Ulwabiwo zokuhlala kwisakhiwo esitsha - ntoni na? Nobubi of acquisition entsha yezindlu phantsi isivumelwano assignment

Enye yezona ndlela uthandwayo utyalo kwimarike real estate - esi sabelo zokuhlala kwizakhiwo ezitsha. Yintoni na - uyaqonda wonke umntu, yaye ngokuqhelekileyo labaqalayo akafuni ukuchitha nayo. Ngokutsho manani, phantse isihlanu zonke izindlu phantsi yokwakha kuthengiswa phantsi kwesi skim. Ziziphi iingenelo eziphambili kunye nengeloncedo zezi ntengiselwano? Yintoni umthengi usemngciphekweni?

Ulwabiwo zokuhlala kwizakhiwo ezitsha: ntoni na?

Sabelo - isivumelwano sokunikezela amalungelo obunini kumntu wesithathu. Bethenga kunokwenzeka kude kumhla ikhomishini karhulumente, apho amaxwebhu setayitile kwizakhiwo kwisakhiwo ayikho kodwa ayikho. -Mali bathenga indlu kwisakhiwo esitsha kwinkampani yokwakha nokudluliswa amalungelo yayo impahla nabanye abantu zendalo ngentlawulo. Ngokuqhelekileyo, umtyali-mali ifumana intengiselwano ukususela ku-10 ukuya 90% imbuyekezo ngemali kutyalwa kwizakhiwo ezitsha. nxaxheba New sokwakha ekwabelwana atshintshelwe amalungelo nezibophelelo phambi umqambi.

Isabelo amalungelo impahla indlu ekwakheni entsha yenziwe ngeendlela ezimbini:

• Ngokutsho ulawulo isivumelwano (umthengisi obuyisela ityala umphuhlisi kunye nemali umthengi lowo, intengiselwano enokwenziwa izihlandlo eziliqela kunye ngenye inkalo izindlu);
• Phantsi isivumelwano lokuqala (hayi phantsi ubhaliso karhulumente, umisela ungasekunene umthengisi kunye umthengi ukuba aqhube intengiselwano kwixesha elizayo).

Thabitha lwenzeka ngokwesivumelwano mutual.

Indlela ukuthengisa indlu kwi sakhiwo isabelo: Phase

Ikhontrakthi sabelo iya kwizigaba ezine processing:

1. Ukukhangela amaxwebhu kumqambi:

• charter zenkampani;
• Memorandum of Association;
• isatifiketi sobhaliso karhulumente ebhaliswe Federal Tax Service;
• evumela ukuba kwakhiwe;
• isibhengezo yeprojekthi;
• amaxwebhu engqina inkxaso-mali.

2. Le umthengisi yazisa ngenjongo ukuthengisa ipropati phambili, kwaye ke kufuneka afumane imvume kuye ngembalelwano, kwakunye namaxwebhu engqina kukungabikho izibophelelo zemali ukuze le nkampani. Kwakhona kufuna imvume kubameli le iqabane ukuba athengise impahla, ukusonjululwa kwiziko lamatyala (ukuba izindlu ezithengwe kwi-mboleko), sisicatshulwa esithathwe kwirejista ukuya nendawo yokuhlala. Komthengi makafumane imvume kubameli ze iqabane uthabathe ebhankini kwaye isivumelwano sokubambisa ngenxa ngokubonelela ngemali-mboleko yezindlu (nge-mboleko).

3. Hlala isivumelwano ukunikezelwa ngokwayo. Yenza kube lula ukuba umphuhlisi kwi-ofisi indawo okanye igqwetha.

4. Kukho transfer yobhaliso imo kwimvumelwano kwicandelo Rosreestra.

Kuyinto isabelo mortgage kunokwenzeka

Lo mthetho ngoku Russian ucacisa ukuba ngolwabiwo mortgage kunye zokuhlala kwisakhiwo esitsha kunokwenzeka. Ukuza kuthi ga ngoku, Umthengisi kufuneka afumane imvume ebhaliweyo iziko lamatyala, njengoko nokudluliswa nezibophelelo zalo zemali kumthengi ngokupheleleyo. Ngenxa yoko, umthengi uyavuma ukuthobela yonke imiqathango yeso sivumelwano semali-. Kweli nqanaba, kufuneka balujongisise ngenyameko isivumelwano sokubambisa liboleke abanye, njengoko ibhanki unelungelo lokwenza utshintsho kwi yakho.

irhafu

Ngokutsho Code weRhafu, emva kokuba sabelo kuye kwenzeka isakhiwo sokuhlala, werhafu ka-13% kufuneka ihlawulwe ngumthengisi. Utsalo eyenziwe mali yenzuzo - umahluko phakathi kwengeniso kunye ixabiso lokuqala lwezindlu. Ukuza kuthi ga ngoku, othengisayo angenise kwiSebe of Tax Uhlolo Declaration kwifomu 3NDFL.

