanki umntu alumelanga umxhasi yeziko ngetyala apho esi sixhobo loluka. Umntu iyafana njengomniki-nkonzo yi ibhanki: eyokuqala - umnikeli ikhadi, okwesibini - umnini-ATM (i uyinikezelwayo).