Bank "Bank Ekhohlo": ncomo

In Russia kukho amaziko zebhanki ukuba zikhona kwi emarikeni ukususela ngo-1991 - kamsinya nje ekuqaleni, ukuba kuvela lonke udumo kunye nenkqubo-mali xa iyonke. La maziko zidla imodeli ezinzileyo ulawulo, abafowunelwa lusekiwe, isiseko esibanzi yomthengi kunye ngokwanelisayo ezikumgangatho ophezulu, iimveliso ezithandwayo ezivenkileni.

Enye yezi ibhanki "Ekhohlo Bank", wenza kwingingqi yaseSiberia. Yinto eyaziwayo apho kakuhle nje uthungelwano elikhulu - ofisi-19, ii-ofisi 7 credits yokukhutshwa, kwakunye 100 ATM ezinjengeetheminali.

Kweli nqaku, senza achaza ukuba eli ziko linikela inqanaba apho iinkonzo zibonelelwa, inganikeza umxhasi njalo njalo.

impumelelo

Masiqalise kunye amabhaso kunye noluhlu apho eli ziko kuphawuliwe elihle. Ukuze ubone imeko ngakumbi nangengqwalasela enkulu, kuthathelwa ingqalelo kuphela ezo impumelelo ukuba zifunyenwe ngo-2015. Ngoko ke, iziko labahlalutyi 'Rusipoteka ", ngokudala zokukala amaziko zebhanki eziphuhlileyo inxaxheba kunikezelo-mboleko, ibhanki wabeka i" Ekhohlo Bank "(Kemerovo) ukuya kwindawo yama-33. Xa iso - ngokwemiqathango kwipotifoliyo mboleko - uhlelo anegunya (RIA rating) kumiselwa echazwe kwibhanki inqaku kwindawo th 120. Ngu-asethi zizonke ke arhente enye lesi "Ekhohlo Bank" endaweni 136-th. Okokugqibela, le Moscow Stock Exchange kudidi "Ukukhokela abanini zorhwebo" ichazwe yebhanki sikhundla 35.

Njengoko ubona, eli ziko inazo impumelelo, leyo zixhaswa kwizikhundla zobunkokheli kwimarike kunye ebanzi isiseko sabathengi.

deposit

Imali i ibhanki isixhobo othandwayo ngabantu abakwaziyo kwaye ungathanda ukuba wonge imali. Bank "Ekhohlo Bank" inikela malunga 10 iintlobo iidipozithi - bonke ziyashiyana lwemali, isixa zisezantsi mali, umyinge wenzala kunye nezinye iimeko (kungenzeka ukuba niwuzalise, ukurhoxisa imali, vula nge-Intanethi). kumntu ngamnye, kuxhomekeke enoba unomdla uyakwazi ukukhetha okuhle ngokwalo ze lufake igalelo ukugcina imali ebhankini. Imizekelo izicwangciso ze investment: "Investment" (ubuncinane-mali - 10 000, idiphozithi ebizwayo-12% ngonyaka, i-abagcinisa unalo ithuba lokuba bazobe kwi Bank wayo Internet yaye, ukongeza, yenza wemvula); "Endimthandayo" (ubuncinane - 50 amawaka, ukususela 10.5 ukuya 11.5 pesenti yenzuzo yonyaka, ukongeza kwi "Wallet" ixhuzulwa 7%). Kukwakho nezicwangciso abadala, abantwana, iidiphozithi lwemali, needipozithi zeemali ezikhuphekayo xa zifuneka.

credits

Njengoko kuchaziwe liziko kufuna utyalo-mali, ngokulandelelanayo, yaye "Ekhohlo-bank" yibhanki lwamatyala amalungiselelo irhafu eziliqela kuxhomekeka ekubeni ingaba iklayenti umsebenzisi rhoqo okanye eza kuqala. Kwakhona idlala indima isixhobo sentlawulo apho umxhasi uza kufumana imali ebolekiweyo - yinto credit, ikhadi umxhasi elula okanye olunye uhlobo.