Umzekelo, ukuba indawo yokuhlala nozuzwe ngenxa 1000000, kwaye athengiswe phantsi isivumelwano sokunikezela ka 2000000, isixa ukutsalwa kwerhafu kuya kufikelela 130.000.

Ukuba umthengi ufuna ukufumana wokutsalwa kwerhafu ukuthenga indawo, kufuneka ucele umthengisi irisithi ukuba ukuhlawula irhafu.

okukhona

Zombini i umthengisi kunye nomthengi inzuzo emva kokuba umsebenzi wenziwe kwisakhiwo sokuhlala. Ziziphi ezi nzuzo?

Umthengisi yenza inzuzo evela kwintengiso. Ngaphezu koko, ubukhulu bayo ibe ngaphezulu kakhulu kunokuba mali imali kuqala.

Iinzuzo ukuba umthengi:

• ixabiso eliphantsi xa kuthelekiswa kuthiwa lilungile.
• Ukuba nokwenzeka yocwangciso ngamnye.
• Wathenga yokuhlala ecocekileyo ngokusemthethweni.

bendlela

Ngaphandle kwento yokuba ukutshintshwa amalungelo ukuya kwindlu kwisakhiwo esitsha - enye sijongana ethandwa kwimarike real estate, oko kuyingozi. Phakathi imingcipheko engundoqo woyekelelo;

• Imilinganiselo yinkampani lokwakha.
• Ukurhoxiswa yesivumelwano isabelo.
• ukuthengisa Dual.
• Umthengisi akuthethi kwazisa umbhekisi phambili sabelo.

Ngoku cinga ezi ngongoma ngokweenkcukacha.

inkampani yokwakha ungonakala

Ngeli xesha, uphumayo ngomzuzu lobhaliso imeko PO ukuya ukusayinwa isenzo lokutshintshela ndlu ukusebenza, abanini inzala itshintshele amalungelo abo kwipropati. Esona sizathu siphambili sokuba sabelo lunyhasho umbhekisi imigangatho ezisemgangathweni kunye ukumiswa kwetyala kuphindwa yokwakha. Ngokuqhelekileyo, le meko ngenxa imilinganiselo ye umbhekisi phambili i ocwangcisiweyo.

Emva kokuba abanini umdla lokuqala uya kumnika ilungelo izindlu kwisakhiwo esitsha, uxanduva phambi kokuba ilungu elitsha POS ziya kuthwalwa kuphela lomphuhlisi. Ukuba umphuhlisi kumosha sePoS kwaye ukwenza imsebenzi yakhe, ukupheliswa kwesivumelwano isabelo akwenzeki. abanini inzala entsha kuza kwisimangalo sele ngqo kunye umqambi.

nxaxheba zokuqala ekwakheni i vutihlamuleri umakhi imvumelwano, kuphela xa ethatha ngebheyile. Liqwalasela nengqinisekiso zinqabile kakhulu.

Ukurhoxiswa isivumelwano isabelo

Isabelo ngokuthenga endlini kwisakhiwo esitsha kufuneka ukuziphikisa izithethe yemithetho ekhoyo kwaye isivumelwano kwi inxaxheba ekwakheni ngokuhlangeneyo. isivumelwano sabelo mayaziwe null and void kwezi meko zilandelayo:

• abanini umdla yokuqala wasilela ukuthobela izibophelelo zemali umphuhlisi kunye yebhanki.
• Akukho imvume ebhaliweyo yafunyanwa kwinkampani lokwakha.
• Siye safumana imvume ebhaliweyo evela ebhankini xa izindlu ezithengwe ngoncedo ngetyala.

