Abanini Inzala - ngubani na le nto? Indlela sikuphephe ukuba zizilu- abatyali khohliswa

Igagasi bankruptcies kwiinkampani zokwakha ibetheke abatyali mali ezithengiswayo, ngubani waphupha amakhaya amatsha yabo. Wonke abanini inzala - lelona woniweyo, ngubani nje walahlekelwa yimali, kodwa ixesha elide bahlukana umnqweno wakhe ukuba angene endlini entsha. Njani ukuba siwele kumgibe izithembiso ezingeyonyaniso developers? Makhe sizame ukuqulunqa imigaqo esisiseko zokusebenza kunye nabameli iinkampani zokwakha.

Ngoobani abatyali-real estate

Okokuqala makhe baqonde isigama. Developers - inkampani yokwakha kunye nabameli zabo, benikela ukuthenga indlu isakhiwo zokuhlala engagqitywanga ukwakhiwa. Njengomthetho jikelele, amagumbi kweli nqanaba akubizi, kodwa ukungena izindlu ayide ikwazi ukuba. Ababhekisi phambili bene linelungelo lokungalwenzi indlu ekuphunyezweni naliphi na inqanaba yokwakha.

abanini Inzala - loo mntu onelungelo inxalenye (share) indlu phantsi ukwakhiwa, idla ngokuba ncinane nendawo eziphilileyo, apho uza ukulungisa emva kokungena besakhiwo msebenzi. Omabini la macala - kunye developer, kwaye sikwamemelela abanini equity - anomdla ukwakhiwa kwezakhiwo zokuhlala. Ke yokugqibela iya kuba nako uyohlala endlini, kwaye umphuhlisi - ukufumana imali.

Uxwebhu olusisiseko kwabo umdla

Inyathelo lokuqala kukubona ukuba inkampani yokwakha ukusebenza phakathi-FZ 214. Yiyo lo mthetho federal esakha ubuhlobo 'umdla abanini-umakhi "kwaye ichaza inkqubo echanekileyo yentsebenziswano kwabo bafuna ukuthenga indlu, yaye abo bafuna ukuba kwakhiwe kuyo.

Imvumelwano inxaxheba ekwakheni share (DDU) - uxwebhu ekufuneka isayinwe ize umphuhlisi, kwaye sikwamemelela abanini equity. Lo mthetho kuMgaqo-mthetho yaye siyabophelela. Ivumela POS abathengi elizayo zokuhlala ukulindela ukubuyiselwa xa kuthe imilinganiselo wenkampani yokwakha. abatyali bezakhiwo kufuneka ukhumbule ngokucacileyo ukuba DDU kuphela waba ngummeli wowona ulungileyo kwaye yamkelwe enkundleni. Kwakutheni ukuze abasunguli Musa ukungxama kukhutshwe POS, nobingelela ukuze asayine amaxwebhu ngendlela eyahlukileyo?

sivumelwano lokuqala: inkohliso kubanini inzala

Indlela elula nethembekileyo ukuba bakope umqeshi elizayo - ukuya kunikela ukuba basayine imvumelwano ukwakha joint, kwaye "phantse efanayo" uxwebhu zokuthi usisiqinisekiso ukuthotyelwa onke amalungelo umqeshi elizayo. Olu xwebhu kufuneka amagama ahlukeneyo. Igama iqhelekileyo - "isivumelwano lokuqala". Umongo weli phepha ngulo ulandelayo.

Nokubuza isivumelwano isithembiso ukugqiba ngexesha lokwakha, isithembisa intsebenziswano epheleleyo-enobugcisa. Kuyaqondakala ukuba isivumelwano sokuthenga iza kutyobelwa nabanini-umdla kuphela emva ukwakhiwa ekupheleni izindlu ezintsha kwaye indawo yokuhlala iya kuphothulwe.

Kodwa umthetho, amagqwetha azikho kule mvumelwano lokuqala akukho unaloo kusikhusela co-zimali. La maxwebhu ezingabhaliswanga naphi, kwaye yaphulwe unilaterally. isivumelwano lokuqala ayenzi sibonelelo nayiphi na intlawulo yemali - zonke izivumelwano mutual ulawula equity. Ngenxa yoko, abatyali mali sandilukuhla ezingayifumananga nto ibalulekileyo - ziziqinisekiso ezikhoyo umthetho zokwakha ngokuhlangeneyo. Umntu imali imali:

• akukho kuqinisekiswa nayiphi na intengiso kabini zezindlu efanayo;
• Kuye akukho ithuba ukwenza isikhalazo ngomgangatho kunye nexesha lokwakha;
• It has akukho ndlela uxinzelelo esemthethweni kwi umqambi.