Kwimeko webhanki yokubolekisa uwugcinayo ukwahlulwa iikhastoma zibe ziindidi. Ngoko ke, lo ngowona abanini amakhadi yemivuzo, abadla umhlala-phantsi, abathengi abatsha abafuna ukuba akhuphe "ikhadi lamatyala", abaxhasi kunye nembali entle ngetyala, abasebenzi iinkampani, isasetyenziswa ezingezo-bank. Ngako oko, iimeko lokubolekisa ngalunye kwezi ndidi ezahlukeneyo. Nangona kumasebe ahlukeneyo kuphakamisa umdla enye yebhanki "Left Bank". NaseNovosibirsk, Kemerovo kunye Barnaul - kungakhathaliseki apho iiofisi zamasebe.

nezinye iimveliso

Ukongeza wokubolekisa ngemali kunye nemisebenzi elinguvimba, i-Bank kwakhona uqhuba eziliqela neminye imisebenzi. Ingakumbi, le yokutshintsha imali, ukwenziwa amakhadi ebhanki, ukuvulwa akhawunti mali yokonga, evula-mboleko yokuthenga izindlu yokwenene, ngokubonelela ngeenkonzo zabucala ukude ebeka zexabiso kwiibhokisi imali ekhuselekileyo, njalo-njalo. Konke oku kuvumela umxumi ukuba asebenze enye, ibhanki efanayo, kungakhathaliseki ukuba iinkonzo ifuna.

Reviews Customer

Uluhlu iyonke iifitsha ebonelela kubathengi zayo kwiziko - kodwa ngokuqinisekileyo elungileyo. Kodwa ukuqonda indlela omnye okanye kwenye ibhanki, kunokwenzeka kuphela emva kokuba aqhelane ncomo real umthengi. Kwaye oko kungenziwa kwizibonelelo ezizodwa, ezifana kwiiforam, abagcinisa imali kunye kubaboleki. Oko kwenziwa ukuze uqonde ukuba yintoni na iBhanki i "Left Bank".

Novokuznetsk and Kemerovo, Barnaul, okanye nasiphi na esinye isixeko apho kukho iofisi yesebe umdla kuthi, akunamsebenzi - ncomo Online iziphakamiso eqokelelwe kubantu abasuka kwilizwe lonke. Kwaye akuyifumana, umzekelo, ukuba ezinye amasebe iinkonzo zinikezelwa ukutshintshiselana kwemali engange 5 atshiphu, kodwa emgceni; kwabanye - kulibazisa intlawulo inzala kwimali idiphozithi; kodwa ethile - wasonga emva kunikezelo mboleko. Zonke ezi ukubuyekeza amabi ashiywe abo bahlala abanganelisekanga inkonzo kwi "Left Bank". Enyanisweni, uninzi ezi zindululo: ethile ityala abasebenzi ebhankini, kwezinye iimeko, le isiphoso amanga client.

Nangona kunjalo, kukho ezinye izinto ezakhayo - imisebenzi, apho umthengi abanomdla, ziye yenziwa ngempumelelo, kwaye ekugqibeleni olwahlula ndwendwe wanelisekile.

Oko Kwandile ngokuqinisekileyo zithi kweli ziko uya kunikwa "kwi nqanaba liphezulu" okanye "eyoyikekayo," akunakwenzeka. Mhlawumbi konke kuxhomekeke ebantwini, ejongene umthengi.

Impendulo evela kubasebenzi

Okubangel 'umdla kwakhona ukuqonda indlela Bank iya abasebenzi ncomo. Njengoko kubonakala ngaphakathi umsebenzi nayiphi na inkampani. Positive iimpawu abasebenzi zibonisa, umzekelo, kubasebenzi lula, umsebenzi umdla, ucwangciso elungileyo kwaye kwemikhwa loshishino ebhankini. Nangona kukho ncomo ezimbi, athetha krwada ngakwicala amagunya, umsebenzi engekho yabasebenzi, kwaye on contract civil (nto leyo ithetha iqondo elingezantsi, ukukhusela iimfanelo yabasebenzi), umvuzo "imvulophu" (njengoko ukuhlawula ngokusemthethweni ubuncinane s / n kwaye umqeshwa ufumana imali eyahlukileyo ngokupheleleyo) ngalo mba. Xa kwayo, kuba bonke, benjenjalo ukumemeza iimeko zokusebenza langoku Nathi saphelela. Kodwa kukho uzinzo, ithuba lokukhula kunye, ekugqibeleni, amava.