Phambi ubuncinane enye kwezi zinto zichazwe ngasentla yokontraki assignment is invalid. Ngokutsho nqaku 390 of Code Civil, uxanduva ukupheliswa isivumelwano olungasebenziyo iwele ngokupheleleyo kwi-nxaxheba DDU yokuqala. Yena unyanzelekile ukuba ahlawule imali kudluliselwa kuye, ukuba ahlawule umdla buyisela uphanjwe real estate abatyali ilahleko.

ukuthengiswa Dual

Ngo-2011, isigqibo ligqithise njengako apho bonke sokuza zixhomekeke kubhaliso esisinyanzelo karhulumente. Ngelishwa, lo mthetho Russian kummandla zokwakha yenxaxheba sikude egqibeleleyo. Ngokukodwa, kukho umngcipheko wokuba yentengiso kabini kwi umsebenzi zokuhlala kwizakhiwo sisephantsi kolwakhiwo.

Ukuziqhelisa, ngokufuthi kukho iimeko apho abathengisi abanganyanisekanga bangena kwisivumelwano kunye nesabelo iikhastoma ezininzi ngaxeshanye. Oku kwenzeka ngenxa yokuba kukho izivumelwano zokuqala zentengiso, ubhaliso apho Rosreestra ayikho imfuneko. Ubunikazi elaziwayo kuchophela yoMsayini wokuqala basayina isivumelwano kunye nomthengisi. Dlulisa imali umthengisi kufuneka ibe kuphela emva kokuba ubhaliso karhulumente le PO.

Umthengisi akazange azise developer

Umthengisi kufuneka afumane imvume ebhaliweyo evela umphuhlisi ukuthengisa indlu. Kungenjalo, iingcedevu inzala entsha kubavumela ilahleko enxulumene lo mngcipheko, kubandakanywa nokungakwazi lokuhlawulisa ilahleko umakhi ukuya yokurhoxiswa PoS.

Umzekelo, ukuba abanini ezintsha umdla iinkundla ukululama kunye nokwakhiwa isohlwayo ngenxa yokulibaziseka ngokubeka ukusebenza, uya sikhatyiwe.

Singenele isivumelwano enkundleni

Xa isigqibo seNkundla kwabantu emzimbeni kwaye omthetho kuthathwa matyala okanye yimali. Kulo mzekelo, yonke imicimbi enxulumene umba lokuthenga kunye nokufunyanwa impahla engenakususwa ibonakaliswa ize iimeko ezimbini:

• Xa isivumelwano zentengiso elikhankanyiweyo understated ngabom ngexabiso.
• Intengiselwano kwafezwa kweenyanga ngaphantsi kwe-12 phambi kokuqala kwetyala kwi ungonakala.

Ukuziqhelisa egwebayo, kukho iimeko xa ndawo efanayo buthengiswa phantsi izihlandlo eziliqela isivumelwano sabelo. Kamva, ulwakhiwo-nxaxheba entsha uhlawulela mhlaba uthengiweyo. abanini umdla yokuqala luqalisa inkqubo yimali, kwaye intengiselwano irhoxiswe. Ngenxa yoko, abanini equity entsha kuphela ngaphandle zezindlu awayesibawela, kodwa ngaphandle imali echithwa indlu.

sabelo owawunenjongo enye

Xa ummandla St. Petersburg naseLeningrad kukho arhente ezikhethekileyo - isabelo United Centre. Apartments kwi sakhiwo nomtsalane kubathengi ezinokwenzeka, kunokuba amakhaya yesibini. Ukongeza, isabelo - inkqubo kunokuba nzima ixesha elide ukuba ufuna ulwazi ngqo mthetho.

iingcaphephe Centre aye yamava kweentengiselwano iikhontrakthi ukunikezelwa. I-arhente kwakhona une ledatha yaso kwiipropati kufunyaniswe ukuba phantse kuqinisekisa ntumbuluko ngokusemthethweni kwemicimbi.

Enye yezona yingozi, kodwa eyona ndlela efikeleleka of acquisition kwezithobekileyo real - isabelo zokuhlala kwizakhiwo ezitsha. Luhlobo luni deal? Phantsi isabelo ibhekisa ukugqithiselwa ubhaliso amalungelo obunini ukusuka nxaxheba ekwabelwana ulwakhiwo kumntu wesithathu. Olu hlobo lwesivumelwano zinezibonelelo engenakuphikwa, kodwa kuneengxaki ezininzi. Ukuze siphephe iingxaki kunye izindlu ezithengiswayo elizayo, kufuneka zidlulisele inkxaso transaction value nalungele. In Russia kukho mnye kuphela arhente ezikhethekileyo ophetheyo kwemicimbi ezinjalo - United Centre Izabelo.