Ngaphezu koko, amagqwetha zilumkisa izivumelwano preliminary abonakala .Imisebenzi intengiselwano.

Iskimu promissory note

Xa scheme Bill of mali umthengi kufuneka ungene kwizibhambathiso ezimbini - intengiso nezoviwo nokuthenga amanqaku promissory. Ekuqaleni, le incwadi unaniso isiqinisekiso salo ubudlelwane ethembakeleyo, yaye uxwebhu intlawulo iza kwenziwa Ulohlalisa ikhontrakthi engundoqo. Kodwa ityala aziyi kwamkelwa yinkundla njengesiqinisekiso: umphuhlisi unelungelo lokwala abanini umdla LCD ukuba asayine isivumelwano engundoqo, abuyele imali phantsi oyilwayo, ndithengise igumbi komnye umntu.

Yintoni ukujonga kumaxwebhu kuyilo?

Phambi kokuba ukuthenga indlu yokuhlala kwisakhiwo esitsha, kufuneka uqinisekise ukuba umphuhlisi ufumene imvume yokwakha kunye umgaqo-nkqubo osemthethweni-inshorensi liability. nkqubo elolu hlobo inokuba isiqinisekiso ebhankini okanye isivumelwano epheleleyo kunye insurer.

Ukuba umphuhlisi ufuna ukungena POS, kufuneka uqinisekise ukuba eendaba okanye Internet iyaziswa yi amaxwebhu uyilo lophuhliso elizayo. Kuzityhila izicwangciso umqambi unyanzelekile ukuba kwiintsuku ezili-14 phambi kokusayina lokuqala DDU contract. Jonga wihi lokwakha inokuba igqwetha kuphela. Ngoko ke, kubalulekile ukuba ucele mvumelwano ifomu, ngokomthetho, iimvume, amaxwebhu eprojekti kwaye khangela amaphepha ukusuka igqwetha abaqeqeshiweyo.

Inyathelo elilandelayo ekuhlalutyeni ukuthembeka umphuhlisi - ukufunda izimvo zoluntu. Kungcono ukuqonda kuvavanyo inkampani yokwakha phezu kwayo engekenziwa kwi-network ye co-zimali. Umphuhlisi kufuneka unegama eqinileyo, amava afanelekileyo ekuqhubeni umsebenzi wokwakha kwaye isakhiwo esitsha kraca, umgangatho lolwakhiwo leyo ingenza uluvo.

Funda ngembali ukwakha ikhaya elitsha ukusuka kwixesha kunikezelo mvume ukuza kuthi ga ngoku. Mhlawumbi i ingxaki yezoqoqosho ukuba inkampani yokwakha ukuba gxotha ukwakhiwa kwezakhiwo ezitsha. A space ephilileyo, nto leyo uthengiswe, Kakade abanye abatyali-real estate abazama nje ukuba wonge imali yabo.

Visit site

Qiniseka ukuba atyelele kwindawo yokwakha, neqaliswayo akha isakhiwo esitsha. Kufutshane esakhiweni kucingo kukho ulwazi malunga umakhi, umthengi, imihla elisondeleyo ukugqitywa ukusetyenziswa zokuhlala. Kufuneka nokungqinisisa idatha ibhodi ulwazi kunye ulwazi oluthiwe thaca kule PO. Ukungangqinelani nakancane ukuba izizathu kokupheliswa kwesivumelwano nxaxheba share - oku isibheno ngqo enkundleni sokubuyiselwa imali kunye nembuyekezo. Onke amanqaku zentandabuzo kuxoxwa kunye negqwetha lakho okanye idilesi kwi nombolo ye kwabasemagunyeni.

Sinethemba lokuba la macebiso elula kuya kukunceda ngexesha kwaye ngaphandle kokulibazisa, bafumane izindlu kudala elindelwe. ithamsanqa!